Discounted Cash Flow Rating
Neutral
Return on Equity Rating
Sell
Debt to Equity Rating
Strong Buy
Price to Earnings Rating
Buy
Analyst Rating
Neutral
Simple Moving Average
Neutral
Exponential Moving Average
Neutral
Relative Strength Index
Buy
Standard Deviation
Buy
Williams %R
Strong Buy
Average Directional Index
Strong Sell
Insider Trading
Sell
Wall Street Data Solutions Rating
Neutral
B
Consumer Portfolio Services (CPSS)
Finance Services
https://www.consumerportfolio.com
Consumer Portfolio Services Inc is a U.SÂ based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the U.S. in the sale of new and used automobiles, light trucks and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
19500 JAMBOREE ROAD
IRVINE, CA
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
10/22/1992
Market Cap
190,451,003
Shares Outstanding
21,120,000
Weighted SO
21,120,270
Total Employees
N/A
Upcoming Earnings
N/A
Beta
2.0250
Last Div
0.0000
Range
7.03-12.04
Chg
0.2500
Avg Vol
38377
Mkt Cap
190451003
Exch
NASDAQ
Country
US
Phone
949 753 6800
DCF Diff
0.7891
DCF
8.8709
Div Yield
0.0000
P/S
0.6002
EV Multiple
19.2026
P/FV
0.6774
Div Yield %
0.0000
P/E
7.0776
PEG
0.5472
Payout
0.0000
Current Ratio
4.9578
Quick Ratio
4.9578
Cash Ratio
135.5419
DSO
3419.3356
DIO
0.0000
Op Cycle
3419.3356
DPO
0.0000
CCC
3419.3356
Gross Margin
0.9930
Op Margin
0.4720
Pretax Margin
0.1175
Net Margin
0.0846
Eff Tax Rate
0.2806
ROA
0.0082
ROE
0.0976
ROCE
0.0456
NI/EBT
0.7194
EBT/EBIT
0.2490
EBIT/Rev
0.4720
Debt Ratio
0.8951
D/E
10.4947
LT Debt/Cap
0.9129
Total Debt/Cap
0.9130
Int Coverage
1.2465
CF/Debt
0.0725
Equity Multi
11.7245
Rec Turnover
0.1067
Pay Turnover
0.0000
Inv Turnover
0.0000
FA Turnover
13.7243
Asset Turnover
0.0965
OCF/Share
10.0322
FCF/Share
9.9970
Cash/Share
12.5387
OCF/Sales
0.6723
FCF/OCF
0.9965
CF Coverage
0.0725
ST Coverage
108.4469
CapEx Coverage
284.7997
Div&CapEx Cov
284.7997
P/BV
0.6774
P/B
0.6774
P/S
0.6002
P/E
7.0776
P/FCF
0.8960
P/OCF
0.8901
P/CF
0.8901
PEG
0.5472
P/S
0.6002
EV Multiple
19.2026
P/FV
0.6774
DPS
0.0000
Latest Headlines (EST)
Revenue Product Segmentation
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
991.22K Shares Bought (38.28 %)
1.60M Shares Sold (61.72%)
3 - 6 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
6 - 9 Months
90.00K Shares Bought (38.85 %)
141.66K Shares Sold (61.15%)
9 - 12 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 64.81M | ▼ 58.13M | ▼ 39.47M | ▲ 52.39M | ▲ 54.15M | ▲ 85.98M | ▲ 86.74M |
Cost Of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 7.54M | ▼ 205.00K | ▲ 215.00K |
Gross Profit | 64.81M | ▼ 58.13M | ▼ 39.47M | ▲ 52.39M | ▼ 46.62M | ▲ 85.77M | ▲ 86.53M |
Gross Profit Ratio | 1.00 | 1.00 | 1.00 | ▲ 1.00 | ▼ 0.86 | ▲ 1.00 | ▼ 1.00 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 28.34M | ▲ 29.74M | ▼ 27.00M | ▲ 34.34M | ▼ 32.57M | ▲ 36.93M | ▲ 38.17M |
Selling And Marketing Expenses | 4.40M | ▼ 4.02M | ▼ 3.50M | ▲ 4.40M | ▲ 5.85M | ▼ 4.70M | ▲ 4.87M |
