Discounted Cash Flow Rating
Buy
Return on Equity Rating
Neutral
Debt to Equity Rating
Strong Buy
Price to Earnings Rating
Sell
Analyst Rating
Buy
Simple Moving Average
Strong Buy
Exponential Moving Average
Strong Buy
Relative Strength Index
Buy
Standard Deviation
Strong Buy
Williams %R
Strong Buy
Average Directional Index
Neutral
Insider Trading
Sell
Wall Street Data Solutions Rating
Buy
A
Credit Acceptance Corp (CACC)
Personal Credit Institutions
https://www.creditacceptance.com
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far the largest source of revenue.
25505 WEST TWELVE MILE ROAD
SOUTHFIELD, MI
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
06/05/1992
Market Cap
5,517,923,276
Shares Outstanding
12,570,000
Weighted SO
12,566,657
Total Employees
N/A
Upcoming Earnings
11/04/2024
Similar Tickers
Beta
1.4440
Last Div
0.0000
Range
379.77-616.66
Chg
0.2050
Avg Vol
52538
Mkt Cap
5517923276
Exch
NASDAQ
Country
US
Phone
248 353 2700
DCF Diff
-87.1093
DCF
644.4243
Div Yield
0.0000
P/S
2.7439
EV Multiple
11.1102
P/FV
3.5988
Div Yield %
0.0000
P/E
30.8140
PEG
2.3880
Payout
0.0000
Current Ratio
41.5000
Quick Ratio
41.5000
Cash Ratio
2588.0000
DSO
7.2419
DIO
0.0000
Op Cycle
7.2419
DPO
0.0000
CCC
7.2419
Gross Margin
0.8363
Op Margin
0.4830
Pretax Margin
0.1213
Net Margin
0.0903
Eff Tax Rate
0.2557
ROA
0.0220
ROE
0.1090
ROCE
0.1177
NI/EBT
0.7443
EBT/EBIT
0.2512
EBIT/Rev
0.4830
Debt Ratio
0.7203
D/E
3.8244
LT Debt/Cap
0.7900
Total Debt/Cap
0.7927
Int Coverage
6.5057
CF/Debt
0.1915
Equity Multi
5.3093
Rec Turnover
50.4010
Pay Turnover
0.0000
Inv Turnover
0.0000
FA Turnover
124.9068
Asset Turnover
0.2436
OCF/Share
92.7035
FCF/Share
92.5162
Cash/Share
42.8996
OCF/Sales
0.5662
FCF/OCF
0.9980
CF Coverage
0.1915
ST Coverage
11.6302
CapEx Coverage
495.0435
Div&CapEx Cov
495.0435
P/BV
3.5988
P/B
3.5988
P/S
2.7439
P/E
30.8140
P/FCF
4.8560
P/OCF
4.9146
P/CF
4.9146
PEG
2.3880
P/S
2.7439
EV Multiple
11.1102
P/FV
3.5988
DPS
0.0000
Latest Headlines (EST)
Revenue Product Segmentation
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
0.00 Shares Bought (0.24 %)
423.20 Shares Sold (99.76%)
3 - 6 Months
25.48K Shares Bought (34.55 %)
48.25K Shares Sold (65.45%)
6 - 9 Months
978.00 Shares Bought (9.40 %)
9.42K Shares Sold (90.60%)
9 - 12 Months
946.00 Shares Bought (2.30 %)
40.24K Shares Sold (97.70 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 326.20M | ▲ 368.90M | ▲ 433.00M | ▲ 444.90M | ▼ 433.10M | ▲ 491.60M | ▲ 538.20M |
