Discounted Cash Flow Rating

Buy

Return on Equity Rating

Buy

Debt to Equity Rating

Neutral

Price to Earnings Rating

Neutral

Analyst Rating

Buy

Upgrade To View Simple Moving Average Rating

Upgrade

Upgrade To Get Access

Upgrade To View Exponential Moving Average Rating

Upgrade

Upgrade To Get Access

Upgrade To View Relative Strength Index Rating

Upgrade

Upgrade To Get Access

Upgrade To View Standard Deviation Rating

Upgrade

Upgrade To Get Access

Upgrade To View Williams %R Rating

Upgrade

Upgrade To Get Access

Upgrade To View Average Directional Index Rating

Upgrade

Upgrade To Get Access

Upgrade To View Insider Trading Rating

Upgrade

Upgrade To Get Access

Wall Street Data Solutions Rating

Buy

A

Bank of the James Financial Group, Inc (BOTJ)

State Commercial Banks

https://www.bankofthejames.bank

Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments, community banking; mortgage banking, and investment advisory services.

P O BOX 1200
LYNCHBURG, VA

Current Price

---.--

% Change Today

0.00%

Change Amt. Today

0.00

Active Status

Active

Listing Date

08/10/2000

Market Cap

59,788,083

Shares Outstanding

4,540,000

Weighted SO

4,543,338

Total Employees

N/A

Upcoming Earnings

N/A

Similar Tickers

NKSH --.--%

OFED --.--%

CULL --.--%

HFBL --.--%

HMNF --.--%

CVCY --.--%

OPOF --.--%

SMBC --.--%

Beta

0.7590

Last Div

0.4000

Range

9.49-15.75

Chg

0.1295

Avg Vol

6475

Mkt Cap

59788083

Exch

NASDAQ

Country

US

Phone

434 846 2000

DCF Diff

-7.3718

DCF

20.5313

Div Yield

0.0274

P/S

1.1290

EV Multiple

1.8544

P/FV

0.9689

Div Yield %

2.7357

P/E

7.0166

PEG

0.5009

Payout

0.1385

Current Ratio

0.5678

Quick Ratio

1.1356

Cash Ratio

0.5464

DSO

20.1261

DIO

0.0000

Op Cycle

0.0000

DPO

0.0000

CCC

0.0000

Gross Margin

1.0000

Op Margin

0.4184

Pretax Margin

0.1885

Net Margin

0.1609

Eff Tax Rate

0.1511

ROA

0.0087

ROE

0.1467

ROCE

0.0263

NI/EBT

0.8538

EBT/EBIT

0.4504

EBIT/Rev

0.4184

Debt Ratio

0.0201

D/E

0.3183

LT Debt/Cap

0.2414

Total Debt/Cap

0.2414

Int Coverage

3.5078

CF/Debt

0.4106

Equity Multi

15.8495

Rec Turnover

18.1356

Pay Turnover

0.0000

Inv Turnover

0.0000

FA Turnover

2.9350

Asset Turnover

0.0541

OCF/Share

1.7749

FCF/Share

1.2343

Cash/Share

61.8057

OCF/Sales

0.1523

FCF/OCF

0.6954

CF Coverage

0.4106

ST Coverage

0.0000

CapEx Coverage

3.2834

Div&CapEx Cov

2.2178

P/BV

0.9689

P/B

0.9689

P/S

1.1290

P/E

7.0166

P/FCF

10.6612

P/OCF

7.4142

P/CF

7.4142

PEG

0.5009

P/S

1.1290

EV Multiple

1.8544

P/FV

0.9689

DPS

0.3600

Latest Headlines (EST)

GlobeNewswire Inc. Jan 19, 12:30 Bank of the James Financial Group, Inc. Announces Quarterly Dividend; Increases Quarterly Dividend by 25%

Revenue Product Segmentation

Dividend History

Cash Value Ex-Dividend Date Declaration Date Record Date Pay Date
0.10 09/06/2024 07/16/2024 09/06/2024 09/20/2024
0.10 06/07/2024 04/16/2024 06/07/2024 06/21/2024
0.10 02/29/2024 01/16/2024 03/01/2024 03/15/2024
0.08 11/22/2023 10/17/2023 11/24/2023 12/08/2023
0.08 08/31/2023 07/18/2023 09/01/2023 09/15/2023
0.08 06/01/2023 04/18/2023 06/02/2023 06/16/2023
0.08 03/02/2023 01/17/2023 03/03/2023 03/17/2023
0.08 11/23/2022 10/18/2022 11/25/2022 12/09/2022
0.07 09/01/2022 07/19/2022 09/02/2022 09/16/2022
0.07 06/02/2022 04/19/2022 06/03/2022 06/17/2022
0.07 03/03/2022 01/18/2022 03/04/2022 03/18/2022
0.07 11/24/2021 10/19/2021 11/26/2021 12/10/2021
0.07 09/02/2021 07/20/2021 09/03/2021 09/17/2021
0.06 06/03/2021 04/20/2021 06/04/2021 06/18/2021
0.07 03/04/2021 01/19/2021 03/05/2021 03/19/2021
0.07 11/25/2020 10/20/2020 11/27/2020 12/11/2020
0.07 09/03/2020 07/21/2020 09/04/2020 09/18/2020
0.07 06/04/2020 04/21/2020 06/05/2020 06/19/2020
0.07 03/05/2020 01/21/2020 03/06/2020 03/20/2020
0.04 12/06/2019 11/19/2019 12/09/2019 12/23/2019
0.06 11/27/2019 10/15/2019 11/29/2019 12/13/2019
0.06 09/05/2019 07/30/2019 09/06/2019 09/20/2019
0.06 06/06/2019 04/23/2019 06/07/2019 06/21/2019
0.06 03/07/2019 01/15/2019 03/08/2019 03/22/2019
0.06 11/29/2018 10/16/2018 11/30/2018 12/14/2018
0.06 09/06/2018 07/17/2018 09/07/2018 09/21/2018
0.06 06/07/2018 04/17/2018 06/08/2018 06/22/2018
0.06 03/08/2018 01/16/2018 03/09/2018 03/23/2018
0.06 11/30/2017 10/17/2017 12/01/2017 12/15/2017
0.06 09/07/2017 07/21/2017 09/08/2017 09/22/2017
0.06 06/07/2017 04/24/2017 06/09/2017 06/23/2017
0.06 03/08/2017 01/24/2017 03/10/2017 03/24/2017
0.06 11/30/2016 10/24/2016 12/02/2016 12/16/2016
0.06 09/07/2016 07/25/2016 09/09/2016 09/23/2016
0.06 06/08/2016 04/29/2016 06/10/2016 06/24/2016
0.06 03/09/2016 01/21/2016 03/11/2016 03/25/2016
0.06 12/02/2015 10/22/2015 12/04/2015 12/18/2015
0.06 09/09/2015 05/21/2015 09/11/2015 09/25/2015
0.05 06/10/2015 04/28/2015 06/12/2015 06/26/2015
0.05 03/11/2015 01/26/2015 03/13/2015 03/27/2015
0.05 12/10/2014 10/27/2014 12/12/2014 12/26/2014
0.05 09/17/2014 08/19/2014 09/19/2014 10/03/2014
0.05 06/17/2014 05/21/2014 06/19/2014 07/03/2014