Discounted Cash Flow Rating
Strong Buy
Return on Equity Rating
Strong Buy
Debt to Equity Rating
Strong Sell
Price to Earnings Rating
Strong Buy
Analyst Rating
Buy
Simple Moving Average
Neutral
Exponential Moving Average
Neutral
Relative Strength Index
Buy
Standard Deviation
Sell
Williams %R
Strong Buy
Average Directional Index
Strong Sell
Insider Trading
Neutral
Wall Street Data Solutions Rating
Neutral
B
Yiren Digital Ltd. (YRD)
Yiren Digital Ltd is a fintech company in China connecting investors and individual borrowers. The Company provides an effective solution to address largely underserved investors and individual borrower demand in China through online and offline channels to efficiently match borrowers with investors and execute loan transactions. The company has three operating segments; the Yiren Wealth segment conducts holistic wealth business, the Yiren Credit segment focuses on consumer credit business, and the Other segment includes electronic commerce business. It derives a majority of its revenue from the Yiren Credit segment.
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
12/18/2015
Market Cap
428,905,606
Shares Outstanding
177,230,000
Weighted SO
88,612,949
Total Employees
N/A
Upcoming Earnings
N/A
Similar Tickers
Beta
0.7260
Last Div
0.0000
Range
2.16-5.8
Chg
0.2000
Avg Vol
74058
Mkt Cap
428905606
Exch
NYSE
Country
CN
Phone
86 10 5395 3680
DCF Diff
-9.8751
DCF
14.8351
Div Yield
0.0000
P/S
0.5812
EV Multiple
-1.0703
P/FV
0.3564
Div Yield %
0.0000
P/E
1.4331
PEG
0.0216
Payout
0.0000
Current Ratio
4.0154
Quick Ratio
4.0154
Cash Ratio
2.7715
DSO
145.1726
DIO
0.0000
Op Cycle
145.1726
DPO
14.9962
CCC
130.1764
Gross Margin
0.8090
Op Margin
0.4966
Pretax Margin
0.5131
Net Margin
0.4045
Eff Tax Rate
0.2117
ROA
0.1947
ROE
0.2742
ROCE
0.2965
NI/EBT
0.7883
EBT/EBIT
1.0333
EBIT/Rev
0.4966
Debt Ratio
0.0017
D/E
0.0022
LT Debt/Cap
0.0022
Total Debt/Cap
0.0022
Int Coverage
0.0000
CF/Debt
47.8962
Equity Multi
1.2774
Rec Turnover
2.5142
Pay Turnover
24.3394
Inv Turnover
0.0000
FA Turnover
54.7716
Asset Turnover
0.4812
OCF/Share
10.4569
FCF/Share
10.4569
Cash/Share
73.0016
OCF/Sales
0.1723
FCF/OCF
1.0000
CF Coverage
47.8962
ST Coverage
0.0000
CapEx Coverage
0.0000
Div&CapEx Cov
0.0000
P/BV
0.3564
P/B
0.3564
P/S
0.5812
P/E
1.4331
P/FCF
3.3721
P/OCF
3.3639
P/CF
3.3639
PEG
0.0216
P/S
0.5812
EV Multiple
-1.0703
P/FV
0.3564
DPS
0.0000
Latest Headlines (EST)
Revenue Product Segmentation
Dividend History
Cash Value | Ex-Dividend Date | Declaration Date | Record Date | Pay Date |
---|---|---|---|---|
