Discounted Cash Flow Rating
Neutral
Return on Equity Rating
Strong Sell
Debt to Equity Rating
Strong Sell
Price to Earnings Rating
Strong Sell
Analyst Rating
Sell
Simple Moving Average
Neutral
Exponential Moving Average
Neutral
Relative Strength Index
Standard Deviation
Strong Sell
Williams %R
Strong Buy
Average Directional Index
Neutral
Insider Trading
Strong Sell
Wall Street Data Solutions Rating
Sell
C
BM Technologies, Inc. (BMTX)
State Commercial Banks
BM Technologies Inc provides digital banking and disbursement services to consumers and students nationwide through a full service fintech banking platform, accessible to customers anywhere and anytime through digital channels. It facilitates deposits and banking services between a customer and its Partner Bank, Customers Bank, which is a related party and is a Federal Deposit Insurance Corporation (FDIC) insured bank. Tje company has four primary revenue sources: interchange and card revenue, servicing fees, account fees, and university fees. The majority of revenues are driven by customer activity (deposits, spend, transactions, etc.) and may be paid or passed through by Customers Bank, universities, or paid directly by customers.
201 KING OF PRUSSIA ROAD, SUITE 650
WAYNE, PA
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
01/06/2021
Market Cap
29,045,561
Shares Outstanding
11,870,000
Weighted SO
11,869,925
Total Employees
N/A
Upcoming Earnings
08/27/2024
Beta
0.2190
Last Div
0.0000
Range
1.41-3.91
Chg
-0.3601
Avg Vol
83830
Mkt Cap
29045561
Exch
AMEX
Country
US
Phone
877 327 9515
DCF Diff
-0.3986
DCF
3.1686
Div Yield
0.0000
P/S
0.4980
EV Multiple
-1.8027
P/FV
1.0872
Div Yield %
0.0000
P/E
-2.3671
PEG
0.0011
Payout
0.0000
Current Ratio
1.0202
Quick Ratio
1.0202
Cash Ratio
0.5753
DSO
39.1273
DIO
0.0000
Op Cycle
39.1273
DPO
0.0000
CCC
39.1273
Gross Margin
0.3094
Op Margin
-0.2153
Pretax Margin
-0.2055
Net Margin
-0.2057
Eff Tax Rate
-0.1724
ROA
-0.2500
ROE
-0.3927
ROCE
-0.4766
NI/EBT
1.0013
EBT/EBIT
0.9544
EBIT/Rev
-0.2153
Debt Ratio
0.0000
D/E
0.0000
LT Debt/Cap
0.0000
Total Debt/Cap
0.0000
Int Coverage
-8.9423
CF/Debt
0.0000
Equity Multi
1.8373
Rec Turnover
9.3285
Pay Turnover
0.0000
Inv Turnover
0.0000
FA Turnover
130.1830
Asset Turnover
1.2152
OCF/Share
0.8685
FCF/Share
0.3326
Cash/Share
1.0570
OCF/Sales
0.1755
FCF/OCF
0.3830
CF Coverage
0.0000
ST Coverage
0.0000
CapEx Coverage
1.6207
Div&CapEx Cov
1.6207
P/BV
1.0872
