Discounted Cash Flow Rating
Strong Buy
Return on Equity Rating
Buy
Debt to Equity Rating
Sell
Price to Earnings Rating
Strong Buy
Analyst Rating
Buy
Simple Moving Average
Neutral
Exponential Moving Average
Neutral
Relative Strength Index
Buy
Standard Deviation
Neutral
Williams %R
Strong Buy
Average Directional Index
Sell
Insider Trading
Neutral
Wall Street Data Solutions Rating
Buy
A
X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF)
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, and guarantee services provided.
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
09/19/2018
Market Cap
214,316,725
Shares Outstanding
191,300,000
Weighted SO
48,150,092
Total Employees
N/A
Upcoming Earnings
N/A
Similar Tickers
Beta
0.2830
Last Div
0.1700
Range
3.41-4.69
Chg
0.0550
Avg Vol
16854
Mkt Cap
214316725
Exch
NYSE
Country
CN
Phone
86 75 5862 82977
DCF Diff
-8.6503
DCF
12.9903
Div Yield
0.0107
P/S
0.7388
EV Multiple
-0.6558
P/FV
0.2444
Div Yield %
1.0690
P/E
1.2016
PEG
0.0199
Payout
0.0000
Current Ratio
10.6099
Quick Ratio
28.4427
Cash Ratio
6.9253
DSO
281.1812
DIO
-964.3531
Op Cycle
-683.1719
DPO
0.0000
CCC
-683.1719
Gross Margin
-0.4112
Op Margin
0.7616
Pretax Margin
0.7211
Net Margin
0.6090
Eff Tax Rate
0.1748
ROA
0.1043
ROE
0.2185
ROCE
0.1352
NI/EBT
0.8445
EBT/EBIT
0.9468
EBIT/Rev
0.7616
Debt Ratio
0.0386
D/E
0.0752
LT Debt/Cap
0.0054
Total Debt/Cap
0.0700
Int Coverage
6.3727
CF/Debt
0.0000
Equity Multi
1.9508
Rec Turnover
1.2981
Pay Turnover
0.0000
Inv Turnover
-0.3785
FA Turnover
217.5682
Asset Turnover
0.1712
OCF/Share
0.0000
FCF/Share
0.0000
Cash/Share
61.4530
OCF/Sales
0.0000
FCF/OCF
0.0000
CF Coverage
0.0000
ST Coverage
0.0000
CapEx Coverage
0.0000
Div&CapEx Cov
0.0000
P/BV
0.2444
P/B
0.2444
P/S
0.7388
P/E
1.2016
P/FCF
0.0000
P/OCF
0.0000
P/CF
0.0000
PEG
0.0199
P/S
0.7388
EV Multiple
-0.6558
P/FV
0.2444
DPS
0.3320
Latest Headlines (EST)
No Headlines Found
Revenue Product Segmentation
Dividend History
Cash Value | Ex-Dividend Date | Declaration Date | Record Date | Pay Date |
---|---|---|---|---|
0.17 | 05/09/2024 | 03/26/2024 | 05/10/2024 | 05/31/2024 |
0.17 | 09/18/2023 | 03/26/2024 | 05/10/2024 | 05/31/2024 |
0.10 | 04/04/2019 | 03/19/2019 | 04/05/2019 | 04/26/2019 |
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
3 - 6 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
