Discounted Cash Flow Rating
Buy
Return on Equity Rating
Buy
Debt to Equity Rating
Buy
Price to Earnings Rating
Buy
Analyst Rating
Buy
Simple Moving Average
Strong Buy
Exponential Moving Average
Strong Buy
Relative Strength Index
Buy
Standard Deviation
Strong Buy
Williams %R
Strong Buy
Average Directional Index
Strong Sell
Insider Trading
Neutral
Wall Street Data Solutions Rating
Buy
A
CUSTOMERS BANCORP INC (CUBI)
State Commercial Banks
Customers Bancorp Inc is a bank holding company engaged in banking activities. It provides financial products and services to small and middle-market businesses, not-for-profits, and consumers. The company operates in Lending Activities, Commercial Lending, Consumer Lending, Private Banking, Deposit Products, Other Funding Sources, and Financial Products and Services. The majority of revenue is derived from commercial lending.
701 READING AVENUE
WEST READING, PA
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
12/28/2011
Market Cap
1,520,850,848
Shares Outstanding
31,410,000
Weighted SO
31,413,946
Total Employees
N/A
Upcoming Earnings
07/25/2024
Similar Tickers
Beta
1.6580
Last Div
0.0000
Range
31.16-68.49
Chg
1.1700
Avg Vol
460943
Mkt Cap
1520850848
Exch
NYSE
Country
US
Phone
610 933 2000
DCF Diff
-31.9765
DCF
86.3135
Div Yield
0.0000
P/S
1.1738
EV Multiple
-1.9651
P/FV
0.8693
Div Yield %
0.0000
P/E
5.9166
PEG
0.1357
Payout
0.0598
Current Ratio
0.2708
Quick Ratio
1.6238
Cash Ratio
0.2612
DSO
3729.1242
DIO
-558550.1531
Op Cycle
-554821.0289
DPO
0.0000
CCC
-554821.0289
Gross Margin
0.9920
Op Margin
0.2889
Pretax Margin
0.2598
Net Margin
0.1981
Eff Tax Rate
0.2375
ROA
0.0123
ROE
0.1546
ROCE
0.0404
NI/EBT
0.7625
EBT/EBIT
0.8993
EBIT/Rev
0.2889
Debt Ratio
0.0634
D/E
0.7600
LT Debt/Cap
0.4266
Total Debt/Cap
0.4318
Int Coverage
1.5932
CF/Debt
0.1610
Equity Multi
11.9889
Rec Turnover
0.0979
Pay Turnover
0.0000
Inv Turnover
-0.0007
FA Turnover
53.2396
Asset Turnover
0.0619
OCF/Share
6.7535
FCF/Share
6.5466
Cash/Share
175.6805
OCF/Sales
0.1650
FCF/OCF
0.9694
CF Coverage
0.1610
ST Coverage
7.6730
CapEx Coverage
32.6431
Div&CapEx Cov
9.7668
P/BV
0.8693
P/B
0.8693
P/S
1.1738
P/E
5.9166
P/FCF
7.3400
P/OCF
7.1044
P/CF
7.1044
PEG
0.1357
P/S
1.1738
EV Multiple
-1.9651
P/FV
0.8693
DPS
0.0000
Latest Headlines (EST)
Revenue Product Segmentation
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
63.61K Shares Bought (58.38 %)
45.35K Shares Sold (41.62%)
3 - 6 Months
66.29K Shares Bought (48.19 %)
