Discounted Cash Flow Rating
Strong Buy
Return on Equity Rating
Neutral
Debt to Equity Rating
Neutral
Price to Earnings Rating
Strong Buy
Analyst Rating
Buy
Wall Street Data Solutions Rating
Buy
A
OptimumBank Holdings, Inc. (OPHC)
National Commercial Banks
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides a range of community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal account, money market deposit accounts, debit cards, and automated teller machines.
2477 EAST COMMERCIAL BOULEVARD
FORT LAUDERDALE, FL
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
05/08/2003
Market Cap
45,544,889
Shares Outstanding
7,250,000
Weighted SO
7,250,219
Total Employees
N/A
Upcoming Earnings
08/14/2024
Beta
0.3990
Last Div
0.0000
Range
2.85-4.92
Chg
0.0163
Avg Vol
17754
Mkt Cap
45544889
Exch
NASDAQ
Country
US
Phone
954 900 2800
DCF Diff
-11.5913
DCF
16.4213
Div Yield
0.0000
P/S
0.8722
EV Multiple
-2.3215
P/FV
0.5216
Div Yield %
0.0000
P/E
4.6813
PEG
0.1675
Payout
0.0000
Current Ratio
0.4102
Quick Ratio
0.5576
Cash Ratio
0.3988
DSO
20.9278
DIO
-5752.7889
Op Cycle
-5731.8611
DPO
0.0000
CCC
-5731.8611
Gross Margin
0.9533
Op Margin
0.2547
Pretax Margin
0.2497
Net Margin
0.1856
Eff Tax Rate
0.2569
ROA
0.0108
ROE
0.1266
ROCE
0.0208
NI/EBT
0.7431
EBT/EBIT
0.9805
EBIT/Rev
0.2547
Debt Ratio
0.0500
D/E
0.5174
LT Debt/Cap
0.1471
Total Debt/Cap
0.3410
Int Coverage
0.8629
CF/Debt
0.1597
Equity Multi
10.3457
Rec Turnover
17.4409
Pay Turnover
0.0000
Inv Turnover
-0.0634
FA Turnover
13.3961
Asset Turnover
0.0580
OCF/Share
0.7456
FCF/Share
0.6478
Cash/Share
13.2368
OCF/Sales
0.1376
FCF/OCF
0.8688
CF Coverage
0.1597
ST Coverage
0.2396
CapEx Coverage
7.6214
Div&CapEx Cov
7.6214
P/BV
0.5216
P/B
0.5216
P/S
0.8722
P/E
4.6813
P/FCF
7.2942
P/OCF
6.3123
P/CF
6.3123
PEG
0.1675
P/S
0.8722
EV Multiple
-2.3215
P/FV
0.5216
DPS
0.0000
Latest Headlines (EST)
Revenue Product Segmentation
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 12.22M | ▲ 14.70M |
Cost Of Revenue | X | X | X | ▲ XXXXXX | ▼ X | 0.00 | ▲ 1.24M |
Gross Profit | XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 12.22M | ▲ 13.47M |
Gross Profit Ratio | X.XXXXXXXXXX | X.XXXXXXXXXX | X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | 1.00 | ▼ 0.92 |
Research And Development Expenses | X | X | X | X | X | 0.00 | 0.00 |
General And Administrative Expenses | XXXXXX | ▼ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 2.11M | ▲ 2.85M |
Selling And Marketing Expenses | XXXXX | ▼ XXXXX | ▼ XXXXX | ▲ XXXXX | ▲ XXXXX | ▲ 102.00K | ▼ 0.00 |
Selling General And Administrative Expenses | XXXXXX | ▼ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 2.11M | ▲ 2.85M |
Other Expenses | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ -1.38M | ▼ -1.66M |
Operating Expenses | XXXXXX | ▼ XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▼ -XXXXXX | ▲ 1.38M | ▲ 1.66M |
Cost And Expenses | XXXXXX | ▼ XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▼ -XXXXXX | ▲ 8.80M | ▲ 11.48M |
Interest Income | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 11.18M | ▲ 13.47M |
Interest Expense | XXXXXX | ▲ XXXXXX | ▼ XXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▼ 265.00K | ▲ 5.71M |
Depreciation And Amortization | XXXXX | ▲ XXXXX | ▲ XXXXX | ▼ XXXXX | ▲ XXXXXX | ▲ 185.00K | ▼ 125.00K |
Ebitda | -XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ 185.00K | ▲ 3.22M |
Ebitda Ratio | -X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ 0.02 | ▲ 0.22 |
Operating Income | -XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ 3.45M | ▼ 3.22M |
Operating Income Ratio | -X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▼ 0.28 | ▼ 0.22 |
Total Other Income Expenses Net | -XXXXXX | ▼ -XXXXXX | ▲ -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXX | ▲ 3.43M | ▼ 3.22M |
Income Before Tax | -XXXXXX | ▲ -XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 3.43M | ▼ 3.22M |
