Discounted Cash Flow Rating
Strong Sell
Return on Equity Rating
Strong Sell
Debt to Equity Rating
Neutral
Price to Earnings Rating
Strong Buy
Analyst Rating
Neutral
Simple Moving Average
Neutral
Exponential Moving Average
Neutral
Relative Strength Index
Buy
Standard Deviation
Strong Sell
Williams %R
Strong Buy
Average Directional Index
Strong Buy
Insider Trading
Neutral
Wall Street Data Solutions Rating
Neutral
B
Vericity, Inc. Common Stock (VERY)
Life Insurance
Vericity Inc, along with its subsidiaries, offers life insurance products to the middle American market. It operates through three segments namely Agency, Insurance, and Corporate. The Agency segment includes the insurance distribution operations of the company and includes commission revenue from the sale of Fidelity Life products. The Insurance segment, which is the key revenue generating segment, is composed of three broad lines consisting of Direct Life, Closed Block, and Assumed Life and Annuities.
1350 E TOUHY, SUITE 205W
DES PLAINES, IL
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
08/08/2019
Market Cap
170,021,250
Shares Outstanding
14,880,000
Weighted SO
14,875,000
Total Employees
N/A
Upcoming Earnings
N/A
Similar Tickers
Beta
0.0990
Last Div
0.0000
Range
4.7-12.135
Chg
0.1500
Avg Vol
4106
Mkt Cap
170021250
Exch
NASDAQ
Country
US
Phone
312 288 0073
DCF Diff
14.8969
DCF
-3.4669
Div Yield
0.0000
P/S
0.9532
EV Multiple
-14.4296
P/FV
1.6474
Div Yield %
0.0000
P/E
-12.5588
PEG
-1.6821
Payout
0.0000
Current Ratio
-8.5590
Quick Ratio
-33.0309
Cash Ratio
-1.4218
DSO
610.8297
DIO
-1301.3155
Op Cycle
-690.4858
DPO
40.7203
CCC
-731.2061
Gross Margin
0.3954
Op Margin
-0.0763
Pretax Margin
-0.0853
Net Margin
-0.0759
Eff Tax Rate
0.1099
ROA
-0.0231
ROE
-0.1265
ROCE
-0.0228
NI/EBT
0.8901
EBT/EBIT
1.1176
EBIT/Rev
-0.0763
Debt Ratio
0.0873
D/E
0.4967
LT Debt/Cap
0.2706
Total Debt/Cap
0.3318
Int Coverage
-11.1466
CF/Debt
0.1704
Equity Multi
5.6886
Rec Turnover
0.5975
Pay Turnover
8.9636
Inv Turnover
-0.2805
FA Turnover
-18.1038
Asset Turnover
0.3038
OCF/Share
0.5874
FCF/Share
0.5874
Cash/Share
1.3913
OCF/Sales
0.0490
FCF/OCF
1.0000
CF Coverage
0.1704
ST Coverage
0.6733
CapEx Coverage
0.0000
Div&CapEx Cov
0.0000
P/BV
1.6474
P/B
1.6474
P/S
0.9532
P/E
-12.5588
P/FCF
19.4599
P/OCF
19.4599
P/CF
19.4599
PEG
-1.6821
P/S
0.9532
EV Multiple
-14.4296
P/FV
1.6474
DPS
0.0000
Latest Headlines (EST)
No Headlines Found
Revenue Product Segmentation
Dividend History