71.26K Shares Sold (51.81%)
6 - 9 Months
8.15K Shares Bought (28.24 %)
20.70K Shares Sold (71.76%)
9 - 12 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 81.04M | ▲ 103.18M | ▲ 146.60M | ▲ 206.10M | ▼ 129.79M | ▲ 364.59M | ▼ 352.34M |
Cost Of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -672.00K |
Gross Profit | 81.04M | ▲ 103.18M | ▲ 146.60M | ▲ 206.10M | ▼ 129.79M | ▲ 364.59M | ▼ 353.01M |
Gross Profit Ratio | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ▲ 1.00 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 40.13M | ▲ 40.56M | ▲ 49.66M | ▲ 55.02M | ▼ 31.53M | ▼ -721.00K | ▲ 28.26M |
Selling And Marketing Expenses | 917.00K | ▼ 899.00K | ▼ 2.00K | ▲ 344.00K | ▲ 1.11M | ▼ 850.00K | ▼ 682.00K |
Selling General And Administrative Expenses | 41.05M | ▲ 41.46M | ▲ 49.66M | ▲ 55.37M | ▼ 32.64M | ▼ 129.00K | ▲ 75.28M |
Other Expenses | 119.34M | ▲ 119.56M | ▲ 143.10M | ▲ 147.96M | ▲ 157.53M | ▼ -50.13M | ▼ -52.83M |
Operating Expenses | 2.45M | ▲ 4.04M | ▼ 2.22M | ▼ 1.52M | ▲ 2.54M | ▲ 50.13M | ▲ 52.83M |
Cost And Expenses | 2.45M | ▲ 4.04M | ▼ 2.22M | ▼ 1.52M | ▲ 2.54M | ▲ 280.70M | ▲ 286.96M |
Interest Income | 103.30M | ▲ 124.00M | ▲ 153.09M | ▲ 214.04M | ▲ 269.65M | ▲ 345.92M | ▼ 21.23M |
Interest Expense | 41.78M | ▲ 46.40M | ▼ 30.15M | ▼ 20.34M | ▲ 134.51M | ▼ 23.10M | ▼ 17.67M |
Depreciation And Amortization | 1.55M | ▲ 2.84M | ▲ 3.98M | ▲ 4.63M | ▲ 6.52M | ▲ 7.36M | ▲ 7.97M |
Ebitda | 68.67M | ▲ 89.09M | ▲ 116.60M | ▲ 139.45M | ▲ 176.88M | ▼ 7.36M | ▼ -17.27M |
Ebitda Ratio | 0.85 | ▲ 0.86 | ▼ 0.80 | ▼ 0.68 | ▲ 1.36 | ▼ 0.02 | ▼ -0.05 |
Operating Income | 67.12M | ▲ 86.25M | ▲ 112.61M | ▲ 134.01M | ▲ 170.36M | ▼ 97.87M | ▼ 78.85M |
Operating Income Ratio | 0.83 | ▲ 0.84 | ▼ 0.77 | ▼ 0.65 | ▲ 1.31 | ▼ 0.27 | ▼ 0.22 |
Total Other Income Expenses Net | -44.15M | ▼ -51.27M | ▲ -34.14M | ▲ -18.76M | ▼ -134.51M | ▲ 83.89M | ▼ 65.38M |
Income Before Tax | 22.97M | ▲ 34.98M | ▲ 78.47M | ▲ 115.25M | ▼ 35.85M | ▲ 83.89M | ▼ 65.38M |
Income Before Tax Ratio | 0.28 | ▲ 0.34 | ▲ 0.54 | ▲ 0.56 | ▼ 0.28 | ▼ 0.23 | ▼ 0.19 |
Income Tax Expense | 5.11M | ▲ 7.45M | ▲ 22.23M | ▼ 12.99M | ▼ 7.14M | ▲ 21.80M | ▼ 15.65M |
Net Income | 17.86M | ▲ 27.53M | ▲ 56.25M | ▲ 100.67M | ▼ 28.71M | ▲ 62.09M | ▼ 49.73M |
Net Income Ratio | 0.22 | ▲ 0.27 | ▲ 0.38 | ▲ 0.49 | ▼ 0.22 | ▼ 0.17 | ▼ 0.14 |
Eps | 0.56 | ▲ 0.88 | ▲ 1.78 | ▲ 3.09 | ▼ 0.79 | ▲ 1.86 | ▼ 1.58 |
Eps Diluted | 0.56 | ▲ 0.86 | ▲ 1.76 | ▲ 2.93 | ▼ 0.77 | ▲ 1.79 | ▼ 1.51 |
