Discounted Cash Flow Rating
Buy
Return on Equity Rating
Sell
Debt to Equity Rating
Neutral
Price to Earnings Rating
Strong Buy
Analyst Rating
Neutral
Simple Moving Average
Strong Buy
Exponential Moving Average
Strong Buy
Relative Strength Index
Buy
Standard Deviation
Strong Buy
Williams %R
Strong Buy
Average Directional Index
Neutral
Insider Trading
Neutral
Wall Street Data Solutions Rating
Buy
A
Affinity Bancshares, Inc. Common Stock (MD) (AFBI)
Savings Institutions, Not Federally Chartered
https://www.myaffinitybank.com
Affinity Bancshares Inc is a holding company of Affinity Bank, a federally chartered stock savings bank that offers a variety of deposit accounts, including checking accounts, savings accounts, and certificate of deposit accounts. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans, and residential real estate loans, construction and land loans, and consumer loans. It also invests in securities, which consist of mortgage-backed securities and obligations issued by United States government-sponsored enterprises and Federal Home Loan Bank stock.
3175 HIGHWAY 278
COVINGTON, GA
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
01/21/2021
Market Cap
135,238,149
Shares Outstanding
6,390,000
Weighted SO
6,388,309
Total Employees
N/A
Upcoming Earnings
N/A
Similar Tickers
Beta
0.5120
Last Div
0.0000
Range
13.76-21.975
Chg
-0.1400
Avg Vol
25290
Mkt Cap
135238149
Exch
NASDAQ
Country
US
Phone
770 786 7088
DCF Diff
-26.2470
DCF
42.7570
Div Yield
0.0000
P/S
3.0769
EV Multiple
-95.5123
P/FV
1.0821
Div Yield %
0.0000
P/E
24.5959
PEG
0.6662
Payout
0.0000
Current Ratio
0.3276
Quick Ratio
0.3276
Cash Ratio
0.3127
DSO
0.0000
DIO
0.0000
Op Cycle
0.0000
DPO
0.0000
CCC
0.0000
Gross Margin
1.0000
Op Margin
0.1598
Pretax Margin
0.1629
Net Margin
0.1252
Eff Tax Rate
0.2312
ROA
0.0063
ROE
0.0451
ROCE
0.0099
NI/EBT
0.7687
EBT/EBIT
1.0192
EBIT/Rev
0.1598
Debt Ratio
0.0593
D/E
0.4145
LT Debt/Cap
0.2930
Total Debt/Cap
0.2930
Int Coverage
1.2891
CF/Debt
0.1037
Equity Multi
6.9850
Rec Turnover
0.0000
Pay Turnover
0.0000
Inv Turnover
0.0000
FA Turnover
12.3152
Asset Turnover
0.0503
OCF/Share
0.8375
FCF/Share
0.7590
Cash/Share
15.2203
OCF/Sales
0.1223
FCF/OCF
0.9062
CF Coverage
0.1037
ST Coverage
0.0000
CapEx Coverage
10.6627
Div&CapEx Cov
10.6627
P/BV
1.0821
P/B
1.0821
P/S
3.0769
P/E
24.5959
P/FCF
27.7696
P/OCF
25.1817
P/CF
25.1817
PEG
0.6662
P/S
3.0769
EV Multiple
-95.5123
P/FV
1.0821
DPS
0.0000
Latest Headlines (EST)
