Discounted Cash Flow Rating
Neutral
Return on Equity Rating
Strong Sell
Debt to Equity Rating
Strong Sell
Price to Earnings Rating
Strong Sell
Analyst Rating
Sell
Simple Moving Average
Neutral
Exponential Moving Average
Neutral
Relative Strength Index
Buy
Standard Deviation
Sell
Williams %R
Strong Buy
Average Directional Index
Neutral
Insider Trading
Neutral
Wall Street Data Solutions Rating
Neutral
B
Nicholas Financial Inc (NICK)
Short-term Business Credit Institutions
http://www.nicholasfinancial.com
Nicholas Financial Inc is a specialized consumer finance company. It is engaged in acquiring and servicing automobile finance installment contracts for purchases of used and new automobiles and light trucks. It originates direct consumer loans and sells consumer-finance-related products. The majority of its revenue comes from Interest and fee income.
2454 MCMULLEN BOOTH RD, BLDG C SUITE 501B
CLEARWATER, FL
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
12/30/1997
Market Cap
45,227,880
Shares Outstanding
7,290,000
Weighted SO
7,300,000
Total Employees
N/A
Upcoming Earnings
N/A
Similar Tickers
Beta
0.9250
Last Div
0.0000
Range
4.37-7.55
Chg
-0.0644
Avg Vol
8356
Mkt Cap
45227880
Exch
NASDAQ
Country
US
Phone
727 726 0763
DCF Diff
5.7746
DCF
0.3954
Div Yield
0.0000
P/S
2.0807
EV Multiple
-0.8572
P/FV
0.7675
Div Yield %
0.0000
P/E
-2.1710
PEG
-0.0550
Payout
0.0000
Current Ratio
513.0270
Quick Ratio
513.0270
Cash Ratio
513.0270
DSO
15.1461
DIO
0.0000
Op Cycle
15.1461
DPO
0.0000
CCC
15.1461
Gross Margin
0.9951
Op Margin
-1.4150
Pretax Margin
-0.9569
Net Margin
-0.9569
Eff Tax Rate
0.0000
ROA
-0.3475
ROE
-0.3084
ROCE
-0.5141
NI/EBT
1.0000
EBT/EBIT
0.6763
EBIT/Rev
-1.4150
Debt Ratio
0.0006
D/E
0.0006
LT Debt/Cap
0.0000
Total Debt/Cap
0.0006
Int Coverage
-33.1076
CF/Debt
49.3784
Equity Multi
1.0174
Rec Turnover
24.0987
Pay Turnover
0.0000
Inv Turnover
0.0000
FA Turnover
124.2114
Asset Turnover
0.3631
OCF/Share
0.2507
FCF/Share
0.2507
Cash/Share
2.6042
OCF/Sales
0.0841
FCF/OCF
1.0000
CF Coverage
49.3784
ST Coverage
49.3784
CapEx Coverage
0.0000
Div&CapEx Cov
0.0000
P/BV
0.7675
P/B
0.7675
P/S
2.0807
P/E
-2.1710
P/FCF
24.7553
P/OCF
24.7180
P/CF
24.7180
PEG
-0.0550
P/S
2.0807
EV Multiple
-0.8572
P/FV
0.7675
DPS
0.0000
Latest Headlines (EST)
No Headlines Found
Revenue Product Segmentation
Dividend History
Cash Value | Ex-Dividend Date | Declaration Date | Record Date | Pay Date |
---|---|---|---|---|
0.12 | 09/18/2013 | 08/14/2013 | 09/20/2013 | 09/27/2013 |
0.12 | 06/19/2013 | 05/10/2013 | 06/21/2013 | 06/28/2013 |
0.12 | 03/20/2013 | 02/21/2013 | 03/22/2013 | 03/29/2013 |
0.12 | 11/28/2012 | 11/13/2012 | 11/30/2012 | 12/06/2012 |