Cash Value | Ex-Dividend Date | Declaration Date | Record Date | Pay Date |
---|---|---|---|---|
6.25 | 12/09/2019 | 11/05/2019 | 11/21/2019 | 11/30/-0001 |
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
3 - 6 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
6 - 9 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
9 - 12 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 30.65M | ▲ 31.44M | ▲ 38.33M | ▲ 48.44M | ▼ 41.98M | ▲ 44.55M | ▲ 45.49M |
Cost Of Revenue | 0.00 | 0.00 | ▲ 7.39M | ▼ 0.00 | ▲ 97.76M | ▼ 25.91M | ▲ 29.47M |
Gross Profit | 30.65M | ▲ 31.44M | ▼ 30.94M | ▲ 48.44M | ▼ -55.78M | ▲ 18.63M | ▼ 16.02M |
Gross Profit Ratio | 1.00 | ▲ 1.86 | ▼ 0.81 | ▲ 1.69 | ▼ -1.33 | ▲ 0.42 | ▼ 0.35 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 15.09M | ▲ 60.82M | ▼ 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Selling And Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Selling General And Administrative Expenses | 15.09M | ▼ -60.82M | ▲ 0.00 | 0.00 | ▲ 24.90M | ▼ 24.31M | ▲ 29.47M |
Other Expenses | -50.76M | ▲ 34.00M | ▼ -49.64M | ▲ 70.18M | ▼ -30.10M | ▲ -29.95M | ▼ -33.22M |
Operating Expenses | -35.67M | ▲ 34.00M | ▼ -49.64M | ▲ 70.18M | ▼ -233.57M | ▲ 29.95M | ▲ 33.22M |
Cost And Expenses | 35.67M | ▼ 33.96M | ▲ 45.09M | ▲ 51.73M | ▼ 50.66M | ▼ -46.70M | ▼ -51.71M |
Interest Income | 4.18M | ▲ 4.76M | ▼ 4.04M | ▲ 4.69M | ▲ 17.47M | ▼ 0.00 | 0.00 |
Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -3.99M | ▲ 1.22M | ▼ 0.00 |
Depreciation And Amortization | 140.00K | ▲ 211.00K | ▲ 895.00K | ▼ 845.00K | ▲ 918.00K | ▲ 1.51M | ▲ 1.66M |
Ebitda | -4.88M | ▲ -2.31M | ▲ -2.24M | ▼ -3.29M | ▼ -11.76M | ▲ -1.33M | ▼ -6.21M |
Ebitda Ratio | -0.16 | ▲ -0.07 | ▲ -0.06 | ▼ -0.07 | ▼ -0.28 | ▲ -0.03 | ▼ -0.14 |
Operating Income | -5.02M | ▲ 102.35M | ▲ 160.93M | ▼ -3.29M | ▼ -12.68M | ▲ -553.00K | ▼ -6.21M |
Operating Income Ratio | -0.16 | ▲ 3.26 | ▲ 4.20 | ▼ -0.07 | ▼ -0.30 | ▲ -0.01 | ▼ -0.14 |
Total Other Income Expenses Net | 1.53M | ▲ 1.81M | ▼ 1.13M | ▼ 1.07M | ▲ 3.99M | ▼ -2.15M | ▼ -6.21M |
Income Before Tax | -5.02M | ▲ -2.52M | ▼ -6.77M | ▲ -3.29M | ▼ -8.69M | ▲ -2.15M | ▼ -6.21M |
Income Before Tax Ratio | -0.16 | ▲ -0.08 | ▼ -0.18 | ▲ -0.07 | ▼ -0.21 | ▲ -0.05 | ▼ -0.14 |
Income Tax Expense | -435.00K | ▼ -565.00K | ▲ -344.00K | ▲ 546.00K | ▼ -1.32M | ▲ -137.00K | ▼ -686.00K |
Net Income | -4.58M | ▲ -1.95M | ▼ -6.42M | ▲ -3.84M | ▼ -7.36M | ▲ -2.02M | ▼ -5.53M |