P/B
1.0872
P/S
0.4980
P/E
-2.3671
P/FCF
7.4096
P/OCF
2.7749
P/CF
2.7749
PEG
0.0011
P/S
0.4980
EV Multiple
-1.8027
P/FV
1.0872
DPS
0.0000
Latest Headlines (EST)
Revenue Product Segmentation
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
353.94K Shares Bought (16.50 %)
1.79M Shares Sold (83.50%)
3 - 6 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
6 - 9 Months
6.00K Shares Bought (99.98 %)
0.00 Shares Sold (0.02%)
9 - 12 Months
55.16K Shares Bought (12.77 %)
376.91K Shares Sold (87.23 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 0.00 | 0.00 | ▼ -49.53M | ▲ 25.74M | ▼ 15.68M | ▼ 14.86M | ▲ 16.18M |
Cost Of Revenue | 0.00 | 0.00 | ▲ 21.30M | ▼ 7.34M | ▲ 7.45M | ▲ 12.13M | ▼ 9.34M |
Gross Profit | 0.00 | 0.00 | ▼ -70.83M | ▲ 18.40M | ▼ 8.24M | ▼ 2.73M | ▲ 6.84M |
Gross Profit Ratio | 0.00 | 0.00 | ▲ 1.43 | ▼ 0.71 | ▼ 0.53 | ▼ 0.18 | ▲ 0.42 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 2.86M | ▼ 2.34M | ▼ 1.07M |
General And Administrative Expenses | 21.61K | ▲ 93.85K | ▼ -26.50M | ▲ 22.03M | ▼ 12.92M | ▼ 8.49M | ▼ 7.67M |
Selling And Marketing Expenses | 0.00 | 0.00 | ▼ -693.00K | ▲ 162.00K | ▲ 302.00K | ▼ 108.00K | ▼ 100.00K |
Selling General And Administrative Expenses | 21.61K | ▲ 93.85K | ▼ -27.19M | ▲ 22.19M | ▼ 13.22M | ▼ 3.61M | ▼ 3.47M |
Other Expenses | 0.00 | ▲ 281.54K | ▼ -5.61M | ▲ 2.45M | ▲ 2.59M | ▼ -3.36M | ▲ -2.64M |
Operating Expenses | 21.61K | ▲ 375.39K | ▼ -32.80M | ▲ 24.65M | ▼ 15.81M | ▼ 6.97M | ▼ 6.11M |
Cost And Expenses | 21.61K | ▲ 375.39K | ▼ -54.10M | ▲ 31.98M | ▼ 23.25M | ▼ 19.09M | ▼ 15.45M |
Interest Income | 241.52K | ▼ 0.00 | ▲ 1.41M | ▼ 0.00 | 0.00 | 0.00 | 0.00 |
Interest Expense | 0.00 | ▲ 2.96M | ▼ 2.55M | ▼ 829.00K | ▼ -1.46M | ▲ 1.40M | ▼ 0.00 |
Depreciation And Amortization | 0.00 | ▼ -2.96M | ▼ -25.01M | ▲ 3.28M | ▼ 2.93M | ▼ 2.49M | ▼ 1.30M |
Ebitda | -75.48K | ▲ 787.89K | ▲ 5.03M | ▼ -2.97M | ▼ -7.57M | ▲ -1.75M | ▲ 2.03M |
Ebitda Ratio | 0.00 | 0.00 | ▼ -0.10 | ▼ -0.12 | ▼ -0.48 | ▲ -0.12 | ▲ 0.13 |
Operating Income | -75.48K | ▲ 599.54K | ▲ 32.80M | ▼ -6.31M | ▼ -7.57M | ▲ -4.24M | ▲ 734.00K |
Operating Income Ratio | 0.00 | 0.00 | ▼ -0.66 | ▲ -0.25 | ▼ -0.48 | ▲ -0.29 | ▲ 0.05 |
Total Other Income Expenses Net | 0.00 | ▲ 188.34K | ▲ 664.13K | ▼ -829.00K | ▲ 1.15M | ▼ 272.00K | ▼ 29.00K |
Income Before Tax | -75.48K | ▲ 787.89K | ▲ 7.79M | ▼ -7.07M | ▲ -6.42M | ▲ -3.96M | ▲ 763.00K |
