Discounted Cash Flow Rating
Strong Sell
Return on Equity Rating
Sell
Debt to Equity Rating
Sell
Price to Earnings Rating
Neutral
Analyst Rating
Sell
Simple Moving Average
Sell
Exponential Moving Average
Neutral
Relative Strength Index
Strong Buy
Standard Deviation
Strong Buy
Williams %R
Strong Buy
Average Directional Index
Neutral
Insider Trading
Strong Buy
Wall Street Data Solutions Rating
Neutral
B
BayFirst Financial Corp. Common Stock (BAFN)
State Commercial Banks
https://www.bayfirstfinancial.com
BayFirst Financial Corp is a one-bank holding company, it generates its revenue from interest on loans and the gain-on-sale income derived from the sale of loans into the secondary market. The company serves a broad spectrum of individuals, families, and small businesses, supported by national business lines in residential and SBA lending and technology platforms. The primary source of funding for its loans is deposits. BayFirst measures performance through net interest income after provision for loan losses, return on average assets, and return on average common equity, while maintaining appropriate regulatory leverage and risk-based capital ratios.
700 CENTRAL AVENUE, SUITE 102
ST PETERSBURG, FL
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
07/23/2015
Market Cap
53,951,571
Shares Outstanding
4,110,000
Weighted SO
4,110,650
Total Employees
N/A
Upcoming Earnings
N/A
Similar Tickers
Beta
0.9960
Last Div
0.3200
Range
8.88-14.87
Chg
0.0100
Avg Vol
7893
Mkt Cap
53951571
Exch
NASDAQ
Country
US
Phone
727 440 6848
DCF Diff
17.7238
DCF
-4.6638
Div Yield
0.0245
P/S
0.4951
EV Multiple
30.7161
P/FV
0.5159
Div Yield %
2.4521
P/E
9.8864
PEG
0.3228
Payout
0.5006
Current Ratio
0.0762
Quick Ratio
0.1483
Cash Ratio
0.0637
DSO
26.7971
DIO
0.0000
Op Cycle
0.0000
DPO
0.0000
CCC
0.0000
Gross Margin
1.0000
Op Margin
0.0371
Pretax Margin
0.0680
Net Margin
0.0483
Eff Tax Rate
0.2729
ROA
0.0043
ROE
0.0531
ROCE
0.0153
NI/EBT
0.7106
EBT/EBIT
1.8340
EBIT/Rev
0.0371
Debt Ratio
0.0522
D/E
0.6296
LT Debt/Cap
0.0705
Total Debt/Cap
0.3863
Int Coverage
0.1363
CF/Debt
5.2113
Equity Multi
12.0626
Rec Turnover
13.6209
Pay Turnover
0.0000
Inv Turnover
0.0000
FA Turnover
2.6325
Asset Turnover
0.0895
OCF/Share
82.9991
FCF/Share
82.1880
Cash/Share
24.9209
OCF/Sales
3.0398
FCF/OCF
0.9902
CF Coverage
5.2113
ST Coverage
5.9252
CapEx Coverage
102.3299
Div&CapEx Cov
56.3912
P/BV
0.5159
P/B
0.5159
P/S
0.4951
P/E
9.8864
P/FCF
0.1645
P/OCF
0.1572
P/CF
0.1572
PEG
0.3228
P/S
0.4951
EV Multiple
30.7161
P/FV
0.5159
DPS
0.3200
Latest Headlines (EST)
Revenue Product Segmentation
Dividend History
Cash Value | Ex-Dividend Date | Declaration Date | Record Date | Pay Date |
---|---|---|---|---|
0.08 | 05/31/2024 | 04/25/2024 | 06/01/2024 | 06/15/2024 |
0.08 | 02/29/2024 | 01/23/2024 | 03/01/2024 | 03/15/2024 |
