Discounted Cash Flow Rating
Strong Sell
Return on Equity Rating
Sell
Debt to Equity Rating
Buy
Price to Earnings Rating
Sell
Analyst Rating
Sell
Wall Street Data Solutions Rating
Neutral
B
Southern First Bancshares, Inc. (SFST)
National Commercial Banks
Southern First Bancshares Inc is a bank holding company. The primary business of the company is to serve as the holding company for Southern First Bank. The Bank is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corp and providing commercial, consumer, and mortgage loans to the general public. The operating segments of the company are Commercial and Retail Banking, Mortgage Banking, and Corporate Operations, of which a majority of the revenue is derived from the Commercial and Retail Banking segment which includes the provision of traditional deposit and lending products and services to its commercial and retail banking clients.
6 VERDAE BOULEVARD
GREENVILLE, SC
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
10/28/1999
Market Cap
257,823,455
Shares Outstanding
8,090,000
Weighted SO
8,088,638
Total Employees
N/A
Upcoming Earnings
07/23/2024
Beta
0.8280
Last Div
0.0000
Range
24.98-39.36
Chg
0.1350
Avg Vol
18174
Mkt Cap
257823455
Exch
NASDAQ
Country
US
Phone
864 679 9000
DCF Diff
47.0127
DCF
-15.8127
Div Yield
0.0000
P/S
1.7182
EV Multiple
27.2406
P/FV
0.8060
Div Yield %
0.0000
P/E
18.6348
PEG
4.1574
Payout
0.0000
Current Ratio
0.0657
Quick Ratio
0.0657
Cash Ratio
0.0073
DSO
0.0000
DIO
0.0000
Op Cycle
0.0000
DPO
0.0000
CCC
0.0000
Gross Margin
0.5952
Op Margin
0.2679
Pretax Margin
0.1194
Net Margin
0.0919
Eff Tax Rate
0.2308
ROA
0.0034
ROE
0.0441
ROCE
0.0351
NI/EBT
0.7692
EBT/EBIT
0.4458
EBIT/Rev
0.2679
Debt Ratio
0.0675
D/E
0.8704
LT Debt/Cap
0.4644
Total Debt/Cap
0.4653
Int Coverage
0.4380
CF/Debt
0.1007
Equity Multi
12.8937
Rec Turnover
0.0000
Pay Turnover
0.0000
Inv Turnover
0.0000
FA Turnover
1.6394
Asset Turnover
0.0365
OCF/Share
3.4366
FCF/Share
3.3323
Cash/Share
17.5883
OCF/Sales
0.1861
FCF/OCF
0.9697
CF Coverage
0.1007
ST Coverage
26.4441
CapEx Coverage
32.9693
Div&CapEx Cov
32.9693
P/BV
0.8060
P/B
0.8060
P/S
1.7182
P/E
18.6348
P/FCF
9.5215
P/OCF
9.1996
P/CF
9.1996
PEG
4.1574
P/S
1.7182
EV Multiple
27.2406
P/FV
0.8060
DPS
0.0000
Latest Headlines (EST)
No Headlines Found
Revenue Product Segmentation
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ 22.37M | ▲ 51.03M |
Cost Of Revenue | X | X | ▲ XXXXXXX | ▼ XXXXXXX | ▼ X | 0.00 | ▲ 29.72M |
Gross Profit | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ 22.37M | ▼ 21.31M |
Gross Profit Ratio | X.XXXXXXXXXX | X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | 1.00 | ▼ 0.42 |
Research And Development Expenses | X | X | X | X | X | 0.00 | 0.00 |
General And Administrative Expenses | XXXXXX | ▼ XXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▼ 581.00K | ▲ 11.81M |
Selling And Marketing Expenses | XXXXXX | ▼ XXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ 364.00K | ▲ 369.00K |
Selling General And Administrative Expenses | XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 15.06M | ▼ 12.18M |
Other Expenses | X | X | X | ▼ -XXXXXXX | ▲ -XXXXXXX | ▼ -4.91M | ▲ -4.69M |
Operating Expenses | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 17.03M | ▼ 4.69M |
Cost And Expenses | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 17.03M | ▲ 47.64M |
Interest Income | XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ 49.14M | ▼ 48.36M |
Interest Expense | XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXXX | ▼ 2.95M | ▲ 29.72M |
Depreciation And Amortization | -XXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▲ -6.27M | ▲ 1.21M |
Ebitda | -XXXXXX | ▼ -XXXXXXX | ▲ -XXXXXX | ▲ -XXXXXX | ▼ -XXXXXX | ▼ -937.00K | ▼ -955.00K |
Ebitda Ratio | -X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▲ -X.XXXXXXXXXX | ▲ -X.XXXXXXXXXX | ▼ -X.XXXXXXXXXX | ▼ -0.04 | ▲ -0.02 |
Operating Income | XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ 6.27M | ▼ 4.34M |
Operating Income Ratio | X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▼ X.XXXXXXXXX | ▲ X.XXXXXXXXX | ▼ X.XXXXXXXXX | ▼ 0.28 | ▼ 0.09 |
