Discounted Cash Flow Rating

Neutral

Return on Equity Rating

Buy

Debt to Equity Rating

Sell

Price to Earnings Rating

Buy

Analyst Rating

Neutral

VersaBank Common Shares (VBNK)

https://www.versabank.com

VersaBank is a Canadian Schedule I chartered bank with a difference. VersaBank became the world's first digital financial institution when it adopted its highly efficient business-to-business model using its proprietary state-of-the-art financial technology to profitably address underserved segments of the Canadian banking market in the pursuit of superior net interest margins, while mitigating risk. VersaBank obtains all of its deposits and provides the majority of its loans and leases electronically, with innovative deposit and lending solutions for financial intermediaries that allow them to excel in their core businesses. In addition, leveraging its internally developed IT security software and capabilities, VersaBank established a wholly-owned, subsidiary.

Current Price

---.--

% Change Today

0.00%

Change Amt. Today

0.00

Active Status

Active

Listing Date

02/10/2017

Market Cap

310,240,826

Shares Outstanding

25,960,000

Weighted SO

25,924,424

Total Employees

N/A

Upcoming Earnings

09/04/2024

Beta

1.0750

Last Div

0.0700

Range

7.24-12.38

Chg

-0.1213

Avg Vol

18943

Mkt Cap

310240826

Exch

NASDAQ

Country

GB

Phone

519 645 1919

DCF Diff

7.2107

DCF

4.6993

Div Yield

0.0062

P/S

2.1121

EV Multiple

10.3351

P/FV

1.0616

Div Yield %

0.6165

P/E

9.0357

PEG

0.4573

Payout

0.0763

Current Ratio

9.0870

Quick Ratio

2.2170

Cash Ratio

7.9785

DSO

50.1304

DIO

0.0000

Op Cycle

0.0000

DPO

0.0000

CCC

0.0000

Gross Margin

1.0000

Op Margin

0.3181

Pretax Margin

0.3181

Net Margin

0.2337

Eff Tax Rate

0.2652

ROA

0.0107

ROE

0.1228

ROCE

0.0147

NI/EBT

0.7348

EBT/EBIT

1.0000

EBIT/Rev

0.3181

Debt Ratio

0.0230

D/E

0.2527

LT Debt/Cap

0.2017

Total Debt/Cap

0.2017

Int Coverage

0.3931

CF/Debt

-0.1807

Equity Multi

10.9680

Rec Turnover

7.2810

Pay Turnover

0.0000

Inv Turnover

0.0000

FA Turnover

7.3793

Asset Turnover

0.0458

OCF/Share

-0.7036

FCF/Share

-1.3343

Cash/Share

-7.6569

OCF/Sales

-0.0908

FCF/OCF

1.8965

CF Coverage

-0.1807

ST Coverage

0.0000

CapEx Coverage

-1.1155

Div&CapEx Cov

-0.9151

P/BV

1.0616

P/B

1.0616

P/S

2.1121

P/E

9.0357

P/FCF

-12.2604

P/OCF

-23.2516

P/CF

-23.2516

PEG

0.4573

P/S

2.1121

EV Multiple

10.3351

P/FV

1.0616

DPS

0.0737

Latest Headlines (EST)

Revenue Product Segmentation

Dividend History

Cash Value Ex-Dividend Date Declaration Date Record Date Pay Date
0.02 07/05/2024 06/04/2024 07/05/2024 07/31/2024
0.02 04/04/2024 03/06/2024 04/05/2024 04/30/2024
0.02 01/04/2024 12/12/2023 01/05/2024 01/31/2024
0.02 10/05/2023 08/30/2023 10/06/2023 10/31/2023
0.02 07/06/2023 06/07/2023 07/07/2023 07/31/2023
0.02 04/05/2023 03/08/2023 04/06/2023 04/30/2023
0.02 01/05/2023 12/07/2022 01/06/2023 01/31/2023
0.02 10/06/2022 08/31/2022 10/07/2022 10/31/2022
0.02 07/07/2022 06/01/2022 07/08/2022 07/31/2022
0.02 04/07/2022 03/02/2022 04/08/2022 04/30/2022
0.02 01/06/2022 12/01/2021 01/07/2022 01/31/2022
0.02 09/29/2021 11/30/-0001 10/01/2021 10/31/2021
0.02 07/01/2021 11/30/-0001 07/02/2021 07/31/2021
0.02 03/31/2021 11/30/-0001 04/02/2021 04/30/2021
0.02 01/07/2021 11/30/-0001 01/08/2021 01/31/2021
0.02 10/01/2020 11/30/-0001 10/02/2020 10/31/2020
0.02 07/02/2020 11/30/-0001 07/03/2020 07/31/2020
0.02 04/02/2020 11/30/-0001 04/03/2020 04/30/2020
0.02 01/02/2020 11/30/-0001 01/03/2020 01/31/2020
0.02 10/03/2019 11/30/-0001 10/04/2019 10/31/2019
0.02 07/05/2019 11/30/-0001 07/05/2019 07/31/2019
0.02 04/04/2019 11/30/-0001 04/05/2019 04/30/2019
0.02 01/03/2019 11/30/-0001 01/04/2019 01/31/2019
0.01 10/04/2018 11/30/-0001 10/05/2018 10/31/2018
0.01 07/05/2018 11/30/-0001 07/06/2018 07/31/2018
0.01 04/05/2018 11/30/-0001 04/06/2018 04/30/2018
0.01 01/04/2018 11/30/-0001 01/05/2018 01/31/2018