Selling General And Administrative Expenses | 28.34M | ▲ 29.74M | ▼ 27.00M | ▲ 34.34M | ▼ 32.57M | ▲ 41.63M | ▲ 43.04M |
Other Expenses | -6.61M | ▲ -6.05M | ▲ 71.30M | ▲ 93.29M | ▲ 282.42M | ▼ -41.65M | ▼ -43.00M |
Operating Expenses | 26.13M | ▲ 27.71M | ▲ 30.80M | ▲ 60.88M | ▲ 213.52M | ▼ 41.65M | ▲ 43.00M |
Cost And Expenses | 26.13M | ▲ 27.71M | ▲ 30.80M | ▼ -1.00K | ▲ 221.05M | ▼ 35.86M | ▲ 38.22M |
Interest Income | 88.76M | ▼ 83.27M | ▼ 61.23M | ▲ 67.72M | ▲ 79.69M | ▲ 89.26M | ▲ 89.29M |
Interest Expense | 26.41M | ▲ 27.60M | ▼ 22.96M | ▼ 16.98M | ▲ 28.87M | ▲ 40.28M | ▲ 41.97M |
Depreciation And Amortization | 246.00K | ▲ 287.00K | ▲ 440.00K | ▼ 421.00K | ▼ 411.00K | ▼ 205.00K | ▲ 215.00K |
Ebitda | 31.44M | ▼ 28.77M | ▲ 29.88M | ▲ 41.78M | ▼ 1.21M | ▲ 44.33M | ▼ 43.74M |
Ebitda Ratio | 0.49 | ▲ 0.49 | ▲ 0.76 | ▲ 0.80 | ▼ 0.02 | ▲ 0.52 | ▼ 0.50 |
Operating Income | 31.19M | ▼ 28.48M | ▲ 29.44M | ▲ 41.36M | ▼ 802.00K | ▲ 44.12M | ▼ 43.53M |
Operating Income Ratio | 0.48 | ▲ 0.49 | ▲ 0.75 | ▲ 0.79 | ▼ 0.01 | ▲ 0.51 | ▼ 0.50 |
Total Other Income Expenses Net | -26.41M | ▼ -27.60M | ▲ -22.96M | ▲ -16.98M | ▲ 17.50M | ▼ -34.28M | ▼ -36.97M |
Income Before Tax | 4.78M | ▼ 887.00K | ▲ 6.47M | ▲ 24.38M | ▼ 18.31M | ▼ 9.84M | ▼ 6.56M |
Income Before Tax Ratio | 0.07 | ▼ 0.02 | ▲ 0.16 | ▲ 0.47 | ▼ 0.34 | ▼ 0.11 | ▼ 0.08 |
Income Tax Expense | -568.00K | ▲ 858.00K | ▲ 2.33M | ▲ 5.42M | ▼ 4.17M | ▼ 2.66M | ▼ 1.97M |
Net Income | 5.35M | ▼ 29.00K | ▲ 4.14M | ▲ 18.97M | ▼ 14.14M | ▼ 7.19M | ▼ 4.59M |
Net Income Ratio | 0.08 | ▼ 0.00 | ▲ 0.10 | ▲ 0.36 | ▼ 0.26 | ▼ 0.08 | ▼ 0.05 |
Eps | 0.24 | ▼ 0.00 | ▲ 0.18 | ▲ 0.88 | ▼ 0.69 | ▼ 0.34 | ▼ 0.22 |
Eps Diluted | 0.22 | ▼ 0.00 | ▲ 0.17 | ▲ 0.71 | ▼ 0.59 | ▼ 0.29 | ▼ 0.19 |
Weighted Average Shs Out | 22.55M | ▼ 22.53M | ▲ 22.56M | ▼ 21.66M | ▼ 20.34M | ▲ 21.14M | ▲ 21.14M |
Weighted Average Shs Out Dil | 24.41M | ▼ 23.95M | ▲ 24.54M | ▲ 26.81M | ▼ 23.83M | ▲ 24.88M | ▼ 24.60M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 12.79M | ▼ 5.30M | ▲ 13.47M | ▲ 29.93M | ▼ 13.49M | ▲ 125.43M | ▲ 150.96M |
Short Term Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash And Short Term Investments | 12.79M | ▼ 5.30M | ▲ 13.47M | ▲ 29.93M | ▼ 13.49M | ▲ 125.43M | ▲ 150.96M |
Net Receivables | 821.07M | ▲ 1.44B | ▲ 1.52B | ▼ 2.27M | ▼ 649.00K | ▲ 2.75B | ▲ 2.81B |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 571.00K | ▼ 125.00K | ▼ 117.00K |
Other Current Assets | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -2.71B | ▼ -2.87B | ▼ -2.96B |
Total Current Assets | 44.76M | ▼ 16.94M | ▲ 18.48M | ▲ 32.20M | ▼ 14.14M | ▼ 6.17M | ▲ 13.25M |
Property Plant Equipment Net | 1.84M | ▼ 1.51M | ▼ 828.00K | ▲ 1.13M | ▲ 1.66M | ▲ 4.30M | ▲ 24.46M |
Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Goodwill And Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Long Term Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Tax Assets | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 10.18M | ▼ 6.12M | ▼ 3.49M |