Revenue Product Segmentation
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
3 - 6 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
6 - 9 Months
25.90K Shares Bought (100.00 %)
0.00 Shares Sold (0.00%)
9 - 12 Months
7.50K Shares Bought (87.10 %)
1.11K Shares Sold (12.90 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 3.40M | ▲ 3.52M | ▲ 7.41M | ▼ 7.24M | ▲ 7.90M | ▲ 11.69M | ▲ 12.93M |
Cost Of Revenue | 0.00 | 0.00 | 0.00 | ▲ 6.33M | ▼ 0.00 | 0.00 | 0.00 |
Gross Profit | 3.40M | ▲ 3.52M | ▲ 7.41M | ▼ 905.00K | ▲ 7.90M | ▲ 11.69M | ▲ 12.93M |
Gross Profit Ratio | 1.00 | 1.00 | 1.00 | ▼ 0.13 | ▲ 1.00 | 1.00 | 1.00 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 562.00K | ▼ 505.00K | ▲ 2.49M | ▲ 3.53M | ▼ 3.00M | ▼ 520.00K | ▼ 0.00 |
Selling And Marketing Expenses | 37.00K | ▲ 43.00K | ▼ 27.00K | ▲ 43.00K | ▲ 150.00K | ▲ 3.79M | ▼ 0.00 |
Selling General And Administrative Expenses | 2.81M | ▼ 2.69M | ▼ 2.51M | ▲ 3.57M | ▼ 3.15M | ▲ 4.31M | ▼ 0.00 |
Other Expenses | 0.00 | 0.00 | ▲ 10.98M | ▼ 9.75M | ▲ 10.90M | ▼ -1.64M | ▼ -2.69M |
Operating Expenses | 3.21M | ▼ 3.14M | ▼ 200.00K | ▲ 339.00K | ▲ 358.00K | ▲ 1.64M | ▲ 2.69M |
Cost And Expenses | 3.21M | ▼ 3.14M | ▼ 200.00K | ▲ 6.67M | ▼ 358.00K | ▲ 9.76M | ▲ 11.59M |
Interest Income | 0.00 | 0.00 | ▲ 8.01M | ▼ 7.37M | ▲ 8.98M | ▲ 11.09M | ▼ 0.00 |
Interest Expense | 0.00 | 0.00 | ▲ 1.05M | ▼ 702.00K | ▲ 1.64M | ▼ 300.00K | ▲ 555.00K |
Depreciation And Amortization | -245.00K | ▲ -136.00K | ▲ 1.16M | ▼ 147.00K | ▲ 667.00K | ▼ 158.00K | ▼ 0.00 |
Ebitda | -54.00K | ▲ 245.00K | ▲ 4.12M | ▲ 6.10M | ▼ 3.85M | ▼ -1.93M | ▲ -1.00 |
Ebitda Ratio | -0.02 | ▲ 0.07 | ▲ 0.56 | ▲ 0.84 | ▼ 0.49 | ▼ -0.16 | ▲ -0.00 |
Operating Income | 245.00K | ▼ 136.00K | ▲ 2.96M | ▲ 5.95M | ▼ 3.19M | ▼ 1.93M | ▼ -1.00 |
Operating Income Ratio | 0.07 | ▼ 0.04 | ▲ 0.40 | ▲ 0.82 | ▼ 0.40 | ▼ 0.16 | ▼ -0.00 |
Total Other Income Expenses Net | -54.00K | ▲ 245.00K | ▼ -1.05M | ▼ -1.46M | ▲ -974.00K | ▲ 1.93M | ▼ 1.34M |
Income Before Tax | 191.00K | ▲ 381.00K | ▲ 1.91M | ▼ 1.76M | ▲ 2.21M | ▼ 1.93M | ▼ 1.34M |
Income Before Tax Ratio | 0.06 | ▲ 0.11 | ▲ 0.26 | ▼ 0.24 | ▲ 0.28 | ▼ 0.16 | ▼ 0.10 |
Income Tax Expense | 43.00K | ▲ 65.00K | ▲ 468.00K | ▼ 442.00K | ▲ 513.00K | ▼ 414.00K | ▼ 311.00K |
Net Income | 148.00K | ▲ 316.00K | ▲ 1.44M | ▼ 1.32M | ▲ 1.70M | ▼ 1.51M | ▼ 1.03M |
Net Income Ratio | 0.04 | ▲ 0.09 | ▲ 0.19 | ▼ 0.18 | ▲ 0.21 | ▼ 0.13 | ▼ 0.08 |