Weighted Average Shs Out | 31.62M | ▼ 31.31M | ▲ 31.64M | ▲ 32.63M | ▼ 32.41M | ▼ 31.39M | ▲ 31.47M |
Weighted Average Shs Out Dil | 32.05M | ▼ 31.88M | ▲ 31.96M | ▲ 34.32M | ▼ 33.08M | ▼ 32.52M | ▲ 32.85M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 62.14M | ▲ 212.51M | ▲ 693.35M | ▼ 518.03M | ▼ 455.81M | ▲ 3.85B | ▼ 3.70B |
Short Term Investments | 665.01M | ▼ 595.88M | ▲ 1.21B | ▲ 3.82B | ▼ 2.99B | ▼ 2.41B | ▲ 2.60B |
Cash And Short Term Investments | 727.15M | ▲ 808.38M | ▲ 1.90B | ▲ 4.34B | ▼ 3.44B | ▼ 2.45B | ▲ 3.70B |
Net Receivables | 32.96M | ▲ 38.07M | ▲ 80.41M | ▲ 92.24M | ▲ 123.37M | ▼ 114.77M | ▲ 120.12M |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -15.29B | ▼ -15.54B |
Other Current Assets | 8.38B | ▲ 10.05B | ▲ 15.22B | ▼ 13.93B | ▲ 15.34B | ▼ 3.96B | ▼ 3.82B |
Total Current Assets | 9.14B | ▲ 10.90B | ▲ 17.20B | ▲ 18.36B | ▲ 18.90B | ▼ 3.96B | ▼ 3.82B |
Property Plant Equipment Net | 11.06M | ▼ 9.39M | ▲ 11.63M | ▼ 8.89M | ▲ 9.03M | ▲ 23.02M | ▲ 23.99M |
Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 3.63M | 3.63M | 3.63M |
Goodwill And Intangible Assets | 16.50M | ▼ 15.20M | ▼ 14.30M | ▼ 3.74M | ▼ 3.63M | 3.63M | 3.63M |
Long Term Investments | 665.01M | ▼ 595.88M | ▲ 1.21B | ▲ 3.82B | ▲ 3.83B | ▲ 4.27B | ▼ 4.13B |
Tax Assets | -16.50M | ▲ -15.20M | ▲ -14.30M | ▲ -3.74M | ▲ 123.76M | ▼ 100.25M | ▲ 12.75B |
Other Non Current Assets | 16.50M | ▼ 15.20M | ▼ 14.30M | ▼ 3.74M | ▼ -3.95B | ▲ 12.96B | ▼ 616.60M |
Total Non Current Assets | 692.57M | ▼ 620.46M | ▲ 1.24B | ▲ 3.83B | ▼ 12.65M | ▲ 17.36B | ▲ 17.53B |
Other Assets | 0.00 | 0.00 | 0.00 | ▼ -2.61B | ▲ 1.98B | ▼ 0.00 | 0.00 |
Total Assets | 9.83B | ▲ 11.52B | ▲ 18.44B | ▲ 19.58B | ▲ 20.90B | ▲ 21.32B | ▲ 21.35B |
Account Payables | 66.46M | ▲ 126.24M | ▲ 191.79M | ▲ 251.13M | ▼ 230.67M | ▼ 0.00 | 0.00 |
Short Term Debt | 0.00 | 0.00 | ▲ 850.00M | ▼ 700.00M | ▼ 300.00M | ▼ 29.70M | ▲ 1.22B |
Tax Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Revenue | 0.00 | 0.00 | 0.00 | ▼ -448.87M | ▲ 0.00 | 0.00 | 0.00 |
Other Current Liabilities | -66.46M | ▼ -126.24M | ▲ 0.00 | ▼ -251.13M | ▼ -300.00M | ▲ 12.48B | ▼ 11.65B |
Total Current Liabilities | 66.46M | ▲ 126.24M | ▲ 1.04B | ▼ 251.13M | ▼ 230.67M | ▲ 12.51B | ▲ 12.87B |
Long Term Debt | 1.48B | ▼ 1.15B | ▲ 1.16B | ▼ 1.10B | ▲ 1.11B | ▲ 1.48B | ▼ 281.26M |
Deferred Revenue Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -77.95M | ▲ 5.46B | ▼ 0.00 |