Other Non Current Assets | 2.44B | ▲ 2.52B | ▼ -828.00K | ▼ -1.13M | ▼ -1.66M | ▼ -10.41M | ▲ 2.97B |
Total Non Current Assets | 2.44B | ▲ 2.52B | ▼ 828.00K | ▲ 1.13M | ▲ 10.18M | ▲ 2.90B | ▲ 2.99B |
Other Assets | 0.00 | 0.00 | ▲ 2.13B | ▼ 2.13B | ▲ 2.73B | ▼ 2.38M | ▼ 0.00 |
Total Assets | 2.49B | ▲ 2.54B | ▼ 2.15B | ▲ 2.16B | ▲ 2.75B | ▲ 2.91B | ▲ 3.01B |
Account Payables | 31.69M | ▼ 0.00 | 0.00 | 0.00 | ▲ 55.42M | ▼ 0.00 | 0.00 |
Short Term Debt | 136.85M | ▼ 134.79M | ▼ 119.00M | ▼ 105.61M | ▲ 285.33M | ▼ 7.20M | ▼ 2.45M |
Tax Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Current Liabilities | -136.85M | ▲ -87.71M | ▼ -119.00M | ▲ -105.61M | ▼ -285.33M | ▲ -7.20M | ▲ -2.45M |
Total Current Liabilities | 31.69M | ▲ 47.08M | ▲ 119.00M | ▼ 105.61M | ▼ 55.42M | ▼ 7.20M | ▼ 2.45M |
Long Term Debt | 2.12B | ▲ 2.15B | ▼ 1.85B | ▼ 1.84B | ▲ 2.18B | ▲ 2.56B | ▲ 2.65B |
Deferred Revenue Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -2.76M | ▲ 0.00 | 0.00 |
Deferred Tax Liabilities Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 2.76M | ▼ 2.38M | ▼ 0.00 |
Other Non Current Liabilities | 136.85M | ▼ 134.79M | ▼ -1.73B | ▼ -1.73B | ▲ 285.33M | ▼ 58.45M | ▼ 0.00 |
Total Non Current Liabilities | 2.26B | ▲ 2.29B | ▼ 119.00M | ▼ 105.61M | ▲ 2.47B | ▲ 2.62B | ▲ 2.65B |
Other Liabilities | 0.00 | 0.00 | ▲ 1.77B | ▲ 1.78B | ▼ 0.00 | ▲ 2.27M | ▲ 76.67M |
Capital Lease Obligations | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 4.03M | ▼ 2.27M | ▲ 25.79M |
Total Liabilities | 2.29B | ▲ 2.34B | ▼ 2.01B | ▼ 1.99B | ▲ 2.52B | ▲ 2.63B | ▲ 2.73B |
Preferred Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 1.00 | 1.00 |
Common Stock | 70.27M | ▲ 71.26M | ▲ 72.93M | ▼ 55.30M | ▼ 28.91M | ▼ 28.68M | ▼ 28.52M |
Retained Earnings | 134.40M | ▲ 139.81M | ▼ 69.01M | ▲ 116.53M | ▲ 202.51M | ▲ 247.86M | ▲ 252.45M |
Accumulated Other Comprehensive Income Loss | -7.55M | ▼ -8.42M | ▼ -8.57M | ▲ -1.62M | ▼ -3.03M | ▲ -1.87M | -1.87M |
Other Total Stockholders Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -1.00 | -1.00 |
Total Stockholders Equity | 197.12M | ▲ 202.64M | ▼ 133.36M | ▲ 170.21M | ▲ 228.39M | ▲ 274.67M | ▲ 279.10M |
Total Equity | 197.12M | ▲ 202.64M | ▼ 133.36M | ▲ 170.21M | ▲ 228.39M | ▲ 274.67M | ▲ 279.10M |
Total Liabilities And Stockholders Equity | 2.49B | ▲ 2.54B | ▼ 2.15B | ▲ 2.16B | ▲ 2.75B | ▲ 2.91B | ▲ 3.01B |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 2.49B | ▲ 2.54B | ▼ 2.15B | ▲ 2.16B | ▲ 2.75B | ▲ 2.91B | ▲ 3.01B |
Total Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Debt | 2.26B | ▲ 2.29B | ▼ 1.97B | ▼ 1.95B | ▲ 2.47B | ▲ 2.57B | ▲ 2.68B |
Net Debt | 2.24B | ▲ 2.28B | ▼ 1.96B | ▼ 1.92B | ▲ 2.46B | ▼ 2.45B | ▲ 2.53B |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 5.35M | ▼ 29.00K | ▲ 4.15M | ▲ 18.97M | ▼ 14.14M | ▼ 7.19M | ▼ 4.59M |