Total Other Income Expenses Net | -XXXXXX | ▼ -XXXXXXX | ▲ -XXXXXX | ▲ -XXXXXX | ▼ -XXXXXX | ▼ -937.00K | ▲ 3.38M |
Income Before Tax | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ 5.34M | ▼ 3.38M |
Income Before Tax Ratio | X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▼ 0.24 | ▼ 0.07 |
Income Tax Expense | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ 1.17M | ▼ 862.00K |
Net Income | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ 4.17M | ▼ 2.52M |
Net Income Ratio | X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▲ X.XXXXXXXXXX | ▼ X.XXXXXXXXXX | ▼ 0.19 | ▼ 0.05 |
Eps | X.XX | ▲ X.XX | ▲ X.XX | ▲ X.XX | ▼ X.XX | ▼ 0.52 | ▼ 0.31 |
Eps Diluted | X.XX | ▲ X.XX | ▲ X.XX | ▲ X.XX | ▼ X.XX | ▼ 0.52 | ▼ 0.31 |
Weighted Average Shs Out | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ 8.06M | ▲ 8.11M |
Weighted Average Shs Out Dil | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ 8.08M | ▲ 8.14M |
Link | View | View | View | View | View | View | View |
Final Link | View | View | View | View | View | View | View |
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 156.17M | ▼ 22.71M |
Short Term Investments | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ 134.70M | ▼ 126.00M |
Cash And Short Term Investments | XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 156.17M | ▲ 167.31M |
Net Receivables | X | X | X | X | X | 0.00 | 0.00 |
Inventory | X | X | X | X | X | 0.00 | 0.00 |
Other Current Assets | X | X | X | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 156.17M | ▲ 167.31M |
Total Current Assets | XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 156.17M | ▲ 167.31M |
Property Plant Equipment Net | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ 94.30M | ▼ 93.01M |
Goodwill | X | X | X | X | X | 0.00 | 0.00 |
Intangible Assets | X | X | X | X | X | 0.00 | 0.00 |
Goodwill And Intangible Assets | X | X | X | ▼ -XXXXXXXXXX | ▲ -XXXXXXXX | ▼ -35.93M | ▲ 3.72B |
Long Term Investments | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ 35.93M | ▲ 42.65M |
Tax Assets | X | X | X | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ 12.20M | ▲ 12.32M |
Other Non Current Assets | -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -12.20M | ▲ 69.88M |
Total Non Current Assets | XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ 94.30M | ▲ 3.94B |
Other Assets | XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ 3.81B | ▼ 0.00 |
Total Assets | XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ 4.06B | ▲ 4.11B |
Account Payables | X | X | X | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▲ 0.00 | 0.00 |
Short Term Debt | X | X | X | ▲ XXXXXXX | ▲ XXXXXXXXX | ▼ 2.10M | ▼ 1.58M |
Tax Payables | X | X | X | X | X | 0.00 | 0.00 |
Deferred Revenue | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXXX | ▼ 0.00 | 0.00 |
Other Current Liabilities | X | X | X | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▼ 2.59B | ▼ 2.57B |
Total Current Liabilities | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▼ 2.59B | ▼ 2.57B |
Long Term Debt | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▲ 311.32M | ▼ 276.35M |
Deferred Revenue Non Current | X | X | X | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▲ 302.99M | ▼ 0.00 |
Deferred Tax Liabilities Non Current | X | X | X | ▲ XXXXXXX | ▲ XXXXXXX | ▼ 8.33M | ▼ 0.00 |
Other Non Current Liabilities | -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXX | ▼ -XXXXXXXXX | ▼ -311.32M | ▲ 943.95M |
Total Non Current Liabilities | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▲ 311.32M | ▲ 1.22B |
Other Liabilities | -XXXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXXXXX | ▼ -XXXXXXXXXX | ▲ -2.59B | ▲ 1.00 |
Capital Lease Obligations | X | X | X | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ 22.55M | ▲ 22.72M |
Total Liabilities | XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXXX | ▲ 311.32M | ▲ 3.79B |
Preferred Stock | XXXXXX | ▼ XXXXXX | ▼ X | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ 11.34M | ▼ 0.00 |
Common Stock | XXXXX | ▲ XXXXX | ▲ XXXXX | ▲ XXXXX | ▲ XXXXX | ▲ 81.00K | ▲ 82.00K |
Retained Earnings | XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 205.55M | ▲ 208.07M |
