Discounted Cash Flow Rating
Buy
Return on Equity Rating
Neutral
Debt to Equity Rating
Strong Sell
Price to Earnings Rating
Neutral
Analyst Rating
Buy
Wall Street Data Solutions Rating
Buy
A
NI Holdings, Inc. (NODK)
Fire, Marine & Casualty Insurance
NI Holdings Inc is a stockholding company. The company's operating segments include private passenger auto insurance, non-standard auto insurance, home and farm insurance, crop insurance, commercial insurance, and others. It generates maximum revenue from the home and farm insurance segment.
1101 FIRST AVENUE NORTH
FARGO, ND
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
03/16/2017
Market Cap
291,967,074
Shares Outstanding
20,580,000
Weighted SO
20,575,593
Total Employees
N/A
Upcoming Earnings
N/A
Beta
0.3620
Last Div
0.0000
Range
12.01-16.55
Chg
0.3898
Avg Vol
14304
Mkt Cap
291967074
Exch
NASDAQ
Country
US
Phone
701 298 4200
DCF Diff
-29.1671
DCF
43.9071
Div Yield
0.0000
P/S
0.7970
EV Multiple
392.5762
P/FV
1.2383
Div Yield %
0.0000
P/E
61.7615
PEG
7.7811
Payout
0.0000
Current Ratio
1.0994
Quick Ratio
4.2822
Cash Ratio
0.3121
DSO
92.4965
DIO
0.0000
Op Cycle
0.0000
DPO
0.0000
CCC
0.0000
Gross Margin
1.0000
Op Margin
0.0007
Pretax Margin
0.0294
Net Margin
0.0131
Eff Tax Rate
0.4008
ROA
0.0085
ROE
0.0198
ROCE
0.0006
NI/EBT
0.4460
EBT/EBIT
44.1148
EBIT/Rev
0.0007
Debt Ratio
0.0005
D/E
0.0011
LT Debt/Cap
0.0000
Total Debt/Cap
0.0011
Int Coverage
0.0000
CF/Debt
206.3047
Equity Multi
2.3452
Rec Turnover
3.9461
Pay Turnover
0.0000
Inv Turnover
0.0000
FA Turnover
48.2890
Asset Turnover
0.6523
OCF/Share
2.5185
FCF/Share
2.4844
Cash/Share
3.0445
OCF/Sales
0.1442
FCF/OCF
0.9864
CF Coverage
206.3047
ST Coverage
206.3047
CapEx Coverage
73.7626
Div&CapEx Cov
73.7626
P/BV
1.2383
P/B
1.2383
P/S
0.7970
P/E
61.7615
P/FCF
5.6042
P/OCF
5.6144
P/CF
5.6144
PEG
7.7811
P/S
0.7970
EV Multiple
392.5762
P/FV
1.2383
DPS
0.0000
Latest Headlines (EST)
No Headlines Found
Revenue Product Segmentation
2019 | 2020 | 2021 | 2022 | 2023 | 2023 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 94.41M | ▼ 91.35M |
Cost Of Revenue | X | X | X | X | X | 0.00 | 0.00 |
Gross Profit | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 94.41M | ▼ 91.35M |
Gross Profit Ratio | X.XXXXXXXXXX | X.XXXXXXXXXX | X.XXXXXXXXXX | X.XXXXXXXXXX | X.XXXXXXXXXX | 1.00 | 1.00 |
Research And Development Expenses | X | X | X | X | X | 0.00 | 0.00 |
General And Administrative Expenses | X | X | X | X | X | 0.00 | 0.00 |
Selling And Marketing Expenses | X | X | X | X | X | 0.00 | 0.00 |
Selling General And Administrative Expenses | X | X | X | X | X | 0.00 | 0.00 |
Other Expenses | X | X | X | ▼ -XXXXXXXX | ▲ XXXXXXX | ▼ -31.62M | ▲ -30.96M |
Operating Expenses | -XXXXXXXXX | ▼ -XXXXXXXXX | ▼ -XXXXXXXXX | ▼ -XXXXXXXXX | ▲ XXXXXXX | ▲ 31.62M | ▼ 30.96M |
Cost And Expenses | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ -76.13M | ▼ -83.17M |
Interest Income | X | X | X | X | X | 0.00 | 0.00 |
Interest Expense | X | X | X | ▼ -XXXXX | ▲ -XXX | ▲ 0.00 | 0.00 |
Depreciation And Amortization | XXXXXXX | ▼ XXXXXX | ▲ XXXXXX | ▼ XXXXXX | XXXXXX | ▲ 374.00K | ▼ 349.00K |
Ebitda | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ -XXXXXXX | ▲ -212.00K | ▲ 8.18M |
Ebitda Ratio | X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▲ -0.00 | ▲ 0.09 |
Operating Income | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ -XXXXXXX | ▲ -586.00K | ▲ 8.18M |
Operating Income Ratio | X.XXXXXXXXX | ▼ X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▼ X.XXXXXXXXX | ▼ -X.XXXXXXXXX | ▲ -0.01 | ▲ 0.09 |
Total Other Income Expenses Net | XXXXX | ▼ XXXXX | ▲ XXXXXX | ▼ XXXXX | ▲ XXXXXXX | ▲ 11.53M | ▼ 8.18M |
Income Before Tax | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ XXXXXX | ▲ 11.53M | ▼ 8.18M |
Income Before Tax Ratio | X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ 0.12 | ▼ 0.09 |
Income Tax Expense | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ -XXXXXX | ▲ 4.32M | ▼ 1.76M |
Net Income | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ XXXXXX | ▲ 6.63M | ▼ 6.42M |