Income Before Tax Ratio | 0.00 | 0.00 | ▼ -0.16 | ▼ -0.27 | ▼ -0.41 | ▲ -0.27 | ▲ 0.05 |
Income Tax Expense | 50.72K | ▲ 197.00K | ▲ 276.75K | ▲ 1.73M | ▼ -2.23M | ▲ 0.00 | ▲ 15.00K |
Net Income | -126.20K | ▲ 590.88K | ▲ 7.51M | ▼ -8.80M | ▲ -4.19M | ▲ -3.96M | ▲ 748.00K |
Net Income Ratio | 0.00 | 0.00 | ▼ -0.15 | ▼ -0.34 | ▲ -0.27 | ▲ -0.27 | ▲ 0.05 |
Eps | -0.01 | ▲ 0.03 | ▲ 0.63 | ▼ -0.74 | ▲ -0.35 | ▲ -0.34 | ▲ 0.06 |
Eps Diluted | -0.03 | ▲ 0.14 | ▲ 0.48 | ▼ -0.74 | ▲ -0.35 | ▲ -0.34 | ▲ 0.06 |
Weighted Average Shs Out | 15.54M | ▲ 16.93M | ▼ 11.90M | 11.90M | ▲ 11.94M | ▼ 11.57M | ▲ 11.73M |
Weighted Average Shs Out Dil | 4.23M | 4.23M | ▲ 15.51M | ▼ 11.90M | ▲ 11.94M | ▼ 11.57M | ▲ 11.75M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 0.00 | ▼ -1.46M | ▲ 43.18K | ▲ 25.70M | ▼ 21.11M | ▼ 14.29M | ▲ 14.63M |
Short Term Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash And Short Term Investments | 0.00 | ▼ -1.46M | ▲ 43.18K | ▲ 25.70M | ▼ 21.11M | ▼ 14.29M | ▲ 14.63M |
Net Receivables | 0.00 | 0.00 | 0.00 | ▲ 9.16M | ▼ 8.26M | ▲ 9.13M | ▼ 6.88M |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 1.00 |
Other Current Assets | 0.00 | 0.00 | ▲ 40.67K | ▲ 1.78M | ▲ 9.08M | ▼ 5.15M | ▼ 3.33M |
Total Current Assets | 0.00 | ▼ -1.46M | ▲ 83.85K | ▲ 36.64M | ▲ 38.44M | ▼ 28.56M | ▼ 24.84M |
Property Plant Equipment Net | 0.00 | 0.00 | 0.00 | ▲ 346.00K | ▲ 508.00K | ▲ 535.00K | ▼ 487.00K |
Goodwill | 0.00 | 0.00 | 0.00 | ▲ 5.26M | 5.26M | 5.26M | 5.26M |
Intangible Assets | 0.00 | 0.00 | 0.00 | ▲ 33.34M | ▼ 26.75M | ▼ 20.28M | ▲ 20.40M |
Goodwill And Intangible Assets | 0.00 | 0.00 | 0.00 | ▲ 38.60M | ▼ 32.01M | ▼ 25.54M | ▲ 25.65M |
Long Term Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Tax Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Non Current Assets | 0.00 | 0.00 | ▲ 47.72M | ▼ 837.00K | ▼ 72.00K | ▼ 0.00 | 0.00 |
Total Non Current Assets | 0.00 | 0.00 | ▲ 47.72M | ▼ 39.78M | ▼ 32.59M | ▼ 26.08M | ▲ 26.14M |
Other Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Assets | 0.00 | ▼ -1.46M | ▲ 47.80M | ▲ 76.43M | ▼ 71.04M | ▼ 54.64M | ▼ 50.98M |
Account Payables | 0.00 | ▼ -146.59K | ▲ 1.66M | ▲ 7.03M | ▲ 12.68M | ▼ 10.58M | ▼ 8.88M |
Short Term Debt | 0.00 | 0.00 | 0.00 | ▲ 416.00K | ▼ -12.68M | ▼ -13.62M | ▲ -8.88M |
Tax Payables | 0.00 | ▲ 355.31K | ▼ 30.00K | ▲ 1.81M | ▼ 0.00 | 0.00 | 0.00 |
Deferred Revenue | 0.00 | 0.00 | 0.00 | ▲ 15.39M | ▼ 6.65M | ▲ 12.32M | ▼ 11.16M |