6 - 9 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
9 - 12 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 482.24M | ▼ 145.11M | ▲ 151.63M | ▲ 412.23M | ▲ 466.91M | ▲ 578.58M | ▼ 392.90M |
Cost Of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 664.13M | ▼ 0.00 | ▲ 854.60M |
Gross Profit | 482.24M | ▼ 145.11M | ▲ 151.63M | ▲ 412.23M | ▼ -197.22M | ▲ 578.58M | ▼ -461.70M |
Gross Profit Ratio | 1.00 | 1.00 | 1.00 | 1.00 | ▼ -0.42 | ▲ 1.00 | ▼ -1.18 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 69.64M | ▼ 53.10M | ▼ 36.38M | ▲ 62.21M | ▼ 42.45M | ▼ 38.47M | ▲ 48.14M |
Selling And Marketing Expenses | 52.45M | ▼ 19.86M | ▼ 4.86M | ▲ 5.32M | ▼ 2.50M | ▼ 0.00 | ▲ 3.71M |
Selling General And Administrative Expenses | 122.08M | ▼ 72.96M | ▼ 41.24M | ▲ 67.53M | ▼ 44.94M | ▼ 38.47M | ▲ 51.85M |
Other Expenses | 828.00K | ▲ 16.05M | ▼ 1.92M | ▲ 15.76M | ▼ 8.59M | ▼ 4.05M | ▼ 1.35M |
Operating Expenses | 2.27T | 2.27T | 2.27T | ▲ 2.28T | ▼ 53.53M | ▼ 42.52M | ▲ 112.53M |
Cost And Expenses | 2.27T | 2.27T | 2.27T | ▲ 2.28T | ▲ 2.32T | ▼ 42.52M | ▲ 967.14M |
Interest Income | 17.33M | ▲ 200.75M | ▼ 177.43M | ▲ 222.81M | ▲ 249.04M | ▲ 330.34M | ▼ 305.10M |
Interest Expense | 4.23B | 4.23B | 4.23B | ▼ -16.05M | ▲ 19.71B | ▼ 248.37M | ▼ 0.00 |
Depreciation And Amortization | -1.27T | ▼ -1.28T | ▼ -1.28T | ▲ -1.43M | ▼ -1.31T | ▲ 0.00 | ▲ 1.66M |
Ebitda | 238.20M | ▼ 76.29M | ▼ -882.44M | ▲ 283.64M | ▲ 349.62M | ▲ 428.16M | ▼ 281.62M |
Ebitda Ratio | 0.49 | ▲ 0.53 | ▼ -5.82 | ▲ 0.69 | ▲ 0.75 | ▼ 0.74 | ▼ 0.72 |
Operating Income | 1.28T | 1.28T | 1.28T | ▼ 285.07M | ▲ 1.31T | ▼ 428.16M | ▼ 279.96M |
Operating Income Ratio | 1,000.00 | 1,000.00 | 1,000.00 | ▼ 0.69 | ▲ 1,000.00 | ▼ 0.74 | ▼ 0.71 |
Total Other Income Expenses Net | -191.13B | ▲ -190.87B | ▲ -189.56B | ▲ 16.05M | ▼ -1.31T | ▲ -2.05M | ▼ -55.33M |
Income Before Tax | 235.53M | ▼ 11.50M | ▼ -877.20M | ▲ 301.12M | ▲ 382.54M | ▲ 426.12M | ▼ 211.10M |
Income Before Tax Ratio | 0.49 | ▼ 0.08 | ▼ -5.78 | ▲ 0.73 | ▲ 0.82 | ▼ 0.74 | ▼ 0.54 |
Income Tax Expense | -3.72M | ▼ -65.75M | ▼ -226.97M | ▲ 154.17M | ▼ 74.98M | ▼ 65.03M | ▼ 35.66M |
Net Income | 241.92M | ▼ 79.67M | ▼ -655.47M | ▲ 145.52M | ▲ 274.64M | ▲ 363.14M | ▼ 188.97M |
Net Income Ratio | 0.50 | ▲ 0.55 | ▼ -4.32 | ▲ 0.35 | ▲ 0.59 | ▲ 0.63 | ▼ 0.48 |
Eps | 4.80 | ▼ 1.50 | ▼ -12.21 | ▲ 2.66 | ▲ 5.28 | ▲ 7.44 | ▼ 3.89 |