Income Before Tax Ratio | -X.XXXXXXXXXX | ▲ -X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ 0.28 | ▼ 0.22 |
Income Tax Expense | X | ▲ XXXXX | ▼ X | ▼ -XXXXXXX | ▲ XXXXXX | ▲ 876.00K | ▼ 847.00K |
Net Income | -XXXXXX | ▲ -XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ 2.55M | ▼ 2.38M |
Net Income Ratio | -X.XXXXXXXXXX | ▲ -X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▼ 0.21 | ▼ 0.16 |
Eps | -X.XX | ▲ -X.XX | ▲ X.XX | ▲ X.XX | ▼ X.XX | ▲ 0.35 | ▼ 0.31 |
Eps Diluted | -X.XX | ▲ -X.XX | ▲ X.XX | ▲ X.XX | ▼ X.XX | ▲ 0.35 | ▼ 0.31 |
Weighted Average Shs Out | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 7.25M | ▲ 7.62M |
Weighted Average Shs Out Dil | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 7.25M | ▲ 7.63M |
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Final Link | View | View | View | View | View | View | View |
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 76.66M | ▲ 151.11M |
Short Term Investments | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ 24.36M | ▼ 23.58M |
Cash And Short Term Investments | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ -14.01M | ▲ 37.61M |
Net Receivables | XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▲ 2.47M | ▲ 2.99M |
Inventory | X | X | X | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▲ 11.54M | ▼ -40.60M |
Other Current Assets | X | X | X | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 79.14M | ▲ 154.10M |
Total Current Assets | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ 79.14M | ▲ 154.10M |
Property Plant Equipment Net | XXXXXXX | ▼ XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 3.54M | ▲ 3.67M |
Goodwill | X | X | X | X | X | 0.00 | 0.00 |
Intangible Assets | X | X | X | X | X | 0.00 | 0.00 |
Goodwill And Intangible Assets | X | X | X | X | ▲ XXXXXXXX | ▲ 633.16M | ▲ 633.21M |
Long Term Investments | XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ 66.01M | ▲ 139.53M |
Tax Assets | X | X | X | ▲ XXXXXXX | ▲ XXXXXXX | ▼ 4.09M | ▼ 3.11M |
Other Non Current Assets | -XXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▲ 6.52M | ▲ 7.02M |
Total Non Current Assets | XXXXXXX | ▼ XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ 713.30M | ▲ 786.54M |
Other Assets | XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 0.00 | 0.00 |
Total Assets | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 792.44M | ▲ 940.63M |
Account Payables | X | X | X | X | X | 0.00 | 0.00 |
Short Term Debt | X | X | X | ▲ XXXXXXX | ▼ XXXXXX | ▲ 65.92M | ▼ 43.36M |
Tax Payables | X | X | X | X | X | 0.00 | 0.00 |
Deferred Revenue | X | X | X | X | X | 0.00 | 0.00 |
Other Current Liabilities | X | X | X | X | ▲ XXXXXXXXX | ▲ 517.37M | ▼ 217.94M |
Total Current Liabilities | XXXXXXX | ▼ XXXXXX | ▼ X | ▲ XXXXXXX | ▲ XXXXXXXXX | ▲ 583.29M | ▼ 261.30M |
Long Term Debt | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ 10.00M | 10.00M |
Deferred Revenue Non Current | X | X | X | ▼ -XXXXXX | ▼ -XXXXXXX | ▲ 124.14M | ▼ 0.00 |
Deferred Tax Liabilities Non Current | X | X | X | ▲ XXXXXX | ▲ XXXXXXX | ▲ 1.19M | ▼ 0.00 |
Other Non Current Liabilities | X | X | X | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 3.82M | ▲ 586.29M |
Total Non Current Liabilities | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 139.14M | ▲ 596.29M |
Other Liabilities | XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ X | ▼ -XXXXXXXXX | ▲ 0.00 | 0.00 |
Capital Lease Obligations | X | ▲ XXXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ 1.93M | ▲ 2.19M |
Total Liabilities | XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 722.43M | ▲ 857.59M |
Preferred Stock | X | X | X | X | X | 0.00 | 0.00 |
Common Stock | XXXXX | ▲ XXXXX | ▲ XXXXX | ▲ XXXXX | ▲ XXXXX | ▲ 72.00K | ▲ 96.00K |
Retained Earnings | -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▲ -XXXXXXXX | ▲ -15.97M | ▲ -13.59M |