Eps | 0.02 | ▲ 0.04 | ▲ 0.21 | ▲ 0.50 | ▼ 0.26 | ▼ 0.24 | ▼ 0.16 |
Eps Diluted | 0.02 | ▲ 0.04 | ▲ 0.21 | ▲ 0.50 | ▼ 0.25 | ▼ 0.23 | ▼ 0.16 |
Weighted Average Shs Out | 8.15M | ▼ 7.55M | ▼ 6.76M | ▲ 6.87M | ▼ 6.63M | ▼ 6.41M | ▲ 6.42M |
Weighted Average Shs Out Dil | 8.15M | ▼ 7.55M | ▼ 6.76M | ▲ 6.97M | ▼ 6.71M | ▼ 6.49M | ▲ 6.54M |
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2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 35.20M | ▲ 46.59M | ▲ 178.25M | ▼ 111.78M | ▼ 26.32M | ▲ 50.03M | ▼ -6.16M |
Short Term Investments | 0.00 | 0.00 | ▲ 24.01M | ▲ 48.56M | ▲ 72.73M | ▼ 48.56M | ▼ 0.00 |
Cash And Short Term Investments | 35.20M | ▲ 46.59M | ▲ 202.26M | ▼ 160.33M | ▼ 99.05M | ▼ 50.03M | ▼ -6.16M |
Net Receivables | 0.00 | 0.00 | ▲ 10.36M | ▼ 8.01M | ▼ 0.00 | 0.00 | 0.00 |
Inventory | 0.00 | 0.00 | 0.00 | ▲ 452.50M | ▼ 0.00 | 0.00 | 0.00 |
Other Current Assets | 0.00 | 0.00 | ▲ 584.85M | ▼ 115.31M | ▼ 29.23M | ▲ 52.88M | ▼ 50.40M |
Total Current Assets | 35.20M | ▲ 46.59M | ▲ 797.47M | ▼ 736.16M | ▼ 99.05M | ▼ 52.88M | ▼ 50.40M |
Property Plant Equipment Net | 8.90M | ▼ 8.51M | ▲ 8.62M | ▼ 3.78M | ▲ 4.26M | ▼ 3.80M | ▼ 3.57M |
Goodwill | 0.00 | 0.00 | 0.00 | ▲ 17.23M | 17.23M | ▼ 17.23M | ▼ 0.00 |
Intangible Assets | 0.00 | 0.00 | ▲ 18.94M | ▼ 18.75M | ▼ 18.56M | ▼ 18.37M | ▼ 0.00 |
Goodwill And Intangible Assets | 0.00 | 0.00 | ▲ 18.94M | ▼ 18.75M | ▼ 18.56M | ▼ 18.37M | ▼ 0.00 |
Long Term Investments | 0.00 | 0.00 | ▲ 25.60M | ▲ 51.03M | ▲ 73.81M | ▼ 49.43M | ▲ 49.73M |
Tax Assets | 0.00 | 0.00 | ▼ -644.82M | ▲ 0.00 | 0.00 | ▲ 689.73M | ▼ 0.00 |
Other Non Current Assets | 263.60M | ▲ 264.19M | ▼ 0.00 | ▼ -54.82M | ▼ -96.62M | ▲ 29.06M | ▲ 768.86M |
Total Non Current Assets | 272.50M | ▲ 272.70M | ▼ 53.16M | ▼ 18.75M | ▲ 96.62M | ▲ 790.38M | ▲ 822.16M |
Other Assets | 0.00 | 0.00 | 0.00 | ▲ 33.18M | ▲ 595.61M | ▼ 0.00 | 0.00 |
Total Assets | 307.70M | ▲ 319.29M | ▲ 850.63M | ▼ 788.09M | ▲ 791.28M | ▲ 843.26M | ▲ 872.56M |
Account Payables | 0.00 | 0.00 | ▲ 4.75M | ▼ 3.33M | ▲ 6.98M | ▼ 0.00 | 0.00 |
Short Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Tax Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Current Liabilities | 0.00 | 0.00 | ▼ -4.75M | ▲ -3.33M | ▼ -6.98M | ▲ 154.69M | ▲ 308.41M |
Total Current Liabilities | 992.00K | ▼ 758.00K | ▲ 4.75M | ▼ 3.33M | ▲ 6.98M | ▲ 154.69M | ▲ 308.41M |
Long Term Debt | 5.13M | ▼ 0.00 | ▲ 24.12M | ▲ 48.99M | ▼ 10.03M | ▲ 40.00M | ▲ 51.84M |