0.28 | 04/27/2018 | 03/14/2018 | 04/30/2018 | 05/15/2018 |
1.50 | 09/28/2017 | 08/11/2017 | 09/29/2017 | 10/16/2017 |
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
3 - 6 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
6 - 9 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
9 - 12 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 1.27B | ▲ 2.36B | ▼ 1.16B | ▼ 1.02B | ▲ 1.09B | ▲ 1.38B | ▼ 1.27B |
Cost Of Revenue | 199.58M | ▼ 173.94M | ▲ 596.93M | ▼ 216.75M | ▼ 211.59M | ▲ 233.27M | ▼ 184.70M |
Gross Profit | 1.07B | ▲ 2.19B | ▼ 563.93M | ▲ 804.19M | ▲ 876.49M | ▲ 1.14B | ▼ 1.09B |
Gross Profit Ratio | 0.84 | ▲ 0.93 | ▼ 0.49 | ▲ 0.79 | ▲ 0.81 | ▲ 0.83 | ▲ 0.86 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 32.94M | ▲ 40.52M | ▲ 47.59M |
General And Administrative Expenses | 106.70M | ▲ 139.94M | ▲ 149.28M | ▼ 119.36M | ▼ 85.26M | ▼ 83.67M | ▼ 50.51M |
Selling And Marketing Expenses | 499.41M | ▲ 960.40M | ▼ 295.13M | ▲ 304.11M | ▼ 103.43M | ▲ 277.22M | ▼ 205.73M |
Selling General And Administrative Expenses | 606.12M | ▲ 1.10B | ▼ 444.41M | ▼ 423.48M | ▼ 188.69M | ▲ 360.90M | ▼ 354.93M |
Other Expenses | 5.69M | ▲ 6.94M | ▼ 3.44M | ▼ 2.94M | ▲ 55.75M | ▼ 677.00K | ▲ 8.50M |
Operating Expenses | 779.61M | ▲ 1.69B | ▼ 478.93M | ▼ 475.39M | ▼ 244.43M | ▲ 571.01M | ▼ 407.40M |
Cost And Expenses | 979.19M | ▲ 1.86B | ▼ 1.08B | ▼ 692.14M | ▼ 456.02M | ▲ 804.28M | ▼ 592.10M |
Interest Income | 15.17M | ▼ 10.45M | ▼ 8.55M | ▼ 0.00 | ▲ 3.44M | ▲ 27.71M | ▲ 29.88M |
Interest Expense | 15.17M | ▼ 10.45M | ▼ 8.55M | ▼ -18.06M | ▲ 3.44M | ▼ 0.00 | 0.00 |
Depreciation And Amortization | 0.00 | 0.00 | ▲ 655.84M | ▼ -21.46M | ▲ 15.91M | ▼ 0.00 | ▲ 1.81M |
Ebitda | 291.48M | ▲ 501.01M | ▲ 740.84M | ▼ 328.80M | ▲ 632.05M | ▼ 573.80M | ▲ 688.90M |
Ebitda Ratio | 0.23 | ▼ 0.21 | ▲ 0.64 | ▼ 0.32 | ▲ 0.58 | ▼ 0.42 | ▲ 0.54 |
Operating Income | 291.48M | ▲ 501.01M | ▼ 85.00M | ▲ 328.80M | ▲ 616.15M | ▼ 573.80M | ▲ 687.10M |
Operating Income Ratio | 0.23 | ▼ 0.21 | ▼ 0.07 | ▲ 0.32 | ▲ 0.57 | ▼ 0.42 | ▲ 0.54 |
Total Other Income Expenses Net | 60.28M | ▼ -28.65M | ▼ -706.50M | ▲ 14.66M | ▲ 28.38M | ▼ 16.15M | ▲ 24.99M |
Income Before Tax | 366.92M | ▲ 482.81M | ▼ -612.95M | ▲ 325.40M | ▲ 644.52M | ▼ 617.66M | ▲ 712.09M |
Income Before Tax Ratio | 0.29 | ▼ 0.20 | ▼ -0.53 | ▲ 0.32 | ▲ 0.59 | ▼ 0.45 | ▲ 0.56 |
Income Tax Expense | 35.49M | ▲ 80.91M | ▼ -53.34M | ▲ -5.37M | ▲ 159.29M | ▼ 131.78M | ▲ 140.82M |
Net Income | 331.43M | ▲ 403.99M | ▼ -559.61M | ▲ 330.77M | ▲ 485.24M | ▲ 485.88M | ▲ 571.27M |