0.12 | 08/28/2012 | 08/10/2012 | 08/30/2012 | 09/06/2012 |
0.10 | 05/25/2012 | 05/04/2012 | 05/30/2012 | 06/06/2012 |
0.10 | 03/09/2012 | 02/08/2012 | 03/13/2012 | 03/20/2012 |
0.10 | 12/09/2011 | 10/28/2011 | 12/13/2011 | 12/20/2011 |
0.10 | 09/09/2011 | 08/31/2011 | 09/13/2011 | 09/20/2011 |
0.05 | 03/04/2005 | 02/22/2005 | 03/08/2005 | 03/22/2005 |
0.05 | 08/25/2004 | 08/17/2004 | 08/27/2004 | 09/17/2004 |
0.05 | 03/04/2004 | 02/26/2004 | 03/08/2004 | 03/22/2004 |
0.05 | 09/04/2003 | 08/11/2003 | 09/08/2003 | 09/22/2003 |
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
3 - 6 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
6 - 9 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
9 - 12 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 17.20M | ▼ 14.12M | ▼ 13.05M | ▼ 11.97M | ▼ 11.87M | ▼ 7.54M | ▼ 3.87M |
Cost Of Revenue | 14.84M | ▼ 14.18M | ▼ 14.17M | ▼ 467.00K | ▲ 483.00K | ▲ 5.16M | ▼ 18.00K |
Gross Profit | 2.37M | ▼ -60.00K | ▼ -1.12M | ▲ 11.50M | ▼ 11.38M | ▼ 2.38M | ▲ 3.85M |
Gross Profit Ratio | 0.14 | ▼ -0.00 | ▼ -0.09 | ▲ 0.96 | ▼ 0.96 | ▼ 0.32 | ▲ 1.00 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 8.17M | ▲ 8.93M | ▼ 8.58M | ▲ 8.96M | ▼ 8.66M | ▼ 5.81M | ▲ 12.33M |
Selling And Marketing Expenses | 394.00K | ▲ 690.00K | ▼ 308.00K | ▲ 351.00K | ▲ 493.00K | ▼ 80.00K | ▼ -88.00K |
Selling General And Administrative Expenses | 8.17M | ▲ 8.93M | ▼ 8.58M | ▲ 8.96M | ▲ 9.15M | ▼ 5.89M | ▲ 12.42M |
Other Expenses | 8.95M | ▲ 11.16M | ▼ 3.81M | ▼ -16.86M | ▼ -20.08M | ▼ -29.90M | ▲ 3.04M |
Operating Expenses | 17.00M | ▲ 20.00M | ▼ 12.00M | ▼ -7.89M | ▼ -10.93M | ▼ -24.00M | ▲ 3.04M |
Cost And Expenses | 17.00M | ▲ 20.00M | ▼ 12.00M | ▼ -7.89M | ▼ -10.93M | ▼ -24.00M | ▲ 4.09M |
Interest Income | 19.86M | ▼ 16.40M | ▼ 14.90M | ▼ 12.82M | ▼ 12.31M | ▼ 8.69M | ▼ 3.87M |
Interest Expense | 2.65M | ▼ 2.28M | ▼ 1.84M | ▼ 1.32M | ▼ 443.00K | ▲ 1.15M | ▼ 103.00K |
Depreciation And Amortization | 113.00K | ▼ 90.00K | ▲ 2.01M | ▼ 467.00K | ▲ 483.00K | ▼ 400.00K | ▼ 18.00K |
Ebitda | 3.24M | ▼ -3.61M | ▲ 4.41M | ▲ 4.54M | ▼ 1.42M | ▼ -14.65M | ▲ -204.00K |
Ebitda Ratio | 0.19 | ▼ -0.26 | ▲ 0.34 | ▲ 0.38 | ▼ 0.12 | ▼ -1.94 | ▲ -0.05 |
Operating Income | 3.13M | ▼ -3.70M | ▲ 2.39M | ▲ 4.07M | ▼ 933.00K | ▼ -16.46M | ▲ -222.00K |
Operating Income Ratio | 0.18 | ▼ -0.26 | ▲ 0.18 | ▲ 0.34 | ▼ 0.08 | ▼ -2.18 | ▲ -0.06 |
Total Other Income Expenses Net | -2.65M | ▲ -2.28M | ▲ -1.84M | ▲ -1.32M | ▲ -443.00K | ▲ 665.00K | ▼ 11.00K |
Income Before Tax | 473.00K | ▼ -5.98M | ▲ 551.00K | ▲ 2.75M | ▼ 490.00K | ▼ -15.80M | ▲ -211.00K |
Income Before Tax Ratio | 0.03 | ▼ -0.42 | ▲ 0.04 | ▲ 0.23 | ▼ 0.04 | ▼ -2.09 | ▲ -0.05 |