0.08 | 11/30/2023 | 10/24/2023 | 12/01/2023 | 12/15/2023 |
0.08 | 08/31/2023 | 07/25/2023 | 09/01/2023 | 09/15/2023 |
0.08 | 05/31/2023 | 04/27/2023 | 06/01/2023 | 06/15/2023 |
0.08 | 02/28/2023 | 01/26/2023 | 03/01/2023 | 03/15/2023 |
0.08 | 11/30/2022 | 10/25/2022 | 12/01/2022 | 12/15/2022 |
0.08 | 08/31/2022 | 07/28/2022 | 09/01/2022 | 09/15/2022 |
0.08 | 05/31/2022 | 04/29/2022 | 06/01/2022 | 06/15/2022 |
0.08 | 02/28/2022 | 01/27/2022 | 03/01/2022 | 03/15/2022 |
0.07 | 11/12/2021 | 10/26/2021 | 11/15/2021 | 12/15/2021 |
0.07 | 08/12/2021 | 07/30/2021 | 08/15/2021 | 09/15/2021 |
0.07 | 06/16/2021 | 05/14/2021 | 05/15/2021 | 11/30/-0001 |
0.07 | 05/13/2021 | 11/30/-0001 | 11/30/-0001 | 11/30/-0001 |
0.10 | 02/11/2021 | 01/28/2021 | 02/15/2021 | 03/15/2021 |
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
7.29K Shares Bought (99.99 %)
0.00 Shares Sold (0.01%)
3 - 6 Months
20.59K Shares Bought (85.91 %)
3.38K Shares Sold (14.09%)
6 - 9 Months
1.05K Shares Bought (99.90 %)
0.00 Shares Sold (0.10%)
9 - 12 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
1998 | 2019 | 2020 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 300.00K | ▲ 16.48M | ▲ 30.85M | ▼ 29.72M | ▼ 15.75M | ▲ 28.85M | ▲ 30.15M |
Cost Of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross Profit | 300.00K | ▲ 16.48M | ▲ 30.85M | ▼ 29.72M | ▼ 15.75M | ▲ 28.85M | ▲ 30.15M |
Gross Profit Ratio | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 1.10M | ▲ 11.42M | ▲ 14.82M | ▲ 23.26M | ▼ 3.60M | ▲ 10.17M | ▼ 3.51M |
Selling And Marketing Expenses | 100.00K | ▲ 325.98K | ▲ 620.36K | ▲ 2.18M | ▼ 560.00K | ▲ 640.00K | ▼ 588.00K |
Selling General And Administrative Expenses | 1.20M | ▲ 11.75M | ▲ 15.44M | ▲ 25.44M | ▼ 4.16M | ▲ 10.81M | ▲ 14.78M |
Other Expenses | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -5.28M | ▼ -7.66M | ▲ -7.09M |
Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 2.66M | ▲ 7.66M | ▼ 7.09M |
Cost And Expenses | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 2.66M | ▲ 26.48M | ▲ 28.97M |
Interest Income | 9.50M | ▼ 6.64M | ▲ 8.67M | ▼ 7.73M | ▲ 12.52M | ▲ 18.85M | ▲ 19.19M |
Interest Expense | 1.10M | ▲ 2.42M | ▼ 2.34M | ▼ 1.42M | ▲ 3.95M | ▲ 9.98M | ▲ 10.45M |
Depreciation And Amortization | 0.00 | 0.00 | ▲ 1.89M | ▼ 1.10M | ▲ 1.51M | ▼ 501.00K | ▼ -1.46M |
Ebitda | 1.80M | ▼ 1.61M | ▲ 9.36M | ▼ 4.29M | ▲ 4.97M | ▼ -6.00K | ▼ -667.00K |
Ebitda Ratio | 6.00 | ▼ 0.10 | ▲ 0.30 | ▼ 0.14 | ▲ 0.32 | ▼ -0.00 | ▼ -0.02 |
Operating Income | 1.80M | ▼ 1.61M | ▲ 7.48M | ▼ 3.18M | ▲ 3.46M | ▼ -6.00K | ▲ 1.46M |
Operating Income Ratio | 6.00 | ▼ 0.10 | ▲ 0.24 | ▼ 0.11 | ▲ 0.22 | ▼ -0.00 | ▲ 0.05 |
Total Other Income Expenses Net | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -674.00K | ▲ 2.37M | ▼ 1.18M |
