Discounted Cash Flow Rating
Buy
Return on Equity Rating
Sell
Debt to Equity Rating
Buy
Price to Earnings Rating
Strong Buy
Analyst Rating
Neutral
Wall Street Data Solutions Rating
Buy
A
Ponce Financial Group, Inc. Common Stock (PDLB)
Savings Institution, Federally Chartered
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
2244 WESTCHESTER AVE
BRONX, NY
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
10/02/2017
Market Cap
258,356,945
Shares Outstanding
23,650,000
Weighted SO
23,653,600
Total Employees
N/A
Upcoming Earnings
11/04/2024
Beta
0.4950
Last Div
0.0000
Range
7.31-10.85
Chg
0.2300
Avg Vol
52006
Mkt Cap
258356945
Exch
NASDAQ
Country
US
Phone
718 931 9000
DCF Diff
6.6061
DCF
16.5361
Div Yield
0.0000
P/S
1.8416
EV Multiple
153.8618
P/FV
0.4886
Div Yield %
0.0000
P/E
27.9030
PEG
0.7259
Payout
0.0029
Current Ratio
0.1004
Quick Ratio
1.8798
Cash Ratio
0.0857
DSO
5306.5729
DIO
-30111.4461
Op Cycle
-24804.8732
DPO
0.0000
CCC
-24804.8732
Gross Margin
0.8149
Op Margin
0.3038
Pretax Margin
0.0957
Net Margin
0.0621
Eff Tax Rate
0.3510
ROA
0.0031
ROE
0.0177
ROCE
0.0260
NI/EBT
0.6490
EBT/EBIT
0.3151
EBIT/Rev
0.3038
Debt Ratio
0.2401
D/E
1.3712
LT Debt/Cap
0.5344
Total Debt/Cap
0.5783
Int Coverage
0.8212
CF/Debt
-0.0375
Equity Multi
5.7108
Rec Turnover
0.0688
Pay Turnover
0.0000
Inv Turnover
-0.0121
FA Turnover
2.9644
Asset Turnover
0.0494
OCF/Share
-1.1423
FCF/Share
-1.2284
Cash/Share
9.6516
OCF/Sales
-0.1825
FCF/OCF
1.0754
CF Coverage
-0.0375
ST Coverage
-0.2300
CapEx Coverage
-13.2563
Div&CapEx Cov
-13.0869
P/BV
0.4886
P/B
0.4886
P/S
1.8416
P/E
27.9030
P/FCF
-9.3849
P/OCF
-9.4986
P/CF
-9.4986
PEG
0.7259
P/S
1.8416
EV Multiple
153.8618
P/FV
0.4886
DPS
0.0000
Latest Headlines (EST)
Revenue Product Segmentation
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ 35.95M | ▲ 41.12M |
Cost Of Revenue | -XXXX | ▲ X | ▼ -XXXXXX | ▲ XXXXXXX | ▼ X | ▲ 2.45M | ▼ 0.00 |
Gross Profit | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ 33.50M | ▲ 41.12M |
Gross Profit Ratio | X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ 0.93 | ▲ 1.00 |
Research And Development Expenses | X | X | X | X | X | 0.00 | 0.00 |
General And Administrative Expenses | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ 8.69M | ▼ 0.00 |
Selling And Marketing Expenses | XXXXX | ▼ XXXXX | ▼ -XXXXX | ▲ XXXXX | ▲ XXXXXX | ▼ 146.00K | ▼ 0.00 |
Selling General And Administrative Expenses | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ 8.83M | ▼ 0.00 |
Other Expenses | -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ -5.68M | ▲ -5.42M |
Operating Expenses | -XXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ 5.68M | ▼ 5.42M |
Cost And Expenses | -XXXX | ▼ -XXXXXXXX | ▲ -XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ 35.43M | ▲ 36.73M |
Interest Income | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 34.95M | ▼ 0.00 |
Interest Expense | XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXX | ▼ 6.95M | ▲ 7.14M |
Depreciation And Amortization | XXXXXX | ▼ XXXXX | ▲ XXXXX | ▲ XXXXX | ▼ XXXXX | ▼ 43.81K | ▼ 0.00 |
Ebitda | XXXXXXX | ▼ -XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXX | ▲ 1.28M | ▼ 0.00 |
Ebitda Ratio | X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▲ 0.04 | ▼ 0.00 |
Operating Income | XXXXXXX | ▼ -XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXX | ▲ 30.27M | ▲ 35.70M |
Operating Income Ratio | X.XXXXXXXXX | ▼ -X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▼ -X.XXXXXXXXX | ▲ 0.84 | ▲ 0.87 |
Total Other Income Expenses Net | -XXXXXXX | ▼ -XXXXXXX | ▲ -XXXXXXX | ▲ -XXXXXXX | ▼ -XXXXXXX | ▲ 960.00K | ▲ 4.39M |
Income Before Tax | XXXXXXX | ▼ -XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXXX | ▲ 960.00K | ▲ 4.39M |
Income Before Tax Ratio | X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▲ 0.03 | ▲ 0.11 |
Income Tax Expense | XXXXXX | ▼ -XXXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ -XXXXXXX | ▲ 442.00K | ▲ 1.20M |
Net Income | XXXXXX | ▼ -XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXX | ▲ 518.00K | ▲ 3.19M |
