Discounted Cash Flow Rating

Strong Buy

Return on Equity Rating

Strong Sell

Debt to Equity Rating

Buy

Price to Earnings Rating

Strong Buy

Analyst Rating

Neutral

Simple Moving Average

Neutral

Exponential Moving Average

Neutral

Relative Strength Index

Standard Deviation

Neutral

Williams %R

Strong Buy

Average Directional Index

Neutral

Insider Trading

Neutral

Wall Street Data Solutions Rating

Neutral

B

Generations Bancorp NY, Inc. Common Stock (GBNY)

Savings Institution, Federally Chartered

https://www.mygenbank.com

Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured home, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency and municipal banking segments.

20 EAST BAYARD STREET
SENECA FALLS, NY

Current Price

---.--

% Change Today

0.00%

Change Amt. Today

0.00

Active Status

Active

Listing Date

01/01/1970

Market Cap

23,381,974

Shares Outstanding

2,240,000

Weighted SO

2,235,889

Total Employees

N/A

Upcoming Earnings

N/A

Beta

0.3960

Last Div

0.0000

Range

8.04-11.618

Chg

-0.0700

Avg Vol

820

Mkt Cap

23381974

Exch

NASDAQ

Country

US

Phone

315 568 5855

DCF Diff

-5.7952

DCF

16.2252

Div Yield

0.0000

P/S

1.1964

EV Multiple

-17.1129

P/FV

0.6294

Div Yield %

0.0000

P/E

-8.4905

PEG

-0.4530

Payout

0.0000

Current Ratio

0.3005

Quick Ratio

7.5087

Cash Ratio

0.0864

DSO

6049.6546

DIO

-149972.6566

Op Cycle

-143923.0020

DPO

0.0000

CCC

-143923.0020

Gross Margin

0.9559

Op Margin

-0.1741

Pretax Margin

-0.1741

Net Margin

-0.1348

Eff Tax Rate

0.2257

ROA

-0.0066

ROE

-0.0726

ROCE

-0.0097

NI/EBT

0.7743

EBT/EBIT

1.0000

EBIT/Rev

-0.1741

Debt Ratio

0.0531

D/E

0.5997

LT Debt/Cap

0.3749

Total Debt/Cap

0.3749

Int Coverage

-0.3480

CF/Debt

-0.0064

Equity Multi

11.3024

Rec Turnover

0.0603

Pay Turnover

0.0000

Inv Turnover

-0.0024

FA Turnover

1.4206

Asset Turnover

0.0486

OCF/Share

-0.0634

FCF/Share

-0.1683

Cash/Share

14.1035

OCF/Sales

-0.0070

FCF/OCF

2.6544

CF Coverage

-0.0064

ST Coverage

0.0000

CapEx Coverage

-0.6044

Div&CapEx Cov

-0.6044

P/BV

0.6294

P/B

0.6294

P/S

1.1964

P/E

-8.4905

P/FCF

-64.7700

P/OCF

-164.5026

P/CF

-164.5026

PEG

-0.4530

P/S

1.1964

EV Multiple

-17.1129

P/FV

0.6294

DPS

0.0000

Latest Headlines (EST)

No Headlines Found

Revenue Product Segmentation

Dividend History

Cash Value Ex-Dividend Date Declaration Date Record Date Pay Date
0.10 02/15/2012 01/30/2012 02/20/2012 03/05/2012