Cost Of Revenue | 93.30M | ▲ 107.40M | ▼ 100.30M | ▲ 115.30M | ▲ 127.10M | ▲ 161.50M | ▼ 6.90M |
Gross Profit | 232.90M | ▲ 261.50M | ▲ 332.70M | ▼ 329.60M | ▼ 306.00M | ▲ 330.10M | ▲ 531.30M |
Gross Profit Ratio | 0.71 | ▼ 0.71 | ▲ 0.77 | ▼ 0.74 | ▼ 0.71 | ▼ 0.67 | ▲ 0.99 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 14.40M | ▲ 17.20M | ▲ 22.80M | ▼ 20.40M | ▲ 20.90M | ▲ 27.40M | ▼ 23.20M |
Selling And Marketing Expenses | 16.40M | ▲ 17.10M | ▼ 15.60M | ▲ 16.90M | ▲ 17.70M | ▲ 20.80M | ▲ 25.40M |
Selling General And Administrative Expenses | 30.80M | ▲ 34.30M | ▲ 38.40M | ▼ 37.30M | ▲ 38.60M | ▲ 48.20M | ▲ 48.60M |
Other Expenses | 16.60M | ▲ 17.00M | ▼ 14.40M | ▲ 18.30M | ▲ 116.80M | ▼ 66.10M | ▲ 75.80M |
Operating Expenses | 31.90M | ▲ 44.50M | ▲ 116.60M | ▼ 44.90M | ▲ 155.40M | ▼ 114.30M | ▲ 124.40M |
Cost And Expenses | 125.20M | ▲ 151.90M | ▲ 216.90M | ▼ 160.20M | ▲ 270.10M | ▲ 375.20M | ▲ 465.30M |
Interest Income | 0.00 | ▲ 1.80M | ▼ 300.00K | 300.00K | ▲ 3.70M | ▲ 5.40M | ▼ 0.00 |
Interest Expense | 42.30M | ▲ 51.00M | ▼ -100.10M | ▲ 0.00 | ▼ -6.30M | ▲ 78.80M | ▼ 0.00 |
Depreciation And Amortization | 5.60M | ▲ 5.80M | ▲ 6.30M | ▲ 6.60M | ▼ 6.30M | ▲ 6.70M | ▲ 6.90M |
Ebitda | 201.00M | ▲ 218.80M | ▼ 216.10M | ▲ 284.70M | ▼ 163.00M | ▼ 116.40M | ▲ 400.40M |
Ebitda Ratio | 0.62 | ▼ 0.59 | ▼ 0.50 | ▲ 0.64 | ▼ 0.38 | ▼ 0.24 | ▲ 0.74 |
Operating Income | 201.00M | ▲ 217.00M | ▼ 216.10M | ▲ 284.70M | ▼ 156.70M | ▼ 116.40M | ▲ 393.50M |
Operating Income Ratio | 0.62 | ▼ 0.59 | ▼ 0.50 | ▲ 0.64 | ▼ 0.36 | ▼ 0.24 | ▲ 0.73 |
Total Other Income Expenses Net | 16.60M | ▼ -1.80M | ▲ 14.40M | ▲ 18.30M | ▼ 6.30M | ▼ -1.00M | ▼ -448.80M |
Income Before Tax | 201.00M | ▲ 215.20M | ▲ 216.10M | ▲ 284.70M | ▼ 163.00M | ▼ 116.40M | ▼ -55.30M |
Income Before Tax Ratio | 0.62 | ▼ 0.58 | ▼ 0.50 | ▲ 0.64 | ▼ 0.38 | ▼ 0.24 | ▼ -0.10 |
Income Tax Expense | 49.10M | ▲ 53.30M | ▼ 49.80M | ▲ 67.10M | ▼ 35.70M | ▼ 22.80M | ▼ -8.20M |
Net Income | 151.90M | ▲ 161.90M | ▲ 166.30M | ▲ 217.60M | ▼ 127.30M | ▼ 93.60M | ▼ -47.10M |
Net Income Ratio | 0.47 | ▼ 0.44 | ▼ 0.38 | ▲ 0.49 | ▼ 0.29 | ▼ 0.19 | ▼ -0.09 |
Eps | 7.82 | ▲ 8.63 | ▲ 9.47 | ▲ 14.77 | ▼ 9.59 | ▼ 7.33 | ▼ -3.83 |
Eps Diluted | 7.79 | ▲ 8.60 | ▲ 9.43 | ▲ 14.60 | ▼ 9.58 | ▼ 7.29 | ▼ -3.83 |
Weighted Average Shs Out | 19.42M | ▼ 18.76M | ▼ 17.56M | ▼ 14.73M | ▼ 13.27M | ▼ 12.78M | ▼ 12.28M |