Depreciation And Amortization | 246.00K | ▲ 287.00K | ▲ 440.00K | ▼ 421.00K | ▼ 411.00K | ▼ 205.00K | ▲ 215.00K |
Deferred Income Tax | 13.26M | ▼ 3.71M | ▲ 21.49M | ▼ 8.94M | ▲ 9.40M | ▼ 2.03M | ▼ 251.00K |
Stock Based Compensation | 699.00K | ▼ 576.00K | ▼ 498.00K | ▲ 735.00K | ▲ 1.46M | ▼ 830.00K | ▲ 832.00K |
Change In Working Capital | 10.49M | ▼ -2.74M | ▲ -1.27M | ▼ -7.29M | ▲ -151.00K | ▲ 1.40M | ▼ -123.00K |
Accounts Receivables | 4.26M | ▼ 1.08M | ▲ 1.27M | ▼ 661.00K | ▼ 127.00K | ▼ 0.00 | 0.00 |
Inventory | 757.00K | ▲ 1.35M | ▲ 3.75M | ▼ 1.33M | ▲ 1.90M | ▼ -101.00K | ▲ 9.00K |
Accounts Payables | 4.01M | ▼ -7.35M | ▲ -4.12M | ▲ 7.49M | ▲ 16.80M | ▼ 1.40M | ▲ 16.58M |
Other Working Capital | 1.46M | ▲ 2.18M | ▼ -2.18M | ▼ -16.76M | ▼ -18.97M | ▲ -4.00K | ▼ -16.70M |
Other Non Cash Items | 27.54M | ▲ 44.93M | ▼ 22.90M | ▼ 13.35M | ▲ 25.93M | ▲ 44.42M | ▼ 31.62M |
Net Cash Provided By Operating Activities | 57.58M | ▼ 46.80M | ▲ 48.20M | ▼ 35.12M | ▲ 51.19M | ▲ 56.06M | ▼ 52.71M |
Investments In Property Plant And Equipment | -282.00K | ▲ -97.00K | ▲ 796.00K | ▼ -429.00K | ▲ -371.00K | ▲ -282.00K | ▲ -111.00K |
Acquisitions Net | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Purchases Of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Sales Maturities Of Investments | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 23.84M | ▼ 11.18M | ▼ 9.43M |
Other Investing Activities | -84.24M | ▲ -51.57M | ▲ 46.84M | ▼ -64.76M | ▼ -170.84M | ▲ -94.68M | ▼ -117.95M |
Net Cash Used For Investing Activities | -84.52M | ▲ -51.67M | ▲ 47.64M | ▼ -65.18M | ▼ -147.38M | ▲ -83.78M | ▼ -108.63M |
Debt Repayment | -205.00M | ▼ -246.55M | ▲ -164.72M | ▼ -286.06M | ▲ -257.26M | ▲ -11.47M | ▼ -82.44M |
Common Stock Issued | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 579.00K | ▲ 748.00K | ▼ 705.00K |
Common Stock Repurchased | -870.00K | ▲ 0.00 | ▼ -248.00K | ▼ -21.72M | ▲ -4.56M | ▲ -1.16M | ▼ -1.70M |
Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Financing Activities | 241.91M | ▲ 254.89M | ▼ 1.11M | ▲ 340.62M | ▲ 348.10M | ▼ 24.83M | ▼ -1.90M |
Net Cash Used Provided By Financing Activities | 36.04M | ▼ 8.35M | ▼ -163.85M | ▲ 32.85M | ▲ 86.27M | ▼ 11.06M | ▲ 81.45M |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 7.14M | ▼ 0.00 |
Net Change In Cash | 9.10M | ▼ 3.48M | ▼ -68.01M | ▲ 2.78M | ▼ -9.92M | ▼ -16.66M | ▲ 25.52M |
Cash At End Of Period | 130.11M | ▲ 140.83M | ▲ 144.15M | ▲ 176.55M | ▼ 162.79M | ▼ 125.43M | ▲ 150.96M |
Cash At Beginning Of Period | 121.01M | ▲ 137.36M | ▲ 212.17M | ▼ 173.77M | ▼ 172.71M | ▼ 142.09M | ▼ 125.43M |
Operating Cash Flow | 57.58M | ▼ 46.80M | ▲ 48.20M | ▼ 35.12M | ▲ 51.19M | ▲ 56.06M | ▼ 52.71M |
Capital Expenditure | -282.00K | ▲ -97.00K | ▲ 796.00K | ▼ -429.00K | ▲ -371.00K | ▲ -282.00K | ▲ -111.00K |
Free Cash Flow | 57.30M | ▼ 46.70M | ▲ 49.00M | ▼ 34.69M | ▲ 50.82M | ▲ 55.78M | ▼ 52.59M |
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