Other Current Liabilities | 0.00 | ▲ 355.31K | ▲ 20.08M | ▼ 1.81M | ▲ 12.68M | ▲ 13.62M | ▼ 8.88M |
Total Current Liabilities | 0.00 | ▲ 208.72K | ▲ 21.73M | ▲ 24.64M | ▼ 19.33M | ▲ 22.90M | ▼ 20.04M |
Long Term Debt | 0.00 | 0.00 | 0.00 | ▲ 416.00K | ▼ 0.00 | 0.00 | 0.00 |
Deferred Revenue Non Current | 0.00 | 0.00 | 0.00 | ▲ 190.00K | ▼ 0.00 | ▲ 127.00K | ▼ 0.00 |
Deferred Tax Liabilities Non Current | 0.00 | 0.00 | 0.00 | ▼ -416.00K | ▲ 0.00 | 0.00 | 0.00 |
Other Non Current Liabilities | 0.00 | 0.00 | ▲ 6.77M | ▲ 13.61M | ▼ 2.85M | ▼ 642.00K | ▼ 54.00K |
Total Non Current Liabilities | 0.00 | 0.00 | ▲ 6.77M | ▲ 13.80M | ▼ 2.85M | ▼ 769.00K | ▼ 54.00K |
Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 1.00 | 1.00 |
Capital Lease Obligations | 0.00 | 0.00 | 0.00 | ▲ 416.00K | ▼ 0.00 | 0.00 | 0.00 |
Total Liabilities | 0.00 | ▲ 208.72K | ▲ 28.51M | ▲ 38.45M | ▼ 22.18M | ▲ 23.67M | ▼ 20.09M |
Preferred Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock | 0.00 | ▲ 2.36M | ▲ 14.30M | ▼ 1.00K | 1.00K | 1.00K | 1.00K |
Retained Earnings | 0.00 | 0.00 | ▲ 1.77M | ▼ -22.71M | ▼ -23.49M | ▼ -40.82M | ▲ -40.07M |
Accumulated Other Comprehensive Income Loss | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Total Stockholders Equity | 0.00 | ▼ -2.36M | ▲ 3.23M | ▲ 60.69M | ▲ 72.34M | ▼ 71.79M | ▼ 70.95M |
Total Stockholders Equity | 0.00 | ▲ 2.36M | ▲ 19.29M | ▲ 37.98M | ▲ 48.86M | ▼ 30.97M | ▼ 30.88M |
Total Equity | 0.00 | ▲ 2.36M | ▲ 19.29M | ▲ 37.98M | ▲ 48.86M | ▼ 30.97M | ▼ 30.88M |
Total Liabilities And Stockholders Equity | 0.00 | ▼ -1.46M | ▲ 47.80M | ▲ 76.43M | ▼ 71.04M | ▼ 54.64M | ▼ 50.98M |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 0.00 | ▼ -1.46M | ▲ 47.80M | ▲ 76.43M | ▼ 71.04M | ▼ 54.64M | ▼ 50.98M |
Total Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Debt | 0.00 | 0.00 | 0.00 | ▲ 416.00K | ▼ 0.00 | 0.00 | 0.00 |
Net Debt | 0.00 | ▲ 1.46M | ▼ -43.18K | ▼ -25.29M | ▲ -21.11M | ▲ -14.29M | ▼ -14.63M |
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2018 | 2019 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 0.00 | ▲ 571.42K | ▲ 7.51M | ▼ -8.80M | ▲ -4.19M | ▲ -3.96M | ▲ 748.00K |
Depreciation And Amortization | 0.00 | 0.00 | ▼ -9.83M | ▲ 3.28M | ▼ 2.93M | ▼ 2.49M | ▼ 1.30M |
Deferred Income Tax | 0.00 | 0.00 | ▲ 10.20M | ▼ 0.00 | 0.00 | ▼ -7.97M | ▲ 0.00 |
Stock Based Compensation | 0.00 | 0.00 | ▼ -370.00K | ▲ 11.26M | ▼ 2.64M | ▼ 365.00K | ▼ 0.00 |