Net Income Ratio | 0.26 | ▼ 0.17 | ▼ -0.48 | ▲ 0.32 | ▲ 0.45 | ▼ 0.35 | ▲ 0.45 |
Eps | 5.38 | ▼ 4.35 | ▼ -6.66 | ▲ 3.89 | ▲ 5.42 | ▲ 5.58 | ▲ 6.51 |
Eps Diluted | 5.31 | ▼ 4.34 | ▼ -6.66 | ▲ 3.86 | ▲ 5.40 | ▲ 5.52 | ▲ 6.45 |
Weighted Average Shs Out | 61.56M | ▲ 92.79M | ▼ 83.94M | ▲ 84.98M | ▲ 89.61M | ▼ 87.14M | ▲ 87.72M |
Weighted Average Shs Out Dil | 62.41M | ▲ 93.16M | ▼ 83.98M | ▲ 85.59M | ▲ 89.81M | ▼ 88.10M | ▲ 88.55M |
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2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 2.03B | ▲ 3.20B | ▼ 2.47B | ▲ 2.86B | ▲ 4.27B | ▲ 5.90B | ▼ 5.79B |
Short Term Investments | 832.47M | ▼ 460.99M | ▼ 175.52M | ▲ 177.36M | ▲ 972.74M | ▼ 457.46M | ▲ 514.14M |
Cash And Short Term Investments | 2.86B | ▲ 3.66B | ▼ 2.65B | ▲ 3.04B | ▲ 5.24B | ▲ 6.36B | ▼ 6.31B |
Net Receivables | 1.21B | ▲ 1.44B | ▲ 2.45B | ▲ 2.96B | ▼ 2.68B | ▼ 2.10B | ▲ 2.17B |
Inventory | 58.78M | ▼ -42.10M | ▼ -89.09M | ▼ -249.47M | ▲ 1.00 | ▼ 0.00 | ▼ -76.05M |
Other Current Assets | 43.39M | ▲ 113.15M | ▲ 326.33M | ▲ 330.27M | ▲ 410.21M | ▼ 0.00 | ▲ 1.45B |
Total Current Assets | 4.17B | ▲ 5.17B | ▲ 5.34B | ▲ 6.08B | ▲ 8.34B | ▲ 8.55B | ▲ 9.09B |
Property Plant Equipment Net | 89.83M | ▲ 529.99M | ▼ 252.87M | ▼ 183.30M | ▼ 111.17M | ▼ 96.54M | ▼ 69.55M |
Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 4.78M | ▼ 0.00 | ▲ 4.78M |
Intangible Assets | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 28.49M | ▼ 0.00 | ▲ 32.99M |
Goodwill And Intangible Assets | 2.03B | ▲ 2.56B | ▼ 815.70M | ▲ 1.12B | ▼ 33.27M | ▲ 994.13M | ▼ 37.77M |
Long Term Investments | 315.64M | ▼ 6.63M | ▼ 3.29M | ▼ 2.20M | ▲ 2.70M | ▲ 10.42M | 10.42M |
Tax Assets | 184.14M | ▼ 158.16M | ▼ 16.75M | ▼ 7.39M | ▲ 84.19M | ▼ 59.26M | ▲ 73.41M |
Other Non Current Assets | 729.30M | ▲ 1.33B | ▼ 278.59M | ▲ 352.02M | ▼ -32.48M | ▲ 1.27B | ▼ 993.44M |
Total Non Current Assets | 3.35B | ▲ 4.59B | ▼ 1.37B | ▲ 1.66B | ▼ 198.84M | ▲ 2.43B | ▼ 1.18B |
Other Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Assets | 7.52B | ▲ 9.76B | ▼ 6.70B | ▲ 7.74B | ▲ 8.54B | ▲ 10.99B | ▼ 10.28B |
Account Payables | 30.35M | ▲ 43.58M | ▼ 9.90M | ▲ 19.07M | ▼ 14.14M | ▲ 41.48M | ▼ 30.90M |
Short Term Debt | -641.50M | ▼ -1.41B | ▲ -876.52M | ▼ -1.04B | ▲ 198.05M | ▼ 0.00 | ▲ 14.41M |
Tax Payables | 213.28M | ▲ 803.12M | ▼ 194.41M | ▲ 250.45M | ▲ 562.84M | ▼ 0.00 | ▲ 931.19M |
Deferred Revenue | 275.83M | ▲ 358.20M | ▼ 50.90M | ▼ 12.38M | ▲ 65.54M | ▼ 46.81M | ▲ 54.04M |
Other Current Liabilities | 879.85M | ▲ 1.52B | ▲ 1.90B | ▼ 1.52B | ▼ 1.34B | ▲ 2.04B | ▼ 1.83B |