Net Income Ratio | X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ 0.07 | ▲ 0.07 |
Eps | X.XX | ▲ X.XX | ▲ X.XX | ▼ X.XX | ▼ X.XX | ▲ 0.32 | ▼ 0.31 |
Eps Diluted | X.XX | ▲ X.XX | ▲ X.XX | ▼ X.XX | ▼ X.XX | ▲ 0.31 | 0.31 |
Weighted Average Shs Out | XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ 20.60M | ▲ 20.93M |
Weighted Average Shs Out Dil | XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ 21.33M | ▼ 21.05M |
Link | View | View | View | View | View | View | View |
Final Link | View | View | View | View | View | View | View |
2019 | 2020 | 2021 | 2022 | 2023 | 2023 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ 56.69M | ▲ 68.52M |
Short Term Investments | XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXX | XXXXXXX | ▲ 9.44M | ▲ 12.82M |
Cash And Short Term Investments | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ 237.69M | ▲ 254.50M |
Net Receivables | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▲ 144.49M | ▲ 146.09M |
Inventory | X | X | X | ▼ -XXXXXXXXX | ▲ -XXXXXXXX | ▼ -382.18M | ▼ -598.17M |
Other Current Assets | X | X | X | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 164.42M | ▲ 180.87M |
Total Current Assets | XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 164.42M | ▲ 180.87M |
Property Plant Equipment Net | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ XXXXXXX | ▲ 9.90M | ▼ 9.71M |
Goodwill | -XXXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | XXXXXXX | XXXXXXX | ▼ 2.63M | 2.63M |
Intangible Assets | XXXXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ XXXXXXX | ▼ 7.41M | ▼ 7.31M |
Goodwill And Intangible Assets | XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ 10.04M | ▼ 9.93M |
Long Term Investments | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▼ 2.01M | ▲ 379.42M |
Tax Assets | X | X | X | ▲ XXXXXX | ▲ XXXXXXX | ▲ 18.17M | ▼ 8.31M |
Other Non Current Assets | -XXXXXXXXX | ▼ -XXXXXXXXX | ▼ -XXXXXXXXX | ▲ -XXXXXX | ▼ -XXXXXXXXX | ▲ 411.15M | ▼ 36.80M |
Total Non Current Assets | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ 451.26M | ▼ 444.17M |
Other Assets | -XXXXXXXXX | ▼ -XXXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▼ 0.00 | 0.00 |
Total Assets | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▲ 615.68M | ▲ 625.04M |
Account Payables | X | ▲ XXXXXX | ▼ X | ▲ XXXXXX | ▼ X | 0.00 | 0.00 |
Short Term Debt | X | ▲ XXXXX | ▼ X | X | ▲ XXXXXX | ▲ 501.00K | ▼ 373.00K |
Tax Payables | XXXXXX | ▲ XXXXXXX | ▼ XXXXXX | ▼ XXXXXX | ▲ XXXXXXXX | ▼ 88.00K | ▲ 2.45M |
Deferred Revenue | XXXXXX | ▼ XXXXXX | ▲ XXXXXX | ▼ X | X | 0.00 | 0.00 |
Other Current Liabilities | XXXXXX | ▼ -XXXXXX | ▲ XXXXXXX | ▼ -XXXXXX | ▲ XXXXXXXX | ▲ 191.42M | ▲ 197.78M |
Total Current Liabilities | XXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▼ XXXXXX | ▲ XXXXXXXX | ▲ 191.92M | ▲ 198.15M |
Long Term Debt | X | X | X | X | X | 0.00 | 0.00 |
Deferred Revenue Non Current | X | X | X | X | X | 0.00 | 0.00 |
Deferred Tax Liabilities Non Current | XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXX | ▲ 9.76M | ▼ 0.00 |
Other Non Current Liabilities | XXXXXXXXX | ▼ -XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXX | ▲ XXXXXXXXX | ▼ 163.60M | ▲ 171.05M |
Total Non Current Liabilities | XXXXXXXXX | ▼ XXXXXX | ▲ XXXXXXXX | ▼ XXXXXX | ▲ XXXXXXXXX | ▼ 173.36M | ▼ 171.05M |
Other Liabilities | X | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ X | ▲ 1.00 | ▼ 0.00 |
Capital Lease Obligations | X | X | X | X | ▲ XXXXXXX | ▲ 1.56M | ▲ 1.59M |
Total Liabilities | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 365.28M | ▲ 369.20M |
Preferred Stock | X | X | X | X | X | 0.00 | 0.00 |
Common Stock | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 230.00K | 230.00K |
Retained Earnings | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▼ 208.38M | ▲ 218.45M |
Accumulated Other Comprehensive Income Loss | XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ -XXXXXXXX | ▲ -21.38M | ▼ -23.86M |