Deferred Tax Liabilities Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 77.95M | ▲ 87.64M | ▼ 0.00 |
Other Non Current Liabilities | 0.00 | 0.00 | ▼ -850.00M | ▲ 0.00 | ▼ -874.87M | ▲ 142.67M | ▲ 6.50B |
Total Non Current Liabilities | 1.48B | ▼ 1.15B | ▼ 305.43M | ▲ 1.10B | ▼ 230.67M | ▲ 7.17B | ▼ 6.78B |
Other Liabilities | 7.33B | ▲ 9.19B | ▲ 15.97B | ▲ 16.85B | ▲ 19.03B | ▼ 0.00 | 0.00 |
Capital Lease Obligations | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 13.70M | ▼ 13.26M | ▲ 15.30M |
Total Liabilities | 8.88B | ▲ 10.47B | ▲ 17.32B | ▲ 18.21B | ▲ 19.49B | ▲ 19.68B | ▼ 19.66B |
Preferred Stock | 217.47M | 217.47M | 217.47M | ▼ 137.79M | 137.79M | 137.79M | 137.79M |
Common Stock | 32.25M | ▲ 32.62M | ▲ 32.99M | ▲ 34.72M | ▲ 35.01M | ▲ 35.46M | ▲ 35.54M |
Retained Earnings | 316.65M | ▲ 381.52M | ▲ 438.58M | ▲ 705.73M | ▲ 924.13M | ▲ 1.16B | ▲ 1.21B |
Accumulated Other Comprehensive Income Loss | -22.66M | ▲ -1.25M | ▼ -5.76M | ▲ -4.98M | ▼ -163.10M | ▲ -136.57M | ▲ -132.31M |
Other Total Stockholders Equity | 413.11M | ▲ 422.44M | ▲ 433.81M | ▲ 492.95M | ▼ 469.12M | ▼ 442.13M | ▲ 445.08M |
Total Stockholders Equity | 956.82M | ▲ 1.05B | ▲ 1.12B | ▲ 1.37B | ▲ 1.40B | ▲ 1.64B | ▲ 1.69B |
Total Equity | 956.82M | ▲ 1.05B | ▲ 1.12B | ▲ 1.37B | ▲ 1.40B | ▲ 1.64B | ▲ 1.69B |
Total Liabilities And Stockholders Equity | 9.83B | ▲ 11.52B | ▲ 18.44B | ▲ 19.58B | ▲ 20.90B | ▲ 21.32B | ▲ 21.35B |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 9.83B | ▲ 11.52B | ▲ 18.44B | ▲ 19.58B | ▲ 20.90B | ▲ 21.32B | ▲ 21.35B |
Total Investments | 1.33B | ▼ 1.19B | ▲ 2.42B | ▲ 7.63B | ▼ 6.82B | ▼ 4.27B | ▼ 4.13B |
Total Debt | 1.48B | ▼ 1.15B | ▲ 1.16B | ▼ 1.10B | ▲ 1.41B | ▲ 1.53B | ▼ 1.52B |
Net Debt | 1.42B | ▼ 942.24M | ▼ 462.08M | ▲ 586.73M | ▲ 949.73M | ▼ -2.32B | ▲ -2.18B |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 17.86M | ▲ 27.53M | ▲ 56.25M | ▲ 102.25M | ▼ 28.71M | ▲ 62.09M | ▼ 49.73M |
Depreciation And Amortization | 3.92M | ▲ 7.71M | ▲ 7.98M | ▼ 5.45M | ▲ 7.13M | ▲ 7.36M | ▲ 7.97M |
Deferred Income Tax | 3.07M | ▲ 5.82M | ▲ 8.22M | ▲ 10.70M | ▼ 7.34M | ▼ 178.00K | ▼ -276.00K |
Stock Based Compensation | 3.15M | ▼ 2.56M | ▲ 3.41M | ▼ 2.67M | ▲ 3.45M | ▼ 2.54M | ▲ 3.89M |
Change In Working Capital | -28.98M | ▲ -5.14M | ▼ -14.63M | ▼ -32.25M | ▼ -57.55M | ▲ 8.01M | ▼ -65.78M |
Accounts Receivables | -13.09M | ▲ -4.84M | ▲ 28.55M | ▼ 1.06M | ▼ -20.47M | ▲ 22.67M | ▼ -10.58M |
Inventory | -9.44B | ▼ -11.28B | ▼ -16.16B | ▲ 53.68B | ▼ 37.07M | ▼ 33.34M | ▼ 0.00 |