Eps Diluted | 4.50 | ▼ 1.44 | ▼ -12.21 | ▲ 2.60 | ▲ 5.16 | ▲ 7.32 | ▼ 3.84 |
Weighted Average Shs Out | 50.54M | ▲ 53.26M | ▲ 53.63M | ▲ 55.14M | ▼ 51.97M | ▼ 48.96M | ▲ 49.21M |
Weighted Average Shs Out Dil | 53.44M | ▲ 54.26M | ▼ 53.67M | ▲ 56.42M | ▼ 52.95M | ▼ 49.48M | ▼ 49.11M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 860.03M | ▲ 1.01B | ▲ 1.65B | ▲ 2.09B | ▲ 2.37B | ▲ 3.01B | ▼ 2.90B |
Short Term Investments | 209.33M | ▲ 518.72M | ▼ 6.00M | ▲ 82.84M | ▼ 0.00 | 0.00 | ▼ -604.00 |
Cash And Short Term Investments | 1.07B | ▲ 1.52B | ▲ 1.66B | ▲ 2.17B | ▲ 2.37B | ▲ 3.01B | ▼ 1.20B |
Net Receivables | 1.40B | ▼ 771.15M | ▼ 413.31M | ▲ 747.48M | ▲ 1.16B | ▲ 1.60B | ▲ 1.68B |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -6.18B | ▲ 0.00 | ▲ 1.00 |
Other Current Assets | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 6.18B | ▼ 0.00 | ▲ 7.46B |
Total Current Assets | 2.45 | ▼ 1.78 | ▼ 1.16 | ▼ 3.00B | ▲ 3.53B | ▲ 4.61B | ▲ 10.31B |
Property Plant Equipment Net | 23.22M | ▼ 20.14M | ▼ 11.14M | ▼ 6.19M | ▼ 5.86M | ▲ 9.55M | ▼ 8.64M |
Goodwill | -406.00 | ▼ -380.00M | ▲ -258.01M | ▲ -99.24M | ▲ 78.00 | ▼ 0.00 | 0.00 |
Intangible Assets | 28.40M | ▲ 415.13M | ▼ 295.45M | ▼ 136.05M | ▼ 36.55M | ▼ 0.00 | ▲ 36.81M |
Goodwill And Intangible Assets | 28.40M | ▲ 35.13M | ▲ 37.44M | ▼ 36.82M | ▼ 36.55M | ▲ 37.03M | ▼ 36.81M |
Long Term Investments | 287.22M | ▲ 292.14M | ▲ 301.62M | ▲ 642.88M | ▲ 688.62M | ▲ 1.11B | ▼ 1.10B |
Tax Assets | 0.00 | 0.00 | 0.00 | ▲ 884.36M | ▼ 0.00 | 0.00 | ▼ -1.38K |
Other Non Current Assets | 51.61T | ▲ 55.27T | ▼ 48.58T | ▼ -785.12M | ▲ -731.03M | ▼ -1.16B | ▲ 191.22M |
Total Non Current Assets | 51.62T | ▲ 55.27T | ▼ 48.58T | ▼ 785.12M | ▼ 731.03M | ▲ 1.16B | ▲ 1.34B |
Other Assets | -2.50 | ▲ -1.83 | ▲ -1.21 | ▲ 3.56B | ▲ 4.57B | ▲ 6.37B | ▼ 1.64K |
Total Assets | 4.64B | ▲ 8.30B | ▼ 7.53B | ▼ 7.34B | ▲ 8.84B | ▲ 12.14B | ▼ 11.65B |
Account Payables | 75.28M | ▲ 103.38M | ▲ 126.61M | ▼ 83.08M | ▲ 195.09M | ▼ 0.00 | ▲ 179.83M |
Short Term Debt | 198.00M | ▼ 0.00 | ▲ 350.55M | ▼ 166.50M | ▼ 70.21M | ▲ 434.50M | ▲ 565.00M |
Tax Payables | 492.79M | ▼ 399.08M | ▼ 183.25M | ▲ 336.69M | ▲ 525.78M | ▲ 740.44M | ▼ 736.32M |
Deferred Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -179.83M |