Accumulated Other Comprehensive Income Loss | -XXXXXX | ▲ -XXXXXX | ▲ -XXXXX | ▼ -XXXXXX | ▼ -XXXXXXX | ▲ -5.32M | ▼ -5.70M |
Other Total Stockholders Equity | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 91.22M | ▲ 102.24M |
Total Stockholders Equity | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 70.01M | ▲ 83.04M |
Total Equity | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 70.01M | ▲ 83.04M |
Total Liabilities And Stockholders Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 792.44M | ▲ 940.63M |
Minority Interest | X | X | X | X | X | 0.00 | 0.00 |
Total Liabilities And Total Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 792.44M | ▲ 940.63M |
Total Investments | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ 66.01M | ▲ 139.53M |
Total Debt | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ 77.85M | ▼ 55.54M |
Net Debt | XXXXXXXX | ▼ XXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▲ 1.19M | ▼ -95.57M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | -XXXXXX | ▲ -XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ 2.55M | ▼ 2.38M |
Depreciation And Amortization | XXXXX | ▲ XXXXX | ▲ XXXXX | ▼ XXXXX | ▲ XXXXXX | ▲ 185.00K | ▼ 125.00K |
Deferred Income Tax | X | ▼ -XXXXXX | ▲ X | ▼ -XXXXXXX | ▲ XXXXXX | ▼ -36.00K | ▼ -75.00K |
Stock Based Compensation | XXXXXX | ▼ X | ▲ XXXXX | ▼ X | ▲ XXXX | ▼ 0.00 | ▲ 307.00K |
Change In Working Capital | -XXXXXX | ▲ XXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▼ XXXXXX | ▼ -3.43M | ▲ -1.19M |
Accounts Receivables | XXXXX | ▼ -XXXXX | ▲ XXXXXX | ▼ -XXXXXX | ▼ -XXXXXX | ▼ -692.00K | ▲ -516.00K |
Inventory | X | X | X | X | X | 0.00 | 0.00 |
Accounts Payables | X | X | X | X | X | 0.00 | 0.00 |
Other Working Capital | -XXXXXX | ▲ XXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▼ XXXXXX | ▼ -2.73M | ▲ -63.00K |
Other Non Cash Items | XXXXXX | ▼ XXXXXX | ▼ -XXXXXX | ▼ -XXXXXX | ▲ XXXXXX | ▲ 1.44M | ▲ 1.55M |
Net Cash Provided By Operating Activities | -XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ 339.00K | ▲ 2.54M |
Investments In Property Plant And Equipment | -XXXXX | ▼ -XXXXXX | ▲ -XXXXX | ▼ -XXXXX | ▼ -XXXXXX | ▼ -179.00K | ▼ -259.00K |
Acquisitions Net | X | X | ▼ -XXXXXXX | ▲ XXXXXXX | ▼ X | 0.00 | 0.00 |
Purchases Of Investments | X | ▼ -XXXX | ▼ -XXXXXXXX | ▲ X | ▼ -XXXXXXX | ▲ 0.00 | 0.00 |
Sales Maturities Of Investments | XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ XXXXXX | ▲ 487.00K | ▼ 257.00K |
Other Investing Activities | -XXXXXXX | ▼ -XXXXXXX | ▲ XXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -101.19M | ▲ 900.00K |
Net Cash Used For Investing Activities | -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -100.88M | ▲ -75.42M |
Debt Repayment | -XXXXXXX | ▲ X | X | ▼ -XXXXXX | ▼ -XXXXXXX | ▼ -52.00M | ▲ -22.25M |
Common Stock Issued | XXXXXX | ▼ X | ▲ XXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ 0.00 | ▲ 10.74M |
Common Stock Repurchased | X | X | X | X | X | 0.00 | 0.00 |
Dividends Paid | X | X | X | X | X | 0.00 | 0.00 |
Other Financing Activities | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ 125.21M | ▼ -245.00K |
Net Cash Used Provided By Financing Activities | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ 73.21M | ▲ 147.32M |
Effect Of Forex Changes On Cash | X | X | X | X | X | ▲ 14.34M | ▼ 0.00 |
Net Change In Cash | XXXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▼ -27.34M | ▲ 74.44M |
Cash At End Of Period | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 76.66M | ▲ 151.11M |
Cash At Beginning Of Period | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ 104.00M | ▼ 76.66M |
Operating Cash Flow | -XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ 339.00K | ▲ 2.54M |
Capital Expenditure | -XXXXX | ▼ -XXXXXX | ▲ -XXXXX | ▼ -XXXXX | ▼ -XXXXXX | ▼ -179.00K | ▼ -259.00K |
Free Cash Flow | -XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ 160.00K | ▲ 2.29M |
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