Total Current Liabilities | 544.52M | ▼ 508.43M | ▲ 1.08B | ▼ 516.26M | ▲ 1.62B | ▲ 2.13B | ▼ 1.92B |
Long Term Debt | 192.42M | ▲ 282.33M | ▼ 81.85M | ▲ 1.10B | ▼ 803.13M | ▼ 19.03M | ▲ 23.65M |
Deferred Revenue Non Current | 275.83M | ▲ 358.20M | ▼ 50.90M | ▼ 5.73M | ▼ -1.32B | ▲ 0.00 | 0.00 |
Deferred Tax Liabilities Non Current | 502.90M | ▼ 331.65M | ▼ 38.74M | ▲ 112.54M | ▼ 79.74M | ▲ 114.22M | ▲ 122.08M |
Other Non Current Liabilities | 882.45M | ▲ 3.79B | ▼ 1.67B | ▼ 1.18B | ▲ 1.32B | ▼ 122.50M | ▼ 120.87M |
Total Non Current Liabilities | 1.85B | ▲ 4.76B | ▼ 1.84B | ▲ 2.40B | ▼ 882.87M | ▼ 255.75M | ▲ 266.59M |
Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Lease Obligations | 0.00 | ▲ 282.33M | ▼ 81.85M | ▼ 72.10M | ▼ 35.23M | ▼ 19.03M | ▲ 23.65M |
Total Liabilities | 2.40B | ▲ 5.27B | ▼ 2.92B | ▼ 2.92B | ▼ 2.51B | ▼ 2.39B | ▼ 2.19B |
Preferred Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock | 77.00K | ▲ 121.00K | 121.00K | ▲ 123.00K | ▲ 129.00K | ▲ 130.00K | 130.00K |
Retained Earnings | 3.81B | ▼ -533.48M | ▼ -1.26B | ▲ -247.83M | ▲ 908.87M | ▲ 3.47B | ▼ 2.99B |
Accumulated Other Comprehensive Income Loss | 16.39M | ▲ 21.86M | ▼ 17.11M | ▼ 11.55M | ▼ 7.77M | ▲ 66.67M | ▼ 23.67M |
Other Total Stockholders Equity | 1.29B | ▲ 5.00B | ▲ 5.02B | ▲ 5.06B | ▲ 5.11B | ▼ 5.06B | ▲ 5.08B |
Total Stockholders Equity | 5.12B | ▼ 4.49B | ▼ 3.78B | ▲ 4.82B | ▲ 6.03B | ▲ 8.60B | ▼ 8.09B |
Total Equity | 5.12B | ▼ 4.49B | ▼ 3.78B | ▲ 4.82B | ▲ 6.03B | ▲ 8.60B | ▼ 8.09B |
Total Liabilities And Stockholders Equity | 7.52B | ▲ 9.76B | ▼ 6.70B | ▲ 7.74B | ▲ 8.54B | ▲ 10.99B | ▼ 10.28B |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 7.52B | ▲ 9.76B | ▼ 6.70B | ▲ 7.74B | ▲ 8.54B | ▲ 10.99B | ▼ 10.28B |
Total Investments | 1.15B | ▼ 467.62M | ▼ 178.80M | ▲ 179.56M | ▲ 975.44M | ▼ 467.88M | ▲ 524.56M |
Total Debt | 192.42M | ▲ 282.33M | ▼ 81.85M | ▲ 1.10B | ▼ 803.13M | ▼ 19.03M | ▲ 23.65M |
Net Debt | -1.84B | ▼ -2.92B | ▲ -2.39B | ▲ -1.76B | ▼ -3.47B | ▼ -5.88B | ▲ -5.77B |
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2019 | 2020 | 2021 | 2022 | 2023 | 2023 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 331.43M | ▲ 403.99M | ▼ -559.61M | ▲ 330.77M | ▲ 1.19B | ▼ 76.50M | ▲ 148.21M |
Depreciation And Amortization | 39.43M | ▲ 394.61M | ▼ 327.46M | 327.46M | ▼ 52.83M | ▼ 229.62K | ▲ 577.14K |
Deferred Income Tax | 669.16M | ▼ -131.72M | ▼ -151.65M | -151.65M | ▲ -109.59M | ▲ 0.00 | 0.00 |
Stock Based Compensation | 85.19M | ▼ 43.94M | ▼ 14.17M | 14.17M | ▼ 0.00 | 0.00 | 0.00 |