Other Current Liabilities | 332.13T | ▼ 58.09T | ▲ 423.62T | ▼ -249.58M | ▲ -195.09M | ▼ -434.50M | ▲ 1.50B |
Total Current Liabilities | 332.13T | ▼ 58.09T | ▲ 423.62T | ▼ 249.58M | ▼ 70.21M | ▲ 434.50M | ▲ 2.07B |
Long Term Debt | 0.00 | ▲ 20.21M | ▼ 16.87M | ▼ 12.33M | ▼ 11.30M | ▼ 0.00 | ▲ 12.85M |
Deferred Revenue Non Current | 0.00 | ▲ 1.31T | ▼ 0.00 | 0.00 | ▲ 27.56M | ▲ 103.67M | ▲ 119.79M |
Deferred Tax Liabilities Non Current | 1.01M | ▲ 20.26M | ▼ 0.00 | 0.00 | ▲ 722.00K | ▲ 39.78M | ▼ 30.04M |
Other Non Current Liabilities | 786.77T | ▲ 3.85 | ▲ 4.00 | ▼ 237.25M | ▼ 30.62M | ▼ -143.44M | ▲ 3.57B |
Total Non Current Liabilities | 786.77T | ▲ 3.86 | ▲ 4.00 | ▼ 249.58M | ▼ 70.21M | ▲ 143.44M | ▲ 3.73B |
Other Liabilities | -1.12 | ▼ -3.91 | ▼ -4.42 | ▲ 2.87B | ▲ 3.94B | ▲ 5.34B | ▼ 1.35K |
Capital Lease Obligations | 0.00 | ▲ 20.21M | ▼ 16.87M | ▼ 12.33M | ▼ 11.30M | ▼ 0.00 | ▲ 12.85M |
Total Liabilities | 1.12B | ▲ 3.93B | ▲ 4.46B | ▼ 3.37B | ▲ 4.08B | ▲ 5.92B | ▼ 5.80B |
Preferred Stock | 0.00 | 0.00 | 0.00 | ▲ 263.00 | ▼ 0.00 | 0.00 | 0.00 |
Common Stock | 190.00K | ▲ 201.00K | ▲ 203.00K | ▲ 207.00K | 207.00K | 207.00K | ▼ 206.79K |
Retained Earnings | 640.12M | ▲ 1.31B | ▼ -14.55M | ▲ 810.86M | ▲ 1.62B | ▲ 3.06B | ▼ 2.69B |
Accumulated Other Comprehensive Income Loss | 52.50M | ▲ 67.10M | ▼ 21.06M | ▼ 6.31M | ▲ 63.60M | ▲ 72.95M | ▼ 69.48M |
Other Total Stockholders Equity | 2.82B | ▲ 2.99B | ▲ 3.07B | ▲ 3.16B | ▼ 3.07B | ▲ 3.09B | ▼ 3.09B |
Total Stockholders Equity | 3.52B | ▲ 4.37B | ▼ 3.07B | ▲ 3.98B | ▲ 4.75B | ▲ 6.22B | ▼ 5.85B |
Total Equity | 3.52B | ▲ 4.37B | ▼ 3.07B | ▲ 3.98B | ▲ 4.75B | ▲ 6.22B | ▼ 5.85B |
Total Liabilities And Stockholders Equity | 4.64B | ▲ 8.30B | ▼ 7.53B | ▼ 7.34B | ▲ 8.84B | ▲ 12.14B | ▼ 11.65B |
Minority Interest | 1.05M | ▲ 1.25M | ▲ 1.29M | ▼ 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 4.64B | ▲ 8.30B | ▼ 7.53B | ▼ 7.34B | ▲ 8.84B | ▲ 12.14B | ▼ 11.65B |
Total Investments | 287.22M | ▲ 292.14M | ▲ 307.62M | ▲ 725.73M | ▼ 688.62M | ▲ 1.11B | ▼ 1.10B |
Total Debt | 198.00M | ▼ 20.21M | ▲ 350.55M | ▼ 166.50M | ▼ 81.51M | ▲ 434.50M | ▲ 577.85M |
Net Debt | -662.03M | ▼ -985.77M | ▼ -1.30B | ▼ -1.92B | ▼ -2.29B | ▼ -2.57B | ▲ -2.32B |
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2019 | 2021 | 2022 | 2023 | 2023 | 1970 | 1970 | |
---|---|---|---|---|---|---|---|