Change In Working Capital | 0.00 | ▲ 85.04K | ▼ -9.17M | ▲ -1.25M | ▼ -4.36M | ▲ 7.32M | ▼ 451.00K |
Accounts Receivables | 0.00 | 0.00 | ▼ -2.11M | ▲ -2.01M | ▲ 198.00K | ▼ -1.06M | ▲ 1.62M |
Inventory | 0.00 | 0.00 | ▼ -3.68M | ▲ -951.00K | ▲ 0.00 | ▼ -4.38M | ▲ 0.00 |
Accounts Payables | 0.00 | ▲ 85.04K | ▼ -2.66M | ▲ -1.33M | ▲ 2.18M | ▼ -1.57M | ▼ -1.70M |
Other Working Capital | 0.00 | ▼ -85.04K | ▼ -723.13K | ▲ 3.05M | ▼ -6.74M | ▲ 9.95M | ▼ 527.00K |
Other Non Cash Items | 0.00 | ▼ -995.98K | ▼ -11.60M | ▲ 979.00K | ▼ -994.00K | ▲ 8.82M | ▼ 2.51M |
Net Cash Provided By Operating Activities | 0.00 | ▼ -339.52K | ▼ -13.26M | ▲ 5.46M | ▼ -3.97M | ▲ 7.06M | ▼ 2.34M |
Investments In Property Plant And Equipment | 0.00 | 0.00 | ▲ 3.15M | ▼ -181.00K | ▼ -1.16M | ▼ -1.54M | ▼ -1.82M |
Acquisitions Net | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Purchases Of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Sales Maturities Of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Investing Activities | 0.00 | 0.00 | ▲ 129.26M | ▼ 0.00 | ▼ -1.16M | ▼ -1.47M | ▼ -1.82M |
Net Cash Used For Investing Activities | 0.00 | 0.00 | ▲ 132.41M | ▼ -181.00K | ▼ -1.16M | ▼ -1.54M | ▼ -1.82M |
Debt Repayment | 0.00 | 0.00 | 0.00 | ▼ -21.00M | ▲ 0.00 | 0.00 | 0.00 |
Common Stock Issued | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 1.00K | ▼ 0.00 | 0.00 |
Common Stock Repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Financing Activities | 0.00 | 0.00 | ▼ -127.78M | ▲ 21.02M | ▼ -200.00K | ▲ -36.00K | ▼ -176.00K |
Net Cash Used Provided By Financing Activities | 0.00 | 0.00 | ▼ -127.78M | ▲ 17.00K | ▼ -199.00K | ▲ -36.00K | ▼ -176.00K |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | ▼ -8.10M | ▲ 0.00 | 0.00 | 0.00 | 0.00 |
Net Change In Cash | 0.00 | ▼ -339.52K | ▼ -16.73M | ▲ 5.30M | ▼ -5.33M | ▲ 5.49M | ▼ 342.00K |
Cash At End Of Period | 0.00 | ▲ 853.43K | ▼ 43.18K | ▲ 25.70M | ▼ 21.11M | ▼ 14.29M | ▲ 14.63M |
Cash At Beginning Of Period | 0.00 | ▲ 1.19M | ▲ 16.78M | ▲ 20.41M | ▲ 26.43M | ▼ 8.80M | ▲ 14.29M |
Operating Cash Flow | 0.00 | ▼ -339.52K | ▼ -13.26M | ▲ 5.46M | ▼ -3.97M | ▲ 7.06M | ▼ 2.34M |
Capital Expenditure | 0.00 | 0.00 | ▲ 3.15M | ▼ -181.00K | ▼ -1.16M | ▼ -1.54M | ▼ -1.82M |
Free Cash Flow | 0.00 | ▼ -339.52K | ▼ -10.11M | ▲ 5.28M | ▼ -5.13M | ▲ 5.52M | ▼ 518.00K |
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