Deferred Revenue Non Current | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Tax Liabilities Non Current | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Non Current Liabilities | 225.18M | ▼ 0.00 | 0.00 | ▼ -45.66M | ▲ -3.04M | ▲ 527.05M | ▼ 387.25M |
Total Non Current Liabilities | 230.31M | ▼ 0.00 | ▲ 24.12M | ▼ 3.33M | ▲ 6.98M | ▲ 567.05M | ▼ 439.09M |
Other Liabilities | 0.00 | 0.00 | ▲ 740.98M | ▼ 660.45M | ▼ 660.21M | ▼ 0.00 | 0.00 |
Capital Lease Obligations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities | 231.30M | ▼ 758.00K | ▲ 769.84M | ▼ 667.12M | ▲ 674.18M | ▲ 721.74M | ▲ 747.49M |
Preferred Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock | 75.00K | ▲ 77.00K | 77.00K | ▼ 69.00K | ▼ 66.00K | ▼ 64.00K | 64.00K |
Retained Earnings | 47.04M | ▲ 47.56M | ▲ 50.65M | ▲ 58.22M | ▲ 65.36M | ▲ 71.35M | ▲ 73.71M |
Accumulated Other Comprehensive Income Loss | -3.13M | ▲ -2.56M | ▲ 159.00K | ▼ -358.00K | ▼ -6.66M | ▲ -6.33M | ▲ -6.00M |
Other Total Stockholders Equity | 32.41M | ▼ 32.09M | ▼ 29.90M | ▲ 63.03M | ▼ 58.34M | ▼ 56.44M | ▲ 57.29M |
Total Stockholders Equity | 76.40M | ▲ 77.17M | ▲ 80.79M | ▲ 120.97M | ▼ 117.10M | ▲ 121.52M | ▲ 125.07M |
Total Equity | 76.40M | ▲ 77.17M | ▲ 80.79M | ▲ 120.97M | ▼ 117.10M | ▲ 121.52M | ▲ 125.07M |
Total Liabilities And Stockholders Equity | 307.70M | ▼ 77.93M | ▲ 850.63M | ▼ 788.09M | ▲ 791.28M | ▲ 843.26M | ▲ 872.56M |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 307.70M | ▼ 77.93M | ▲ 850.63M | ▼ 788.09M | ▲ 791.28M | ▲ 843.26M | ▲ 872.56M |
Total Investments | 0.00 | 0.00 | ▲ 49.61M | ▲ 99.59M | ▲ 146.54M | ▼ 49.43M | ▲ 49.73M |
Total Debt | 5.13M | ▼ 0.00 | ▲ 24.12M | ▲ 48.99M | ▼ 10.03M | ▲ 40.00M | ▲ 51.84M |
Net Debt | -30.07M | ▼ -46.59M | ▼ -154.14M | ▲ -62.79M | ▲ -16.30M | ▲ -10.03M | ▲ 58.00M |
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2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 148.00K | ▲ 316.00K | ▲ 1.44M | ▼ 1.32M | ▲ 1.70M | ▼ 1.51M | ▼ 1.34M |
Depreciation And Amortization | 182.00K | ▲ 196.00K | ▲ 1.16M | ▼ 147.00K | ▲ 667.00K | ▼ 158.00K | ▲ 162.00K |
Deferred Income Tax | 0.00 | 0.00 | ▼ -73.00K | ▼ -227.00K | ▲ 280.00K | ▲ 399.00K | ▼ 241.00K |
Stock Based Compensation | 33.00K | ▲ 135.00K | ▼ 110.00K | ▲ 115.00K | ▲ 234.00K | ▲ 308.00K | ▲ 349.00K |
Change In Working Capital | -1.62M | ▲ -51.00K | ▼ -1.41M | ▼ -3.03M | ▼ -3.67M | ▲ -552.00K | ▼ -858.00K |