Income Before Tax | 1.80M | ▼ 1.61M | ▲ 7.48M | ▼ 3.18M | ▼ 2.79M | ▼ 2.37M | ▼ 1.18M |
Income Before Tax Ratio | 6.00 | ▼ 0.10 | ▲ 0.24 | ▼ 0.11 | ▲ 0.18 | ▼ 0.08 | ▼ 0.04 |
Income Tax Expense | 600.00K | ▼ 443.28K | ▲ 1.87M | ▼ 372.00K | ▲ 672.00K | ▲ 704.00K | ▼ 296.00K |
Net Income | 1.20M | ▼ 1.17M | ▲ 5.61M | ▼ 2.81M | ▼ 2.11M | ▼ 1.66M | ▼ 824.00K |
Net Income Ratio | 4.00 | ▼ 0.07 | ▲ 0.18 | ▼ 0.09 | ▲ 0.13 | ▼ 0.06 | ▼ 0.03 |
Eps | 0.15 | ▼ 0.00 | ▲ 1.52 | ▼ 0.66 | ▼ 0.52 | ▼ 0.40 | ▼ 0.21 |
Eps Diluted | 0.14 | ▼ 0.00 | ▲ 1.52 | ▼ 0.61 | ▼ 0.48 | ▼ 0.40 | ▼ 0.21 |
Weighted Average Shs Out | 8.00M | ▼ 0.00 | ▲ 3.47M | ▲ 3.94M | ▲ 4.04M | ▲ 4.11M | ▼ 3.99M |
Weighted Average Shs Out Dil | 8.37M | ▼ 0.00 | ▲ 3.49M | ▲ 4.27M | ▲ 4.36M | ▼ 4.11M | ▼ 3.99M |
Link | View | View | View | View | View | View | View |
Final Link | View | View | View | View | View | View | View |
2015 | 2019 | 2020 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 0.00 | ▲ 112.96M | ▼ 57.76M | ▲ 112.11M | ▼ 70.93M | ▼ 63.03M | ▼ 60.51M |
Short Term Investments | 0.00 | 0.00 | 0.00 | ▲ 30.89M | ▲ 42.35M | ▼ 39.58M | ▲ 42.51M |
Cash And Short Term Investments | 0.00 | ▲ 112.96M | ▼ 57.76M | ▲ 143.00M | ▼ 113.28M | ▼ -4.10M | ▲ 57.51M |
Net Receivables | 0.00 | ▲ 2.12M | ▲ 7.30M | ▼ 3.56M | ▲ 4.45M | ▲ 7.13M | ▲ 7.63M |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -3.03M | ▼ -65.13M |
Other Current Assets | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -4.88M | ▲ 70.16M | ▼ 68.53M |
Total Current Assets | 0.00 | ▲ 115.08M | ▼ 65.06M | ▲ 146.57M | ▼ 112.85M | ▼ 70.16M | ▼ 68.53M |
Property Plant Equipment Net | 0.00 | ▲ 19.33M | ▲ 21.85M | ▲ 34.21M | ▲ 38.62M | ▲ 41.29M | ▲ 41.83M |
Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Intangible Assets | 0.00 | ▲ 11.28M | ▼ 8.16M | ▼ 6.62M | ▲ 10.91M | ▲ 14.96M | ▲ 15.74M |
Goodwill And Intangible Assets | 0.00 | ▲ 11.28M | ▼ 8.16M | ▼ 6.62M | ▲ 10.91M | ▲ 14.96M | ▲ 15.74M |
Long Term Investments | 0.00 | ▲ 43.42K | ▼ 41.29K | ▲ 30.90M | ▲ 47.35M | ▲ 155.21M | ▼ 141.30M |
Tax Assets | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 980.00K | ▲ 778.89M | ▲ 894.14M |
Other Non Current Assets | 0.00 | ▼ -30.65M | ▲ -30.05M | ▼ -71.73M | ▲ -58.26M | ▲ 57.26M | ▼ -17.35M |
Total Non Current Assets | 0.00 | ▲ 30.65M | ▼ 30.05M | ▲ 71.73M | ▼ 39.60M | ▲ 1.05B | ▲ 1.08B |
Other Assets | 0.00 | ▲ 385.51M | ▲ 1.45B | ▼ 698.80M | ▲ 786.45M | ▼ 0.00 | ▲ 1.00 |
Total Assets | 104.96M | ▲ 531.24M | ▲ 1.54B | ▼ 917.10M | ▲ 938.90M | ▲ 1.12B | ▲ 1.14B |
Account Payables | 0.00 | ▲ 220.17K | ▲ 2.00M | ▼ 326.00K | ▲ 704.00K | ▲ 882.00K | ▲ 1.60M |
Short Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 6.38M | ▲ 10.46M | ▲ 15.46M |
Tax Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Revenue | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 980.00K | ▼ -882.00K | ▼ -1.60M |