Weighted Average Shs Out Dil | 19.50M | ▼ 18.83M | ▼ 17.63M | ▼ 14.90M | ▼ 13.29M | ▼ 12.84M | ▼ 12.28M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 25.70M | ▲ 187.40M | ▼ 16.00M | ▲ 23.30M | ▼ 7.70M | ▲ 13.20M | ▲ 517.60M |
Short Term Investments | 58.60M | ▲ 59.30M | ▼ 0.00 | ▲ 2.90M | ▲ 4.00M | ▲ 93.20M | ▼ 9.30M |
Cash And Short Term Investments | 25.70M | ▲ 187.40M | ▼ 16.00M | ▲ 23.30M | ▼ 7.70M | ▲ 13.20M | ▲ 526.90M |
Net Receivables | 5.77B | ▲ 6.75B | ▲ 6.93B | ▼ 6.45B | ▼ 6.31B | ▲ 6.96B | ▼ 39.90M |
Inventory | 115.50M | ▼ 112.90M | ▼ 65.00M | ▼ 0.00 | 0.00 | ▲ 946.60M | ▼ 0.00 |
Other Current Assets | 246.70M | ▲ 276.70M | ▲ 381.30M | ▲ 473.00M | ▲ 482.30M | ▼ -482.10M | ▼ -566.80M |
Total Current Assets | 6.16B | ▲ 7.33B | ▲ 7.40B | ▼ 6.94B | ▼ 6.80B | ▲ 7.44B | ▲ 8.17B |
Property Plant Equipment Net | 40.20M | ▲ 59.70M | ▼ 59.40M | ▼ 57.30M | ▼ 51.40M | ▼ 46.50M | ▼ 16.10M |
Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Goodwill And Intangible Assets | 0.00 | 0.00 | 0.00 | ▼ -810.30M | ▲ -797.00M | ▲ -86.30M | ▲ 0.00 |
Long Term Investments | 0.00 | 0.00 | 0.00 | ▲ 59.20M | ▲ 68.30M | ▲ 86.30M | ▼ 0.00 |
Tax Assets | 0.00 | 0.00 | 0.00 | ▲ 751.10M | ▼ 728.70M | ▼ 389.20M | ▲ 409.50M |
Other Non Current Assets | 38.10M | ▼ 35.10M | ▼ 32.40M | ▲ 51.80M | ▲ 56.90M | ▼ -262.80M | ▲ 0.00 |
Total Non Current Assets | 78.30M | ▲ 94.80M | ▼ 91.80M | ▲ 109.10M | ▼ 108.30M | ▲ 172.90M | ▲ 425.60M |
Other Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -341.60M |
Total Assets | 6.24B | ▲ 7.42B | ▲ 7.49B | ▼ 7.05B | ▼ 6.90B | ▲ 7.61B | ▲ 8.26B |
Account Payables | 186.40M | ▲ 206.40M | ▼ 186.70M | ▼ 175.00M | ▲ 260.80M | ▲ 318.80M | ▼ 0.00 |
Short Term Debt | 171.90M | ▼ 11.30M | ▲ 95.90M | ▼ 2.60M | ▲ 1.51B | ▼ 74.10M | ▲ 97.90M |
Tax Payables | 2.50M | ▼ 200.00K | 200.00K | 200.00K | ▲ 2.50M | ▲ 81.00M | ▼ 200.00K |
Deferred Revenue | 236.70M | ▲ 322.50M | ▲ 391.00M | ▲ 435.20M | 435.20M | ▼ 67.60M | ▼ 0.00 |
Other Current Liabilities | -406.10M | ▲ -333.60M | ▼ -486.70M | ▲ -437.60M | ▼ -1.94B | ▲ -60.70M | ▼ -97.70M |
Total Current Liabilities | 188.90M | ▲ 206.60M | ▼ 186.90M | ▼ 175.20M | ▲ 263.30M | ▲ 399.80M | ▼ 200.00K |
Long Term Debt | 3.82B | ▲ 4.54B | ▲ 4.61B | ▲ 4.62B | ▼ 4.59B | ▲ 5.07B | ▲ 5.85B |
Deferred Revenue Non Current | -4.01B | ▼ -4.75B | ▼ -4.80B | ▲ -4.79B | -4.79B | ▼ -5.78B | ▲ 79.90M |