Net Income Ratio | X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▲ 0.01 | ▲ 0.08 |
Eps | X.XX | ▼ -X.XX | ▲ X.XX | ▲ X.XX | ▼ -X.XX | ▲ 0.02 | ▲ 0.14 |
Eps Diluted | X.XX | ▼ -X.XX | ▲ X.XX | ▲ X.XX | ▼ -X.XX | ▲ 0.02 | ▲ 0.14 |
Weighted Average Shs Out | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ 22.22M | ▲ 22.41M |
Weighted Average Shs Out Dil | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ 22.41M | ▲ 22.42M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ 139.44M | ▼ -23.13M |
Short Term Investments | XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 119.90M | ▼ 0.00 |
Cash And Short Term Investments | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▼ 139.19M | ▼ -23.13M |
Net Receivables | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 18.01M | ▼ 0.00 |
Inventory | X | X | X | ▲ XXXXXXXXXX | ▼ -XXXXXXXX | ▼ -157.20M | ▲ 0.00 |
Other Current Assets | X | X | X | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ 157.45M | ▼ 120.86M |
Total Current Assets | XXXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXXX | ▼ XXXXXXXXX | ▼ 157.45M | ▼ 120.86M |
Property Plant Equipment Net | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ 47.33M | 47.33M |
Goodwill | X | X | X | X | X | 0.00 | 0.00 |
Intangible Assets | X | X | X | X | X | 0.00 | 0.00 |
Goodwill And Intangible Assets | X | X | X | X | ▲ XXXXXXXXX | ▲ 2.37B | ▲ 2.50B |
Long Term Investments | XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 139.87M | ▲ 142.02M |
Tax Assets | X | X | X | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ 35.52M | ▼ 13.17M |
Other Non Current Assets | -XXXXXXXX | ▲ -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXXX | ▼ -XXXXXXXXX | ▲ 24.72M | ▼ 21.51M |
Total Non Current Assets | XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXX | ▲ XXXXXXXXX | ▲ 2.61B | ▲ 2.72B |
Other Assets | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXXX | ▼ 0.00 | 0.00 |
Total Assets | XXXXXXXXXX | ▼ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ 2.77B | ▲ 2.84B |
Account Payables | XXXXX | ▲ XXXXX | ▼ XXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ 11.97M | ▼ 0.00 |
Short Term Debt | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▲ 367.19M | ▼ 109.32M |
Tax Payables | X | X | X | X | X | 0.00 | 0.00 |
Deferred Revenue | X | ▼ -XXXXXXXX | ▲ X | X | ▼ -XXXXXXXXX | ▲ -11.97M | ▲ 0.00 |
Other Current Liabilities | X | ▼ -XXXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▲ 1.16B | ▼ 768.38M |
Total Current Liabilities | XXXXXXXX | ▼ XXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▲ 1.52B | ▼ 877.70M |
Long Term Debt | XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▼ 321.10M | ▲ 571.10M |
Deferred Revenue Non Current | X | X | X | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▲ 379.21M | ▼ 0.00 |
Deferred Tax Liabilities Non Current | X | X | X | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ 21.19M | ▼ 0.00 |
Other Non Current Liabilities | -XXXXXXXX | ▲ X | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXXX | ▲ 34.60M | ▲ 895.55M |
Total Non Current Liabilities | XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXX | ▲ 756.10M | ▲ 1.47B |
Other Liabilities | XXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▼ 0.00 | ▲ 1.00 |
Capital Lease Obligations | X | X | X | X | ▲ XXXXXXXX | ▼ 28.82M | ▲ 31.86M |
Total Liabilities | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ 2.28B | ▲ 2.34B |
Preferred Stock | X | X | X | X | ▲ XXXXXXXXX | 225.00M | 225.00M |
Common Stock | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ▲ XXXXXX | 249.00K | 249.00K |
Retained Earnings | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ 97.42M | ▲ 102.95M |
Accumulated Other Comprehensive Income Loss | -XXXXXXX | ▲ XXXXX | ▲ XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▲ -15.65M | ▼ -16.56M |
Other Total Stockholders Equity | XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▼ 184.38M | ▲ 186.01M |
Total Stockholders Equity | XXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 491.40M | ▲ 497.66M |