Net Income Ratio | -0.15 | ▲ -0.06 | ▼ -0.17 | ▲ -0.08 | ▼ -0.18 | ▲ -0.05 | ▼ -0.12 |
Eps | -0.31 | ▲ -0.13 | ▼ -0.43 | ▲ -0.26 | ▼ -0.50 | ▲ -0.14 | ▼ -0.37 |
Eps Diluted | -0.31 | ▲ -0.13 | ▼ -0.43 | ▲ -0.26 | ▼ -0.50 | ▲ -0.14 | ▼ -0.37 |
Weighted Average Shs Out | 14.88M | 14.88M | 14.88M | ▼ 14.77M | ▼ 14.73M | ▲ 14.88M | 14.88M |
Weighted Average Shs Out Dil | 14.88M | 14.88M | 14.88M | 14.88M | 14.88M | 14.88M | 14.88M |
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2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 20.98M | ▲ 37.84M | ▼ 36.24M | ▼ 22.40M | ▼ 9.78M | ▼ 8.04M | ▲ 13.74M |
Short Term Investments | 306.69M | ▲ 344.68M | ▲ 363.85M | ▼ 352.38M | ▼ 298.14M | ▼ 7.67M | ▼ 6.96M |
Cash And Short Term Investments | 327.67M | ▲ 382.52M | ▲ 400.09M | ▼ 374.78M | ▼ 307.91M | ▲ 321.43M | ▼ 86.00M |
Net Receivables | 138.47M | ▲ 144.14M | ▲ 177.54M | ▲ 212.82M | ▲ 249.63M | ▲ 292.09M | ▲ 298.52M |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -247.72M | ▼ -613.52M | ▲ -384.51M |
Other Current Assets | 0.00 | ▼ -488.82M | ▲ 0.00 | 0.00 | ▲ 53.76M | ▲ 72.84M | ▲ 82.71M |
Total Current Assets | 466.13M | ▼ 37.84M | ▼ 2.61M | ▲ 430.78M | ▼ 363.58M | ▼ 72.84M | ▲ 82.71M |
Property Plant Equipment Net | 0.00 | 0.00 | ▼ -367.97M | ▲ -298.53M | ▲ 0.00 | ▲ 349.77M | ▼ -9.85M |
Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Intangible Assets | 1.72M | ▼ 1.64M | 1.64M | 1.64M | 1.64M | 1.64M | 1.64M |
Goodwill And Intangible Assets | 1.72M | ▼ 1.64M | 1.64M | 1.64M | 1.64M | 1.64M | 1.64M |
Long Term Investments | 311.63M | ▲ 350.01M | ▲ 367.97M | ▼ 354.52M | ▼ 301.83M | ▼ 2.36M | ▲ 302.35M |
Tax Assets | 0.00 | 0.00 | ▲ 3.13M | ▲ 12.70M | ▲ 28.44M | ▲ 66.78M | ▼ 33.40M |
Other Non Current Assets | -313.34M | ▲ -78.38M | ▲ -3.13M | ▼ -56.00M | ▼ -301.83M | ▲ 125.22M | ▲ 176.86M |
Total Non Current Assets | 313.34M | ▼ 273.27M | ▼ 1.64M | ▲ 14.34M | ▲ 30.07M | ▲ 545.76M | ▼ 504.40M |
Other Assets | -124.51M | ▲ 410.67M | ▲ 764.52M | ▼ 342.89M | ▲ 376.43M | ▼ 0.00 | 0.00 |
Total Assets | 654.97M | ▲ 721.78M | ▲ 768.76M | ▲ 788.01M | ▼ 770.08M | ▼ 618.60M | ▼ 587.11M |
Account Payables | 6.17M | ▲ 15.38M | ▼ 0.00 | 0.00 | ▲ 6.25M | ▲ 6.26M | ▲ 12.03M |
Short Term Debt | 3.07M | ▲ 4.00M | ▲ 5.55M | ▼ 3.97M | ▲ 6.98M | ▲ 9.25M | ▲ 12.98M |
Tax Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Revenue | 0.00 | ▲ 9.44M | ▼ 3.13M | ▲ 12.70M | ▲ 28.44M | ▼ 0.00 | 0.00 |