Deferred Tax Liabilities Non Current | 236.70M | ▲ 322.50M | ▲ 391.00M | ▲ 435.20M | ▼ 426.70M | ▼ 389.20M | ▲ 409.50M |
Other Non Current Liabilities | 4.01B | ▲ 4.75B | ▲ 4.80B | ▼ 4.79B | 4.79B | ▲ 5.78B | ▼ 362.20M |
Total Non Current Liabilities | 4.06B | ▲ 4.86B | ▲ 5.00B | ▲ 5.05B | ▼ 5.02B | ▲ 5.46B | ▲ 6.70B |
Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Lease Obligations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities | 4.25B | ▲ 5.07B | ▲ 5.19B | ▲ 5.23B | ▲ 5.28B | ▲ 5.86B | ▲ 6.70B |
Preferred Stock | 128.20M | ▲ 295.60M | ▲ 478.80M | ▼ 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock | 200.00K | 200.00K | 200.00K | ▼ 100.00K | 100.00K | 100.00K | 100.00K |
Retained Earnings | 1.84B | ▲ 2.20B | ▼ 2.14B | ▼ 1.63B | ▼ 1.38B | ▲ 1.48B | ▼ 1.24B |
Accumulated Other Comprehensive Income Loss | -300.00K | ▲ 800.00K | ▲ 1.60M | ▼ 200.00K | ▼ -2.90M | ▲ -1.00M | ▼ -1.20M |
Other Total Stockholders Equity | 26.70M | ▼ -137.90M | ▼ -316.90M | ▲ 197.20M | ▲ 245.70M | ▲ 279.00M | ▲ 313.80M |
Total Stockholders Equity | 1.99B | ▲ 2.36B | ▼ 2.30B | ▼ 1.82B | ▼ 1.62B | ▲ 1.75B | ▼ 1.55B |
Total Equity | 1.99B | ▲ 2.36B | ▼ 2.30B | ▼ 1.82B | ▼ 1.62B | ▲ 1.75B | ▼ 1.55B |
Total Liabilities And Stockholders Equity | 6.24B | ▲ 7.42B | ▲ 7.49B | ▼ 7.05B | ▼ 6.90B | ▲ 7.61B | ▲ 8.26B |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 6.24B | ▲ 7.42B | ▲ 7.49B | ▼ 7.05B | ▼ 6.90B | ▲ 7.61B | ▲ 8.26B |
Total Investments | 58.60M | ▲ 59.30M | ▼ 0.00 | ▲ 62.10M | ▲ 72.30M | ▲ 93.20M | ▼ 9.30M |
Total Debt | 3.82B | ▲ 4.54B | ▲ 4.61B | ▲ 4.62B | ▼ 4.59B | ▲ 5.07B | ▲ 5.95B |
Net Debt | 3.80B | ▲ 4.35B | ▲ 4.59B | ▲ 4.59B | ▼ 4.58B | ▲ 5.05B | ▲ 5.43B |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 151.90M | ▲ 161.90M | ▲ 166.30M | ▲ 217.60M | ▼ 127.30M | ▼ 93.60M | ▼ -47.10M |
Depreciation And Amortization | 5.60M | ▲ 5.80M | ▲ 6.30M | ▲ 6.60M | ▼ 6.30M | ▲ 6.70M | ▲ 6.90M |
Deferred Income Tax | 800.00K | ▲ 51.30M | ▲ 84.70M | ▼ 48.80M | ▼ -11.50M | ▼ -73.10M | ▲ 0.00 |
Stock Based Compensation | 2.50M | ▼ 1.90M | ▼ 1.50M | ▲ 19.40M | ▼ 9.60M | ▲ 10.10M | ▼ 0.00 |
Change In Working Capital | 24.40M | ▼ -45.30M | ▼ -149.10M | ▼ -187.10M | ▲ 24.60M | ▲ 108.30M | ▼ -99.10M |
Accounts Receivables | 0.00 | 0.00 | 0.00 | ▼ -84.20M | ▲ 20.30M | ▼ 9.90M | ▼ -28.80M |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -20.30M | ▲ -9.90M | ▲ 0.00 |