Other Total Stockholders Equity | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ 60.42M | ▲ 61.02M |
Total Stockholders Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▼ XXXXXXXXX | ▼ 247.64M | ▲ 255.85M |
Total Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▼ XXXXXXXXX | ▼ 250.40M | ▲ 255.85M |
Total Liabilities And Stockholders Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▲ 615.68M | ▲ 625.04M |
Minority Interest | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ XXXXXXX | ▲ 2.76M | ▼ 0.00 |
Total Liabilities And Total Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▲ 615.68M | ▲ 625.04M |
Total Investments | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▼ 11.44M | ▲ 12.82M |
Total Debt | X | X | X | X | ▲ XXXXXXX | ▲ 2.06M | ▼ 1.96M |
Net Debt | -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXXX | ▲ -XXXXXXXX | ▲ -XXXXXXXX | ▼ -54.63M | ▼ -66.56M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2023 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ XXXXXX | ▲ 6.63M | ▼ 6.42M |
Depreciation And Amortization | XXXXXXX | ▼ XXXXXX | ▲ XXXXXX | ▼ XXXXXX | XXXXXX | ▲ 374.00K | ▼ 349.00K |
Deferred Income Tax | -XXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ -XXXX | ▲ XXXXXXX | ▼ 2.00M | ▼ 507.00K |
Stock Based Compensation | XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▼ X | ▲ 378.00K | ▲ 581.00K |
Change In Working Capital | XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXX | ▲ 16.15M | ▼ 12.38M |
Accounts Receivables | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ 33.39M | ▼ -6.16M |
Inventory | X | X | X | X | X | 0.00 | 0.00 |
Accounts Payables | X | X | X | X | X | 0.00 | 0.00 |
Other Working Capital | -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -17.24M | ▲ 6.93M |
Other Non Cash Items | -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▼ -XXXXXXX | ▲ 3.47M | ▼ -2.30M |
Net Cash Provided By Operating Activities | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ -XXXXXXX | ▲ 28.99M | ▼ 16.15M |
Investments In Property Plant And Equipment | -XXXXXX | ▲ -XXXXXX | ▲ -XXXXX | ▼ -XXXXXX | ▼ -XXXXXX | ▲ 27.00K | ▼ -52.00K |
Acquisitions Net | XXXXXX | ▼ X | ▲ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ 18.00K | ▼ 0.00 |
Purchases Of Investments | -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▼ -21.46M | ▲ -14.40M |
Sales Maturities Of Investments | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ 14.63M | ▼ 10.31M |
Other Investing Activities | -XXXXXX | ▲ XXXX | ▼ -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▲ -6.82M | ▲ -3.01M |
Net Cash Used For Investing Activities | -XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▲ XXXXXXX | ▼ -6.79M | ▲ -4.14M |
Debt Repayment | X | X | X | X | X | 0.00 | ▼ -25.00K |
Common Stock Issued | X | ▼ -XXXXX | ▲ X | X | X | 0.00 | 0.00 |
Common Stock Repurchased | -XXXXXXX | ▲ XXXXXXX | ▼ -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXX | ▲ 4.00K | ▼ -153.00K |
Dividends Paid | X | X | X | X | X | 0.00 | 0.00 |
Other Financing Activities | -XXXXXXX | ▲ -XXXXXXX | ▲ X | X | ▼ -XXXXXXX | ▲ -16.00K | ▼ -25.00K |
Net Cash Used Provided By Financing Activities | -XXXXXXX | ▲ X | ▼ -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXX | ▲ -12.00K | ▼ -178.00K |
Effect Of Forex Changes On Cash | X | X | X | X | X | 0.00 | 0.00 |
Net Change In Cash | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ -XXXXXXX | ▲ 22.19M | ▼ 11.83M |
Cash At End Of Period | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ 56.69M | ▲ 68.52M |
Cash At Beginning Of Period | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ 34.51M | ▲ 56.69M |
Operating Cash Flow | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ -XXXXXXX | ▲ 28.99M | ▼ 16.15M |
Capital Expenditure | -XXXXXX | ▲ -XXXXXX | ▲ -XXXXX | ▼ -XXXXXX | ▼ -XXXXXX | ▲ 27.00K | ▼ -52.00K |
Free Cash Flow | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ -XXXXXXX | ▲ 29.02M | ▼ 16.09M |
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