Income Tax Expense | -171.00K | ▼ -1.23M | ▼ -1.74M | ▲ 884.00K | ▼ 122.00K | ▼ 1.00K | ▼ 0.00 |
Net Income | 643.00K | ▼ -4.75M | ▲ 2.27M | ▼ 1.86M | ▼ 366.00K | ▼ -15.80M | ▲ -211.00K |
Net Income Ratio | 0.04 | ▼ -0.34 | ▲ 0.17 | ▼ 0.16 | ▼ 0.03 | ▼ -2.09 | ▲ -0.05 |
Eps | 0.08 | ▼ -0.60 | ▲ 0.29 | ▼ 0.24 | ▼ 0.05 | ▼ -2.18 | ▲ -0.03 |
Eps Diluted | 0.08 | ▼ -0.60 | ▲ 0.29 | ▼ 0.24 | ▼ 0.05 | ▼ -2.18 | ▲ -0.03 |
Weighted Average Shs Out | 8.05M | ▼ 7.91M | ▲ 7.91M | ▼ 7.71M | ▼ 7.36M | ▼ 7.25M | ▲ 7.29M |
Weighted Average Shs Out Dil | 8.05M | ▼ 7.91M | ▲ 7.91M | ▼ 7.79M | ▼ 7.36M | ▼ 7.25M | ▲ 7.29M |
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2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 2.63M | ▲ 35.60M | ▼ 24.68M | ▼ 22.02M | ▼ 4.78M | ▼ 454.00K | ▲ 18.98M |
Short Term Investments | 0.00 | 0.00 | ▼ -7.88M | ▲ 0.00 | 0.00 | 0.00 | 0.00 |
Cash And Short Term Investments | 2.63M | ▲ 35.60M | ▼ 16.80M | ▲ 22.02M | ▼ 4.78M | ▼ 454.00K | ▲ 18.98M |
Net Receivables | 1.51M | ▲ 4.54M | ▲ 8.06M | ▼ 2.94M | ▲ 3.30M | ▼ 2.88M | ▼ 902.00K |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 174.36M | ▼ 105.44M | ▼ 0.00 |
Other Current Assets | -1.51M | ▼ -4.54M | ▼ -8.06M | ▼ -24.96M | ▼ -174.36M | ▲ -108.32M | ▲ -19.88M |
Total Current Assets | 2.63M | ▲ 35.60M | ▼ 16.80M | ▼ 181.00 | ▲ 8.08M | ▼ 454.00K | ▲ 18.98M |
Property Plant Equipment Net | 843.00K | ▼ 656.00K | ▲ 1.86M | ▲ 3.39M | ▲ 4.28M | ▼ 176.00K | ▼ 175.00K |
Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Intangible Assets | 0.00 | ▲ 124.00K | ▲ 137.00K | ▼ 119.00K | ▲ 172.00K | ▼ 77.00K | ▼ 0.00 |
Goodwill And Intangible Assets | 0.00 | ▲ 124.00K | ▲ 137.00K | ▼ 119.00K | ▲ 172.00K | ▼ 77.00K | ▼ 0.00 |
Long Term Investments | 0.00 | ▼ -7.25M | ▲ -4.05M | ▲ -3.37M | ▲ -2.93M | ▲ -77.00K | ▲ 0.00 |
Tax Assets | 6.29M | ▲ 7.12M | ▼ 3.91M | ▼ 3.25M | ▼ 2.76M | ▼ 43.00K | ▼ 26.00K |
Other Non Current Assets | 4.53M | ▲ 14.13M | ▲ 20.37M | ▼ -3.39M | ▲ 1.78M | ▼ -43.00K | ▲ 0.00 |
Total Non Current Assets | 11.66M | ▲ 14.78M | ▲ 22.24M | ▼ 4.00 | ▲ 6.06M | ▼ 176.00K | ▲ 201.00K |
Other Assets | 269.88M | ▼ 202.04M | ▼ 199.05M | ▲ 212.44M | ▼ 169.43M | ▼ 109.72M | ▼ 40.68M |
Total Assets | 284.16M | ▼ 252.42M | ▼ 238.08M | ▼ 212.44M | ▼ 183.57M | ▼ 110.35M | ▼ 59.86M |
Account Payables | 5.00M | ▼ 3.60M | ▼ 0.00 | 0.00 | ▲ 4.72M | ▼ 1.43M | ▼ 0.00 |
Short Term Debt | 165.75M | ▼ 142.62M | ▼ 124.26M | ▼ 86.15M | ▼ 54.81M | ▼ 28.94M | ▼ 37.00K |
Tax Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Revenue | 3.30M | ▼ 0.00 | 0.00 | 0.00 | 0.00 | ▲ 27.51M | ▼ 0.00 |