Accumulated Other Comprehensive Income Loss | -XXXXXX | ▲ -XXXXXX | ▲ XXXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXXX | ▲ -11.34M | ▼ -17.05M |
Other Total Stockholders Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▲ 106.84M | ▲ 124.16M |
Total Stockholders Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 312.47M | ▲ 315.26M |
Total Equity | XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▲ 312.47M | ▲ 315.26M |
Total Liabilities And Stockholders Equity | XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ 4.06B | ▲ 4.11B |
Minority Interest | X | X | X | X | X | 0.00 | 0.00 |
Total Liabilities And Total Equity | XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ XXXXXXXXXX | ▲ 4.06B | ▲ 4.11B |
Total Investments | XXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▼ 134.70M | ▼ 42.65M |
Total Debt | XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXXX | ▲ 311.32M | ▼ 300.65M |
Net Debt | -XXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXXX | ▼ -XXXXXXXXX | ▲ XXXXXXXX | ▲ 155.15M | ▲ 277.94M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ 4.17M | ▼ 2.52M |
Depreciation And Amortization | XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▲ XXXXXXX | ▲ 1.21M | ▲ 1.21M |
Deferred Income Tax | X | X | X | ▲ XXXXXXX | ▼ XXXXXXX | ▼ -164.00K | ▲ 0.00 |
Stock Based Compensation | XXXXXX | ▲ XXXXXX | ▼ XXXXXX | ▲ XXXXXX | ▲ XXXXXX | ▼ 468.00K | ▲ 555.00K |
Change In Working Capital | -XXXXXX | ▼ -XXXXXXX | ▲ XXXXXXX | ▼ -XXXXXXX | ▲ -XXXXXXX | ▲ 2.63M | ▼ -2.19M |
Accounts Receivables | X | X | X | X | ▲ XXXX | ▼ 0.00 | 0.00 |
Inventory | X | X | X | X | X | 0.00 | 0.00 |
Accounts Payables | XXXX | ▼ -XXXXXX | ▲ XXXXX | ▲ XXXXXX | ▲ XXXXXX | ▼ 0.00 | 0.00 |
Other Working Capital | -XXXXXX | ▼ -XXXXXX | ▼ -XXXXXX | ▲ XXXXX | ▼ -XXXXXXX | ▲ 2.63M | ▼ -338.00K |
Other Non Cash Items | XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ -2.37M | ▲ 1.59M |
Net Cash Provided By Operating Activities | XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ 5.94M | ▼ 710.00K |
Investments In Property Plant And Equipment | -XXXXXX | ▼ -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXX | ▲ -XXXXXX | ▲ -122.00K | ▼ -280.00K |
Acquisitions Net | X | X | X | X | ▲ XXXXXXX | ▼ -61.93M | ▲ 0.00 |
Purchases Of Investments | -XXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXX | ▲ -6.71M | ▼ -9.49M |
Sales Maturities Of Investments | -XXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXX | ▼ XXXXXXX | ▲ XXXXXXX | ▲ 20.74M | ▼ 18.93M |
Other Investing Activities | -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXXX | ▼ -XXXXXXXXX | ▲ 14.05M | ▼ -31.94M |
Net Cash Used For Investing Activities | -XXXXXXXX | ▼ -XXXXXXXX | ▲ -XXXXXXXX | ▼ -XXXXXXXXX | ▼ -XXXXXXXXX | ▲ -33.98M | ▼ -35.86M |
Debt Repayment | X | X | ▼ -XXXXXXXX | ▲ X | ▼ -XXXXXXXXX | ▼ -200.00M | ▲ -35.00M |
Common Stock Issued | XXXXXX | ▲ XXXXXXX | ▼ XXXXXXX | ▼ XXXXXX | ▼ XXXXXX | ▼ 21.00K | ▲ 167.00K |
Common Stock Repurchased | X | X | X | X | X | 0.00 | 0.00 |
Dividends Paid | X | X | X | X | X | 0.00 | 0.00 |
Other Financing Activities | XXXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 31.79M | ▲ 46.28M |
Net Cash Used Provided By Financing Activities | XXXXXXXX | ▲ XXXXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 31.81M | ▲ 46.28M |
Effect Of Forex Changes On Cash | X | X | X | X | X | ▼ -156.17M | ▲ 0.00 |
Net Change In Cash | -XXXXXXXX | ▲ -XXXXXXX | ▼ -XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ 0.00 | ▲ 11.14M |
Cash At End Of Period | XXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 41.13M | ▲ 167.31M |
Cash At Beginning Of Period | XXXXXXXX | ▲ XXXXXXXXX | ▲ XXXXXXXXX | ▼ XXXXXXXXX | ▲ XXXXXXXXX | ▼ 41.13M | ▲ 156.17M |
Operating Cash Flow | XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ 5.94M | ▼ 710.00K |
Capital Expenditure | -XXXXXX | ▼ -XXXXXX | ▼ -XXXXXXX | ▼ -XXXXXXX | ▲ -XXXXXX | ▲ -122.00K | ▼ -280.00K |
Free Cash Flow | XXXXXXX | ▲ XXXXXXXX | ▲ XXXXXXXX | ▼ XXXXXXXX | ▼ XXXXXXXX | ▼ 5.82M | ▼ 430.00K |
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