Other Current Liabilities | 0.00 | ▲ 463.94M | ▼ 0.00 | ▼ -12.70M | ▼ -34.68M | ▼ -39.63M | ▲ -34.67M |
Total Current Liabilities | 9.24M | ▲ 492.76M | ▼ 8.68M | ▼ 3.97M | ▲ 6.98M | ▼ -24.11M | ▲ -9.66M |
Long Term Debt | 10.29M | ▲ 16.60M | ▲ 24.93M | ▼ 22.41M | ▲ 30.21M | ▲ 39.76M | ▼ 38.28M |
Deferred Revenue Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -38.79M | ▲ 419.04M | ▼ 0.00 |
Deferred Tax Liabilities Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 38.79M | ▼ 34.38M | ▼ 0.00 |
Other Non Current Liabilities | 0.00 | 0.00 | 0.00 | ▲ 588.73M | ▲ 621.55M | ▼ 39.32M | ▲ 455.28M |
Total Non Current Liabilities | 10.29M | ▲ 16.60M | ▲ 24.93M | ▲ 611.14M | ▲ 651.76M | ▼ 532.50M | ▼ 493.57M |
Other Liabilities | 463.25M | ▼ 0.00 | ▲ 539.92M | ▼ 0.00 | 0.00 | 0.00 | 0.00 |
Capital Lease Obligations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities | 482.78M | ▲ 509.37M | ▲ 573.53M | ▲ 615.10M | ▲ 658.74M | ▼ 508.39M | ▼ 483.90M |
Preferred Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock | 0.00 | ▲ 15.00K | 15.00K | 15.00K | 15.00K | 15.00K | 15.00K |
Retained Earnings | 174.56M | ▼ 163.81M | ▼ 138.78M | ▼ 122.12M | ▼ 101.66M | ▼ 91.58M | ▼ 86.05M |
Accumulated Other Comprehensive Income Loss | -2.37M | ▲ 8.76M | ▲ 16.60M | ▼ 10.93M | ▼ -30.17M | ▲ -21.22M | ▼ -22.70M |
Other Total Stockholders Equity | 0.00 | ▲ 39.84M | 39.84M | 39.84M | 39.84M | 39.84M | 39.84M |
Total Stockholders Equity | 172.19M | ▲ 212.42M | ▼ 195.23M | ▼ 172.90M | ▼ 111.34M | ▼ 110.21M | ▼ 103.21M |
Total Equity | 172.19M | ▲ 212.42M | ▼ 195.23M | ▼ 172.90M | ▼ 111.34M | ▼ 110.21M | ▼ 103.21M |
Total Liabilities And Stockholders Equity | 654.97M | ▲ 721.78M | ▲ 768.76M | ▲ 788.01M | ▼ 770.08M | ▼ 618.60M | ▼ 587.11M |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 654.97M | ▲ 721.78M | ▲ 768.76M | ▲ 788.01M | ▼ 770.08M | ▼ 618.60M | ▼ 587.11M |
Total Investments | 368.08M | ▲ 407.89M | ▲ 424.81M | ▼ 408.38M | ▼ 353.80M | ▼ 10.03M | ▼ 6.96M |
Total Debt | 13.37M | ▲ 20.60M | ▲ 30.48M | ▼ 26.38M | ▲ 37.19M | ▲ 49.01M | ▲ 51.26M |
Net Debt | -7.62M | ▼ -17.24M | ▲ -5.76M | ▲ 3.98M | ▲ 27.41M | ▲ 40.97M | ▼ 37.52M |
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2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | -4.58M | ▲ -1.95M | ▼ -6.42M | ▲ -3.84M | ▼ -7.36M | ▲ -2.02M | ▼ -5.53M |
Depreciation And Amortization | 140.00K | ▲ 211.00K | ▲ 895.00K | ▼ 845.00K | ▲ 918.00K | ▲ 1.51M | ▲ 1.66M |
Deferred Income Tax | -1.09M | ▼ -1.50M | ▲ -864.00K | ▲ 658.00K | ▼ -2.25M | ▼ -3.18M | ▲ -686.00K |