Accounts Payables | 20.60M | ▲ 22.10M | ▼ 1.90M | ▼ -76.20M | ▲ 23.50M | ▲ 35.10M | ▼ -2.40M |
Other Working Capital | 3.80M | ▼ -67.40M | ▼ -151.00M | ▲ -110.90M | ▲ 1.10M | ▲ 73.20M | ▼ -67.90M |
Other Non Cash Items | 17.70M | ▲ 28.70M | ▲ 92.50M | ▼ 25.80M | ▲ 130.50M | ▲ 165.60M | ▲ 388.30M |
Net Cash Provided By Operating Activities | 202.90M | ▲ 204.30M | ▼ 202.20M | ▼ 131.10M | ▲ 286.80M | ▲ 311.20M | ▼ 204.00M |
Investments In Property Plant And Equipment | -3.00M | ▼ -3.20M | ▲ -800.00K | ▼ -1.50M | ▲ -1.20M | ▼ -1.70M | ▲ -400.00K |
Acquisitions Net | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 8.60M | ▼ 3.20M |
Purchases Of Investments | -8.20M | ▲ -7.30M | ▲ -5.40M | ▼ -7.40M | ▼ -11.90M | ▲ -8.60M | ▼ -12.60M |
Sales Maturities Of Investments | 6.70M | ▲ 8.00M | ▼ 6.00M | ▲ 11.60M | ▼ 8.00M | ▼ 400.00K | ▲ 6.50M |
Other Investing Activities | -223.40M | ▲ -148.70M | ▲ -15.30M | ▲ 220.40M | ▼ -116.40M | ▼ -343.60M | ▲ 0.00 |
Net Cash Used For Investing Activities | -227.90M | ▲ -151.20M | ▲ -15.50M | ▲ 223.10M | ▼ -121.50M | ▼ -344.90M | ▼ -526.00M |
Debt Repayment | -584.20M | ▼ -1.61B | ▼ -1.73B | ▲ -939.10M | ▼ -1.48B | ▼ -3.12B | ▲ -336.90M |
Common Stock Issued | 0.00 | 0.00 | 0.00 | ▲ 11.80M | ▼ 2.70M | ▼ 800.00K | ▼ 0.00 |
Common Stock Repurchased | -127.10M | ▼ -191.20M | ▲ -173.70M | ▼ -377.90M | ▲ -105.30M | ▲ -53.60M | ▼ -60.80M |
Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Financing Activities | 522.30M | ▲ 1.91B | ▼ 1.71B | ▼ 954.70M | ▲ 1.45B | ▲ 3.24B | ▼ -4.10M |
Net Cash Used Provided By Financing Activities | -189.00M | ▲ 110.10M | ▼ -191.30M | ▼ -362.30M | ▲ -143.00M | ▲ 66.40M | ▲ 272.00M |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 60.90M | ▼ 0.00 |
Net Change In Cash | -214.00M | ▲ 163.20M | ▼ -4.60M | ▼ -8.10M | ▲ 22.30M | ▲ 32.70M | ▼ -50.00M |
Cash At End Of Period | 329.30M | ▲ 517.70M | ▼ 396.20M | ▲ 434.20M | ▼ 417.70M | ▲ 470.90M | ▲ 517.60M |
Cash At Beginning Of Period | 543.30M | ▼ 354.50M | ▲ 400.80M | ▲ 442.30M | ▼ 395.40M | ▲ 438.20M | ▲ 567.60M |
Operating Cash Flow | 202.90M | ▲ 204.30M | ▼ 202.20M | ▼ 131.10M | ▲ 286.80M | ▲ 311.20M | ▼ 204.00M |
Capital Expenditure | -3.00M | ▼ -3.20M | ▲ -800.00K | ▼ -1.50M | ▲ -1.20M | ▼ -1.70M | ▲ -400.00K |
Free Cash Flow | 199.90M | ▲ 201.10M | ▲ 201.40M | ▼ 129.60M | ▲ 285.60M | ▲ 309.50M | ▼ 203.60M |
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