Accounts Receivables | -523.00K | ▲ -37.00K | ▲ 1.72M | ▼ -362.00K | ▼ -884.00K | ▲ 4.00K | ▼ -525.00K |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 3.02M | ▼ 556.00K | ▼ 0.00 |
Accounts Payables | 0.00 | 0.00 | ▼ -3.13M | ▲ -2.67M | ▼ -2.79M | ▲ -556.00K | ▲ -333.00K |
Other Working Capital | -1.10M | ▲ -14.00K | ▼ -3.13M | ▲ -2.67M | ▼ -3.02M | ▲ -556.00K | ▲ 0.00 |
Other Non Cash Items | -27.00K | ▲ 311.00K | ▲ 614.00K | ▼ 372.00K | ▼ 144.00K | ▼ -18.00K | ▲ 661.00K |
Net Cash Provided By Operating Activities | -1.29M | ▲ 907.00K | ▲ 1.84M | ▼ -1.30M | ▲ -646.00K | ▲ 1.81M | ▼ 1.22M |
Investments In Property Plant And Equipment | 0.00 | ▼ -112.00K | ▼ -255.00K | ▲ -253.00K | ▼ -464.00K | ▲ -175.00K | ▲ -132.00K |
Acquisitions Net | 0.00 | 0.00 | ▲ 32.31M | ▼ -12.30M | ▲ 0.00 | ▲ 950.00K | ▼ 0.00 |
Purchases Of Investments | 0.00 | 0.00 | ▼ -2.03M | ▼ -5.71M | ▼ -31.40M | ▲ -950.00K | ▲ -46.00K |
Sales Maturities Of Investments | 0.00 | 0.00 | ▲ 3.43M | ▼ 856.00K | ▼ 855.00K | ▲ 1.42M | ▼ 399.00K |
Other Investing Activities | -4.86M | ▲ 196.00K | ▼ -18.00K | ▲ -1.00K | ▲ 4.70M | ▼ 353.00K | ▼ -15.03M |
Net Cash Used For Investing Activities | -4.86M | ▲ 84.00K | ▲ 33.43M | ▼ -17.41M | ▼ -26.31M | ▲ 1.60M | ▼ -14.69M |
Debt Repayment | 0.00 | 0.00 | ▼ -15.00M | ▼ -110.81M | ▼ -143.00M | ▲ -20.00M | ▲ -11.84M |
Common Stock Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock Repurchased | -420.00K | ▲ 0.00 | 0.00 | 0.00 | ▼ -416.00K | ▲ -284.00K | ▲ 0.00 |
Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Financing Activities | 2.79M | ▲ 9.13M | ▼ -21.59M | ▲ 110.39M | ▲ 156.19M | ▼ 5.40M | ▲ 24.84M |
Net Cash Used Provided By Financing Activities | 2.37M | ▲ 9.13M | ▼ -36.59M | ▲ -427.00K | ▲ 12.77M | ▼ -14.89M | ▲ 24.84M |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | 0.00 | ▼ -101.03M | ▲ 0.00 | ▼ -50.02M | ▲ 0.00 |
Net Change In Cash | 0.00 | ▲ 10.12M | ▼ -1.32M | ▼ -19.13M | ▲ -14.18M | ▲ -11.48M | ▲ 11.37M |
Cash At End Of Period | 40.80M | ▲ 48.12M | ▲ 178.25M | ▼ 111.78M | ▼ 26.32M | ▲ 50.03M | ▲ 61.40M |
Cash At Beginning Of Period | 40.80M | ▼ 38.00M | ▲ 179.57M | ▼ 130.91M | ▼ 40.51M | ▲ 61.50M | ▼ 50.03M |
Operating Cash Flow | -1.29M | ▲ 907.00K | ▲ 1.84M | ▼ -1.30M | ▲ -646.00K | ▲ 1.81M | ▼ 1.22M |
Capital Expenditure | 0.00 | ▼ -112.00K | ▼ -255.00K | ▲ -253.00K | ▼ -464.00K | ▲ -175.00K | ▲ -132.00K |
Free Cash Flow | -1.29M | ▲ 795.00K | ▲ 1.59M | ▼ -1.56M | ▲ -1.11M | ▲ 1.63M | ▼ 1.09M |
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