Other Current Liabilities | -167.45M | ▲ -143.69M | ▲ -119.85M | ▲ -86.15M | ▲ -4.72M | ▼ -28.94M | ▲ -37.00K |
Total Current Liabilities | 6.60M | ▼ 2.54M | ▲ 4.41M | ▼ 172.00 | ▲ 54.81M | ▼ 28.94M | ▼ 37.00K |
Long Term Debt | 0.00 | ▲ 142.62M | ▼ 1.88M | ▲ 6.61M | ▲ 7.65M | ▼ 176.00K | ▼ 0.00 |
Deferred Revenue Non Current | 3.30M | ▼ 0.00 | 0.00 | ▼ -969.00K | ▼ -6.09M | ▲ 133.00K | ▼ 0.00 |
Deferred Tax Liabilities Non Current | 0.00 | 0.00 | 0.00 | ▲ 969.00K | ▲ 1.37M | ▼ 43.00K | ▼ 26.00K |
Other Non Current Liabilities | 162.50M | ▼ 2.38M | ▲ 124.95M | ▼ -6.61M | ▲ 4.72M | ▼ -176.00K | ▲ 0.00 |
Total Non Current Liabilities | 165.80M | ▼ 145.00M | ▼ 126.83M | ▼ 89.00 | ▲ 7.65M | ▼ 176.00K | ▼ 26.00K |
Other Liabilities | 3.33M | ▼ 0.00 | ▼ -734.00K | ▲ 97.22M | ▼ 4.72M | ▼ 1.43M | ▼ 959.00K |
Capital Lease Obligations | 0.00 | 0.00 | ▲ 1.88M | ▲ 3.37M | ▲ 4.41M | ▼ 176.00K | ▼ 28.00K |
Total Liabilities | 175.73M | ▼ 147.54M | ▼ 130.51M | ▼ 97.22M | ▼ 67.18M | ▼ 30.54M | ▼ 1.02M |
Preferred Stock | 0.00 | 0.00 | 0.00 | ▲ 37.28M | ▼ 0.00 | 0.00 | 0.00 |
Common Stock | 34.56M | ▲ 34.66M | ▲ 34.87M | ▲ 35.06M | ▲ 35.29M | ▼ 35.22M | ▲ 35.27M |
Retained Earnings | 144.33M | ▼ 140.68M | ▲ 144.15M | ▲ 152.50M | ▲ 155.50M | ▼ 121.38M | ▼ 100.37M |
Accumulated Other Comprehensive Income Loss | -3.05M | ▼ -3.22M | ▼ -3.48M | ▼ -37.28M | ▲ 0.00 | 0.00 | 0.00 |
Other Total Stockholders Equity | -67.41M | ▲ -67.24M | ▼ -67.96M | ▼ -72.34M | ▼ -74.41M | ▼ -76.79M | -76.79M |
Total Stockholders Equity | 108.44M | ▼ 104.89M | ▲ 107.58M | ▲ 115.22M | ▲ 116.39M | ▼ 79.81M | ▼ 58.84M |
Total Equity | 108.44M | ▼ 104.89M | ▲ 107.58M | ▲ 115.22M | ▲ 116.39M | ▼ 79.81M | ▼ 58.84M |
Total Liabilities And Stockholders Equity | 284.16M | ▼ 252.42M | ▼ 238.08M | ▼ 212.44M | ▼ 183.57M | ▼ 110.35M | ▼ 59.86M |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 284.16M | ▼ 252.42M | ▼ 238.08M | ▼ 212.44M | ▼ 183.57M | ▼ 110.35M | ▼ 59.86M |
Total Investments | 0.00 | ▼ -7.25M | ▼ -7.88M | ▲ -3.37M | ▲ -2.93M | ▲ -77.00K | ▲ 0.00 |
Total Debt | 165.75M | ▼ 142.62M | ▼ 126.14M | ▼ 92.77M | ▼ 62.47M | ▼ 29.11M | ▼ 65.00K |
Net Debt | 163.12M | ▼ 107.02M | ▼ 101.45M | ▼ 70.74M | ▼ 57.69M | ▼ 28.66M | ▼ -18.92M |
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2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 643.00K | ▼ -4.75M | ▲ 2.30M | ▼ 1.87M | ▼ 368.00K | ▼ -15.80M | ▲ -211.00K |
Depreciation And Amortization | 113.00K | ▼ 90.00K | ▲ 2.01M | ▼ 467.00K | ▲ 483.00K | ▲ 1.81M | ▼ 18.00K |
Deferred Income Tax | 167.00K | ▼ -1.69M | ▲ 2.69M | ▼ 851.00K | ▼ 341.00K | ▲ 16.54M | ▼ -10.80M |
Stock Based Compensation | -23.00K | ▲ 39.00K | ▲ 54.00K | ▼ 50.00K | ▼ 48.00K | ▼ -149.00K | ▲ 0.00 |