Other Current Liabilities | 0.00 | ▼ -220.17K | ▼ -2.00M | ▲ -326.00K | ▼ -1.68M | ▲ 625.04M | ▲ 888.10M |
Total Current Liabilities | 0.00 | ▲ 220.17K | ▲ 2.00M | ▼ 326.00K | ▲ 6.38M | ▲ 635.50M | ▲ 903.55M |
Long Term Debt | 0.00 | ▲ 24.46M | ▼ 13.63M | ▲ 14.03M | ▲ 37.37M | ▼ 7.88M | ▼ 7.77M |
Deferred Revenue Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -8.37M | ▲ 892.55M | ▲ 910.88M |
Deferred Tax Liabilities Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 8.37M | ▼ 482.00K | ▲ 728.00K |
Other Non Current Liabilities | 0.00 | ▼ -24.46M | ▲ -13.63M | ▼ -14.03M | ▲ 803.26M | ▼ -519.35M | ▼ -779.37M |
Total Non Current Liabilities | 0.00 | ▲ 24.46M | ▼ 13.63M | ▲ 14.03M | ▲ 840.63M | ▼ 381.56M | ▼ 140.01M |
Other Liabilities | 0.00 | ▲ 455.23M | ▲ 1.46B | ▼ 806.45M | ▼ 0.00 | ▲ 1.00 | ▼ 0.00 |
Capital Lease Obligations | 0.00 | ▲ 2.95M | ▲ 3.93M | ▲ 4.75M | ▼ 3.54M | ▼ 2.62M | ▲ 2.67M |
Total Liabilities | 0.00 | ▲ 479.91M | ▲ 1.47B | ▼ 820.81M | ▲ 847.01M | ▲ 1.02B | ▲ 1.04B |
Preferred Stock | 0.00 | ▲ 7.66M | ▲ 14.68M | ▼ 9.28M | 9.28M | ▲ 15.73M | 15.73M |
Common Stock | 0.00 | ▲ 41.36M | ▲ 43.04M | ▲ 51.50M | ▲ 53.02M | ▲ 54.52M | ▲ 54.78M |
Retained Earnings | 0.00 | ▲ 2.46M | ▲ 13.39M | ▲ 35.95M | ▼ 33.48M | ▲ 34.40M | ▲ 34.50M |
Accumulated Other Comprehensive Income Loss | 0.00 | 0.00 | 0.00 | ▼ -420.00K | ▼ -3.72M | ▼ -3.94M | ▼ -4.38M |
Other Total Stockholders Equity | 0.00 | ▼ -156.12K | ▲ -40.96K | ▲ -34.00K | ▼ -178.00K | ▲ 0.00 | 0.00 |
Total Stockholders Equity | 9.32M | ▲ 51.33M | ▲ 71.07M | ▲ 96.29M | ▼ 91.88M | ▲ 100.71M | ▼ 100.63M |
Total Equity | 9.32M | ▲ 51.33M | ▲ 71.07M | ▲ 96.29M | ▼ 91.88M | ▲ 100.71M | ▼ 100.63M |
Total Liabilities And Stockholders Equity | 104.96M | ▲ 531.24M | ▲ 1.54B | ▼ 917.10M | ▲ 938.90M | ▲ 1.12B | ▲ 1.14B |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 104.96M | ▲ 531.24M | ▲ 1.54B | ▼ 917.10M | ▲ 938.90M | ▲ 1.12B | ▲ 1.14B |
Total Investments | 0.00 | ▲ 43.42K | ▼ 41.29K | ▲ 61.79M | ▲ 89.70M | ▲ 155.21M | ▼ 141.30M |
Total Debt | 0.00 | ▲ 24.46M | ▼ 13.63M | ▲ 14.03M | ▲ 37.37M | ▼ 20.96M | ▲ 25.90M |
Net Debt | 0.00 | ▼ -88.50M | ▲ -44.13M | ▼ -98.08M | ▲ -33.55M | ▼ -42.07M | ▲ -34.61M |
Link | View | View | View | View | View | View | View |
Final Link | View | View | View | View | View | View | View |
1998 | 2019 | 2020 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 1.20M | ▼ 1.17M | ▲ 5.61M | ▼ 2.81M | ▼ 2.11M | ▼ 1.66M | ▼ 883.00K |
Depreciation And Amortization | 0.00 | 0.00 | ▲ 1.89M | ▼ 1.10M | ▲ 1.51M | ▼ 501.00K | ▲ 551.00K |
Deferred Income Tax | 0.00 | 0.00 | ▼ -28.33M | ▲ -1.26M | ▲ 737.00K | ▲ 758.00K | ▼ 288.00K |
Stock Based Compensation | 0.00 | ▲ 659.35K | ▼ 165.12K | ▼ 159.00K | ▲ 335.00K | ▼ 172.00K | ▼ 72.00K |