Change In Working Capital | -1.13B | ▲ -738.69M | ▲ 369.63M | ▼ -189.98M | ▲ 63.66M | ▼ 0.00 | 0.00 |
Accounts Receivables | 12.60M | ▼ -1.83M | ▼ -135.70M | -135.70M | ▲ 68.58M | ▼ 0.00 | 0.00 |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payables | -3.49M | ▲ 6.61M | ▼ 1.24M | 1.24M | ▼ -4.92M | ▲ 0.00 | 0.00 |
Other Working Capital | -1.13B | ▲ -743.47M | ▲ 504.09M | ▼ -55.52M | ▼ -63.66M | ▲ 0.00 | 0.00 |
Other Non Cash Items | 1.03B | ▼ 88.10M | ▼ -219.07M | ▲ -141.39M | ▼ -752.02M | ▲ -76.27M | ▲ 45.07M |
Net Cash Provided By Operating Activities | 1.03B | ▼ 60.23M | ▼ -219.07M | ▲ 189.38M | ▲ 471.89M | ▼ 459.24K | ▲ 192.71M |
Investments In Property Plant And Equipment | -52.22M | ▲ -48.01M | ▲ -13.72M | -13.72M | ▲ -882.00K | ▲ 0.00 | 0.00 |
Acquisitions Net | 532.60M | ▼ -4.93M | ▼ -15.17M | -15.17M | ▲ 129.35K | ▼ 0.00 | 0.00 |
Purchases Of Investments | -1.88B | ▲ -653.15M | ▲ -425.20M | -425.20M | ▼ -2.26B | ▲ 0.00 | 0.00 |
Sales Maturities Of Investments | 1.40B | ▼ 1.24B | ▼ 706.66M | 706.66M | ▲ 1.25B | ▼ 0.00 | 0.00 |
Other Investing Activities | 266.89M | ▲ 581.15M | ▼ -1.23B | ▲ 129.31M | ▲ 1.29B | ▼ 0.00 | 0.00 |
Net Cash Used For Investing Activities | 266.89M | ▲ 1.12B | ▼ -981.10M | ▲ 381.87M | ▼ 283.15M | ▼ 0.00 | ▼ -208.56M |
Debt Repayment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock Issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock Repurchased | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -569.82K | ▲ 0.00 | 0.00 |
Dividends Paid | -106.63M | ▲ 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Financing Activities | 34.23M | ▼ -620.60M | ▲ 899.49M | ▼ -45.83M | ▼ -53.98M | ▲ 0.00 | 0.00 |
Net Cash Used Provided By Financing Activities | -72.40M | ▼ -620.60M | ▲ 899.49M | ▼ -45.83M | ▼ -54.55M | ▲ 0.00 | ▼ -4.51M |
Effect Of Forex Changes On Cash | -8.92M | ▲ -2.34M | ▲ -538.00K | ▲ -283.00K | ▼ -1.11M | ▲ 0.00 | ▲ 1.34M |
Net Change In Cash | 1.21B | ▼ 552.36M | ▼ -301.22M | ▲ 525.13M | ▲ 699.38M | ▼ -38.45M | ▲ 981.33M |
Cash At End Of Period | 2.13B | ▲ 3.27B | ▼ 2.71B | ▲ 2.95B | ▲ 4.36B | ▼ 763.39M | ▲ 1.84B |
Cash At Beginning Of Period | 919.44M | ▲ 2.72B | ▲ 3.01B | ▼ 2.42B | ▲ 3.66B | ▼ 801.83M | ▲ 854.26M |
Operating Cash Flow | 1.03B | ▼ 60.23M | ▼ -219.07M | ▲ 189.38M | ▲ 471.89M | ▼ 459.24K | ▲ 192.71M |
Capital Expenditure | -52.22M | ▲ -48.01M | ▲ -13.72M | -13.72M | ▲ -882.00K | ▲ 0.00 | 0.00 |
Free Cash Flow | 973.68M | ▼ 12.22M | ▼ -232.79M | ▲ 175.66M | ▲ 471.01M | ▼ 459.24K | ▲ 192.71M |
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