Change In Working Capital | -1.04M | ▲ -449.00K | ▼ -2.46M | ▲ 749.00K | ▲ 1.15M | ▼ 110.00K | ▲ 425.00K |
Accounts Receivables | 320.00K | ▼ -378.00K | ▲ -76.00K | ▲ 343.00K | ▼ 98.00K | ▼ 39.00K | ▲ 226.00K |
Inventory | 0.00 | ▲ 119.00K | ▼ -275.00K | ▲ -183.00K | ▼ -260.00K | ▲ 891.00K | ▼ -458.00K |
Accounts Payables | 953.00K | ▼ -2.19M | ▲ -209.00K | ▲ 446.00K | ▲ 1.37M | ▼ -163.00K | ▲ 118.00K |
Other Working Capital | -1.04M | ▲ -71.00K | ▼ -2.39M | ▲ 406.00K | ▲ 1.06M | ▼ -657.00K | ▲ 81.00K |
Other Non Cash Items | 5.27M | ▲ 8.35M | ▼ 807.00K | ▲ 2.37M | ▼ -730.00K | ▼ -3.76M | ▲ 252.00K |
Net Cash Provided By Operating Activities | 5.13M | ▼ 1.60M | ▲ 5.40M | ▲ 6.36M | ▼ 1.66M | ▼ -1.25M | ▲ 792.00K |
Investments In Property Plant And Equipment | 13.00K | ▼ -115.00K | ▲ -49.00K | ▼ -233.00K | ▼ -327.00K | ▲ -59.00K | ▲ 13.00K |
Acquisitions Net | 0.00 | 0.00 | ▲ 20.48M | ▼ -4.00K | ▲ 7.00K | ▲ 140.00K | ▼ 0.00 |
Purchases Of Investments | 0.00 | 0.00 | 0.00 | ▼ -4.14M | ▲ 0.00 | ▲ 7.24M | ▼ 0.00 |
Sales Maturities Of Investments | 0.00 | 0.00 | 0.00 | ▲ 4.76M | ▼ 0.00 | ▼ -140.00K | ▲ 0.00 |
Other Investing Activities | 7.07M | ▲ 8.99M | ▼ -11.49M | ▲ 3.25M | ▼ -2.65M | ▲ 9.70M | ▲ 10.37M |
Net Cash Used For Investing Activities | 7.08M | ▲ 8.88M | ▼ -11.54M | ▲ 3.02M | ▼ -2.97M | ▲ 16.88M | ▼ 10.37M |
Debt Repayment | -12.25M | ▼ -120.00M | ▲ -7.38M | ▲ -5.50M | ▼ -72.53M | ▲ -15.90M | ▼ -29.10M |
Common Stock Issued | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -28.00K | ▲ 0.00 | 0.00 |
Common Stock Repurchased | 0.00 | 0.00 | ▼ -763.00K | ▲ -157.00K | ▼ -445.00K | ▲ 0.00 | 0.00 |
Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Financing Activities | -12.67M | ▲ 142.91M | ▼ 7.49M | ▲ 27.53M | ▲ 72.53M | ▼ -187.00K | ▼ -15.25M |
Net Cash Used Provided By Financing Activities | -12.67M | ▲ 22.91M | ▼ 6.72M | ▼ -5.66M | ▲ -445.00K | ▼ -16.09M | ▲ 0.00 |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 18.80M |
Net Change In Cash | -456.00K | ▲ 33.39M | ▼ 578.00K | ▲ 3.72M | ▼ -1.76M | ▲ -460.00K | ▲ 11.17M |
Cash At End Of Period | 2.63M | ▲ 37.64M | ▼ 24.68M | ▲ 32.98M | ▼ 4.78M | ▼ 454.00K | ▲ 18.98M |
Cash At Beginning Of Period | 3.08M | ▲ 4.25M | ▲ 24.11M | ▲ 29.26M | ▼ 6.53M | ▼ 914.00K | ▲ 7.82M |
Operating Cash Flow | 5.13M | ▼ 1.60M | ▲ 5.40M | ▲ 6.36M | ▼ 1.66M | ▼ -1.25M | ▲ 792.00K |
Capital Expenditure | 13.00K | ▼ -115.00K | ▲ -49.00K | ▼ -233.00K | ▼ -327.00K | ▲ -59.00K | ▲ 13.00K |
Free Cash Flow | 5.14M | ▼ 1.49M | ▲ 5.35M | ▲ 6.12M | ▼ 1.34M | ▼ -1.31M | ▲ 805.00K |
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