Total Equity | XXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 491.40M | ▲ 497.66M |
Total Liabilities And Stockholders Equity | XXXXXXXXXX | ▼ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ 2.77B | ▲ 2.84B |
Minority Interest | X | X | X | X | X | 0.00 | 0.00 |
Total Liabilities And Total Equity | XXXXXXXXXX | ▼ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ 2.77B | ▲ 2.84B |
Total Investments | XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 139.87M | ▲ 142.02M |
Total Debt | XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 717.11M | ▼ 712.28M |
Net Debt | -XXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXXX | ▲ 577.67M | ▲ 735.41M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | XXXXXX | ▼ -XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXX | ▲ 518.00K | ▲ 2.41M |
Depreciation And Amortization | XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▼ 1.28M | ▼ 673.00K |
Deferred Income Tax | X | ▼ -XXXXXXX | ▲ -XXXXXXX | ▲ XXXXXXX | ▼ -XXXXXXX | ▲ 349.00K | ▲ 667.00K |
Stock Based Compensation | XXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▼ XXXXXX | ▲ 1.00M | ▼ 814.00K |
Change In Working Capital | -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▲ -XXXXXXX | ▲ -4.40M | ▼ -4.96M |
Accounts Receivables | -XXXXXX | ▲ -XXXXX | ▼ -XXXXXXX | ▲ XXXXXX | ▼ -XXXXXX | ▼ -1.39M | ▲ -53.00K |
Inventory | XXXXXXXX | ▼ X | ▲ XXXXXXXX | ▼ -XXXXXXXXXX | ▲ X | 0.00 | 0.00 |
Accounts Payables | -XXXXX | ▲ XXXXX | ▼ XXXX | ▼ -XXXXX | ▲ XXXXXX | ▲ 3.58M | ▼ -7.75M |
Other Working Capital | -XXXXXXXX | ▲ -XXXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXXXX | ▼ -XXXXXXX | ▲ 32.35M | ▼ -2.51M |
Other Non Cash Items | XXXXXX | ▲ XXXXXXXX | ▼ XXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXX | ▼ 1.39M | ▲ 1.61M |
Net Cash Provided By Operating Activities | XXXXXXX | ▼ XXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▲ -XXXXXXX | ▲ -3.43M | ▲ -935.00K |
Investments In Property Plant And Equipment | -XXXXXXX | ▲ -XXXXXX | ▼ -XXXXXX | ▲ XXXXXXX | ▼ -XXXXX | ▲ -41.00K | ▼ -1.78M |
Acquisitions Net | X | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXX | ▼ X | 0.00 | 0.00 |
Purchases Of Investments | X | ▼ -XXXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▲ 0.00 | 0.00 |
Sales Maturities Of Investments | XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ 12.37M | ▼ 11.42M |
Other Investing Activities | -XXXXXXXX | ▲ XXXXXXX | ▼ -XXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXXX | ▲ -508.00K | ▼ -4.50M |
Net Cash Used For Investing Activities | -XXXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXXXX | ▲ -90.21M | ▲ -77.70M |
Debt Repayment | -XXXXXXXX | ▼ -XXXXXXXXX | ▲ -XXXXXXX | ▲ -XXXXXXX | ▼ -XXXXXXXXXX | ▲ -9.32M | ▲ -4.00M |
Common Stock Issued | X | X | X | ▲ XXXXXXX | ▼ XXXX | ▲ 241.82M | ▼ 0.00 |
Common Stock Repurchased | X | ▼ -XXXXXXX | ▲ -XXXXXX | ▲ XXXXXXX | ▼ X | ▲ 11.01M | ▼ 0.00 |
Dividends Paid | X | X | X | X | X | 0.00 | 0.00 |
Other Financing Activities | XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXXX | ▼ 106.49M | ▼ 74.16M |
Net Cash Used Provided By Financing Activities | XXXXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▼ 115.81M | ▼ 74.16M |
Effect Of Forex Changes On Cash | X | X | X | X | X | 0.00 | 0.00 |
Net Change In Cash | XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXX | ▲ 22.18M | ▼ -4.47M |
Cash At End Of Period | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ 139.19M | ▼ 134.72M |
Cash At Beginning Of Period | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ 117.01M | ▲ 139.19M |
Operating Cash Flow | XXXXXXX | ▼ XXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▲ -XXXXXXX | ▲ -3.43M | ▲ -935.00K |
Capital Expenditure | -XXXXXXX | ▲ -XXXXXX | ▼ -XXXXXX | ▲ XXXXXXX | ▼ -XXXXX | ▲ -41.00K | ▼ -1.78M |
Free Cash Flow | -XXXXXXX | ▲ -XXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▼ -XXXXXXX | ▲ -3.47M | ▲ -2.71M |
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