Accounts Payables | -15.89M | ▲ -300.00K | ▼ -43.18M | ▲ -33.31M | ▼ -37.07M | ▲ -14.66M | ▼ -55.21M |
Other Working Capital | 9.44B | ▲ 11.28B | ▲ 16.16B | ▼ -53.68B | ▲ -37.07M | ▲ -1.00 | ▼ -55.21M |
Other Non Cash Items | 97.00K | ▲ 5.12M | ▼ -1.67M | ▼ -69.39M | ▼ -284.93M | ▲ -7.91M | ▲ 23.61M |
Net Cash Provided By Operating Activities | -891.00K | ▲ 43.60M | ▲ 59.56M | ▼ 19.43M | ▼ -295.85M | ▲ 72.27M | ▼ -695.00K |
Investments In Property Plant And Equipment | -14.29M | ▼ -17.62M | ▲ -13.20M | ▼ -15.84M | ▼ -25.96M | ▲ -69.00K | ▼ -418.00K |
Acquisitions Net | 0.00 | 0.00 | ▲ 764.01M | ▲ 1.02B | ▼ 0.00 | ▲ 73.00K | ▼ 0.00 |
Purchases Of Investments | 0.00 | 0.00 | ▼ -177.57M | ▼ -2.20B | ▲ -427.60M | ▲ -21.92M | ▼ -332.91M |
Sales Maturities Of Investments | 5.39M | ▲ 16.08M | ▲ 89.39M | ▼ 82.46M | ▲ 403.83M | ▲ 464.70M | ▼ 207.75M |
Other Investing Activities | 193.90M | ▲ 222.64M | ▼ -1.06M | ▼ -7.40M | ▼ -163.57M | ▲ 527.12M | ▼ 176.00K |
Net Cash Used For Investing Activities | 184.99M | ▲ 221.10M | ▲ 661.57M | ▼ -1.12B | ▲ -213.30M | ▲ 969.91M | ▼ -181.28M |
Debt Repayment | -27.60B | ▼ -30.90B | ▼ -59.58B | ▲ -51.95B | ▲ -29.80B | ▲ -340.00M | ▼ -4.88B |
Common Stock Issued | 167.00K | ▲ 614.00K | ▼ 288.00K | ▲ 16.10M | ▼ 86.00K | ▲ 2.79M | ▼ 481.00K |
Common Stock Repurchased | 26.81B | ▼ 571.00K | ▲ 59.23B | ▼ -27.66M | ▲ -5.34M | ▼ -274.77M | ▲ -1.43M |
Dividends Paid | -3.62M | -3.62M | ▲ -3.42M | ▲ -2.04M | ▼ -2.95M | ▼ -3.81M | ▲ -3.80M |
Other Financing Activities | -169.00K | ▲ 30.67B | ▼ -920.00K | ▲ 52.53B | ▼ 30.36B | ▼ -4.00K | ▼ -1.43M |
Net Cash Used Provided By Financing Activities | -788.00M | ▲ -234.41M | ▼ -359.19M | ▲ 566.93M | ▼ 560.49M | ▼ -615.80M | ▲ 36.75M |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -411.66M | ▲ 0.00 |
Net Change In Cash | -603.90M | ▲ 30.29M | ▲ 361.94M | ▼ -534.02M | ▲ 51.34M | ▲ 426.37M | ▼ -145.23M |
Cash At End Of Period | 62.14M | ▲ 212.51M | ▲ 693.35M | ▼ 518.03M | ▼ 455.81M | ▲ 3.85B | ▼ 3.70B |
Cash At Beginning Of Period | 666.03M | ▼ 182.22M | ▲ 331.42M | ▲ 1.05B | ▼ 404.47M | ▲ 3.42B | ▲ 3.85B |
Operating Cash Flow | -891.00K | ▲ 43.60M | ▲ 59.56M | ▼ 19.43M | ▼ -295.85M | ▲ 72.27M | ▼ -695.00K |
Capital Expenditure | -14.29M | ▼ -17.62M | ▲ -13.20M | ▼ -15.84M | ▼ -25.96M | ▲ -69.00K | ▼ -418.00K |
Free Cash Flow | -15.18M | ▲ 25.98M | ▲ 46.35M | ▼ 3.59M | ▼ -321.81M | ▲ 72.20M | ▼ -1.11M |
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