Stock Based Compensation | 0.00 | 0.00 | ▲ 24.01M | ▼ 10.05M | ▼ 0.00 | 0.00 | 0.00 |
Change In Working Capital | 12.08M | ▼ 6.25M | ▲ 9.17M | ▼ -416.00K | ▲ 6.61M | ▼ 4.49M | ▼ 1.39M |
Accounts Receivables | 3.46M | ▼ 1.20M | ▼ -7.69M | ▼ -8.50M | ▲ -2.80M | ▼ -8.01M | ▲ -1.63M |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Working Capital | 8.62M | ▼ 5.04M | ▲ 16.86M | ▼ 8.08M | ▲ 9.41M | ▼ 4.49M | ▼ 1.39M |
Other Non Cash Items | 2.18M | ▼ 942.00K | ▼ -23.60M | ▲ -9.35M | ▲ 1.81M | ▲ 1.99M | ▲ 4.35M |
Net Cash Provided By Operating Activities | 8.73M | ▼ 3.95M | ▼ 3.19M | ▼ -2.06M | ▲ -276.00K | ▲ 2.96M | ▼ -1.45M |
Investments In Property Plant And Equipment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Acquisitions Net | -2.48M | ▲ -5.00K | ▲ 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Purchases Of Investments | -15.77M | ▲ -13.00M | ▼ -22.53M | ▲ -16.40M | ▲ -7.94M | ▲ -7.74M | ▼ -13.65M |
Sales Maturities Of Investments | 22.57M | ▲ 59.70M | ▼ 9.67M | ▲ 22.95M | ▼ 4.36M | ▲ 7.20M | ▲ 22.89M |
Other Investing Activities | -316.00K | ▲ 1.11M | ▲ 5.03M | ▼ -141.00K | ▲ 948.00K | ▼ -1.66M | ▼ -1.75M |
Net Cash Used For Investing Activities | 4.00M | ▲ 47.81M | ▼ -7.83M | ▲ 6.41M | ▼ -2.64M | ▲ -2.20M | ▲ 7.49M |
Debt Repayment | -1.68M | ▼ -1.87M | ▼ -2.26M | ▲ -735.00K | ▼ -6.88M | ▲ -1.77M | ▲ -1.53M |
Common Stock Issued | 0.00 | ▼ -9.00K | ▲ 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock Repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Financing Activities | 89.00K | ▼ -91.63M | ▲ 2.88M | ▼ -1.93M | ▲ 6.87M | ▼ -2.11M | ▲ -1.88M |
Net Cash Used Provided By Financing Activities | -1.59M | ▼ -93.50M | ▲ 628.00K | ▼ -2.67M | ▲ -13.00K | ▼ -340.00K | ▼ -348.00K |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | ▼ -20.49M | ▲ -18.52M | ▲ 0.00 | 0.00 | 0.00 |
Net Change In Cash | 11.14M | ▼ -41.75M | ▲ -4.01M | ▲ 1.69M | ▼ -2.93M | ▲ 419.00K | ▲ 5.70M |
Cash At End Of Period | 20.98M | ▲ 37.84M | ▼ 36.24M | ▼ 22.40M | ▼ 9.78M | ▼ 8.04M | ▲ 13.74M |
Cash At Beginning Of Period | 9.85M | ▲ 79.59M | ▼ 40.25M | ▼ 20.71M | ▼ 12.70M | ▼ 7.63M | ▲ 8.04M |
Operating Cash Flow | 8.73M | ▼ 3.95M | ▼ 3.19M | ▼ -2.06M | ▲ -276.00K | ▲ 2.96M | ▼ -1.45M |
Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow | 8.73M | ▼ 3.95M | ▼ 3.19M | ▼ -2.06M | ▲ -276.00K | ▲ 2.96M | ▼ -1.45M |
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