Net Income | 241.92M | ▼ -1.31 | ▲ 774.69B | ▼ 38.59M | ▲ 47.91M | ▼ | |
Depreciation And Amortization | 5.14M | ▲ 11.92T | ▼ 11.37B | ▼ 8.13B | ▼ 0.00 | ||
Deferred Income Tax | -3.16M | ▼ -142.55T | ▲ -164.91B | ▲ 333.42B | ▼ 0.00 | ||
Stock Based Compensation | 0.00 | ▲ 80.14T | ▼ 157.12B | ▼ 0.00 | 0.00 | ||
Change In Working Capital | -1.07B | ▲ 1.07B | 1.07B | 1.07B | ▼ 0.00 | ||
Accounts Receivables | 51.18M | ▲ 121.49T | ▼ 241.14B | ▼ 77.20B | ▼ 0.00 | ||
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Accounts Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Other Working Capital | -1.12B | ▼ -121.48T | ▲ -240.07B | ▲ -76.13B | ▲ 0.00 | ||
Other Non Cash Items | 625.78M | ▲ 679.72T | ▼ -178.58B | ▲ 18.27B | ▼ -47.91M | ▼ | |
Net Cash Provided By Operating Activities | -198.95M | ▼ -679.23T | ▲ 600.77B | ▼ 449.37B | ▼ 0.00 | ||
Investments In Property Plant And Equipment | -28.03M | ▼ -5.37T | ▲ -15.12B | ▲ -2.59B | ▲ 0.00 | ||
Acquisitions Net | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Purchases Of Investments | 0.00 | ▼ -9.50T | ▲ 0.00 | ▼ -427.84B | ▲ 0.00 | ||
Sales Maturities Of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Other Investing Activities | 272.90M | ▼ -3.69 | ▲ -3.06T | ▲ -1.92T | ▲ 0.00 | ||
Net Cash Used For Investing Activities | 244.87M | ▼ -3.70 | ▲ -3.08T | ▲ -2.35T | ▲ 0.00 | ||
Debt Repayment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Common Stock Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Common Stock Repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
Dividends Paid | 0.00 | 0.00 | ▼ -103.20B | ▲ 0.00 | 0.00 | ||
Other Financing Activities | 536.09M | ▲ 4.49 | ▼ 2.81T | ▼ 1.30T | ▼ 0.00 | ||
Net Cash Used Provided By Financing Activities | 536.09M | ▲ 4.49 | ▼ 2.71T | ▼ 1.30T | ▼ 0.00 | ||
Effect Of Forex Changes On Cash | -11.18M | ▲ 11.18M | 11.18M | 11.18M | ▼ 0.00 | ||
Net Change In Cash | 571.03M | ▲ 106.63T | ▼ 231.40B | ▼ 241.28M | ▼ 22.13M | ▼ | |
Cash At End Of Period | 2.04B | ▲ 1.60 | ▼ 1.52T | ▼ 399.51M | ▲ 527.99M | ▼ | |
Cash At Beginning Of Period | 1.46B | ▲ 1.49 | ▼ 1.29T | ▼ 158.23M | ▲ 505.86M | ▼ | |
Operating Cash Flow | -198.95M | ▼ -679.23T | ▲ 600.77B | ▼ 449.37B | ▼ 0.00 | ||
Capital Expenditure | -28.03M | ▼ -5.37T | ▲ -15.12B | ▲ -2.59B | ▲ 0.00 | ||
Free Cash Flow | -226.98M | ▼ -684.60T | ▲ 585.65B | ▼ 446.78B | ▼ 0.00 |