Change In Working Capital | 400.00K | ▼ 0.00 | ▲ 5.24M | ▼ -3.16M | ▲ 2.02M | ▼ -1.36M | ▼ -3.52M |
Accounts Receivables | 100.00K | ▼ 0.00 | ▼ -2.04M | ▲ 728.00K | ▼ -663.00K | ▲ -223.00K | ▼ -495.00K |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payables | 100.00K | ▼ 0.00 | ▲ 701.49K | ▼ -236.00K | ▲ 468.00K | ▼ 250.00K | ▲ 716.00K |
Other Working Capital | 200.00K | ▼ 0.00 | ▲ 6.58M | ▼ -3.65M | ▲ 2.21M | ▼ -1.38M | ▲ 0.00 |
Other Non Cash Items | 1.20M | ▼ -1.83M | ▼ -30.21M | ▲ -27.13M | ▲ 150.10M | ▼ -7.78M | ▲ -5.43M |
Net Cash Provided By Operating Activities | 2.80M | ▼ 659.35K | ▼ -45.63M | ▲ -27.47M | ▲ 156.81M | ▼ -6.04M | ▼ -8.33M |
Investments In Property Plant And Equipment | 0.00 | 0.00 | ▼ -1.61M | ▼ -5.50M | ▲ -3.13M | ▲ -1.38M | ▲ -1.00M |
Acquisitions Net | 0.00 | 0.00 | 0.00 | ▲ 42.37M | ▼ 0.00 | ▼ -27.79M | ▲ 0.00 |
Purchases Of Investments | -27.80M | ▲ 0.00 | 0.00 | ▲ 33.21M | ▼ 23.89M | ▼ -1.00M | ▼ -4.46M |
Sales Maturities Of Investments | 16.80M | ▼ 0.00 | ▲ 1.99K | ▲ 1.28M | ▼ 270.00K | ▼ -1.37M | ▲ 1.22M |
Other Investing Activities | 1.50M | ▼ 0.00 | ▲ 36.67M | ▼ -12.00M | ▼ -154.13M | ▲ 2.31M | ▼ -458.00K |
Net Cash Used For Investing Activities | -9.50M | ▲ 0.00 | ▲ 35.07M | ▲ 59.36M | ▼ -133.10M | ▲ -29.22M | ▲ -18.91M |
Debt Repayment | 0.00 | 0.00 | ▼ -11.11M | ▼ -75.06M | ▲ -114.00K | ▼ -9.89M | ▲ -4.89M |
Common Stock Issued | 0.00 | 0.00 | ▲ 189.85K | ▼ 160.00K | ▼ 141.00K | ▲ 4.42M | ▼ -51.00K |
Common Stock Repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 329.00K | ▼ -7.00K |
Dividends Paid | -300.00K | ▲ 0.00 | ▼ -537.29K | ▲ -486.00K | ▼ -529.00K | ▼ -669.00K | ▼ -716.00K |
Other Financing Activities | 6.30M | ▼ 0.00 | ▲ 42.93M | ▲ 46.21M | ▼ 6.48M | ▼ -32.66M | ▲ 26.64M |
Net Cash Used Provided By Financing Activities | 6.00M | ▼ 0.00 | ▲ 31.47M | ▼ -29.18M | ▲ 5.83M | ▼ -18.70M | ▲ 26.30M |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | ▲ 47.00 | ▼ 0.00 | 0.00 | ▼ -207.00K | ▲ 0.00 |
Net Change In Cash | -700.00K | ▲ 659.35K | ▲ 20.90M | ▼ 2.70M | ▲ 29.55M | ▼ -54.17M | ▲ -880.00K |
Cash At End Of Period | 5.50M | ▼ 659.35K | ▲ 55.38M | ▲ 109.73M | ▼ 66.05M | ▼ 58.39M | ▼ 57.51M |
Cash At Beginning Of Period | 6.20M | ▼ 0.00 | ▲ 34.48M | ▲ 107.02M | ▼ 36.50M | ▲ 112.55M | ▼ 58.39M |
Operating Cash Flow | 2.80M | ▼ 659.35K | ▼ -45.63M | ▲ -27.47M | ▲ 156.81M | ▼ -6.04M | ▼ -8.33M |
Capital Expenditure | 0.00 | 0.00 | ▼ -1.61M | ▼ -5.50M | ▲ -3.13M | ▲ -1.38M | ▲ -1.00M |
Free Cash Flow | 2.80M | ▼ 659.35K | ▼ -47.24M | ▲ -32.98M | ▲ 153.69M | ▼ -7.42M | ▼ -9.33M |
Link | View | View | View | View | View | View | View |
Final Link | View | View | View | View | View | View | View |
Generating AI Summary...
(This could take up to 5 minutes)