Discounted Cash Flow Rating
Strong Buy
Return on Equity Rating
Strong Sell
Debt to Equity Rating
Buy
Price to Earnings Rating
Strong Buy
Analyst Rating
Neutral
Simple Moving Average
Neutral
Exponential Moving Average
Neutral
Relative Strength Index
Standard Deviation
Neutral
Williams %R
Strong Buy
Average Directional Index
Neutral
Insider Trading
Neutral
Wall Street Data Solutions Rating
Neutral
B
Generations Bancorp NY, Inc. Common Stock (GBNY)
Savings Institution, Federally Chartered
Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured home, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency and municipal banking segments.
20 EAST BAYARD STREET
SENECA FALLS, NY
Current Price
---.--
% Change Today
0.00%
Change Amt. Today
0.00
Active Status
Active
Listing Date
01/01/1970
Market Cap
23,381,974
Shares Outstanding
2,240,000
Weighted SO
2,235,889
Total Employees
N/A
Upcoming Earnings
N/A
Similar Tickers
Beta
0.3960
Last Div
0.0000
Range
8.04-11.618
Chg
-0.0700
Avg Vol
820
Mkt Cap
23381974
Exch
NASDAQ
Country
US
Phone
315 568 5855
DCF Diff
-5.7952
DCF
16.2252
Div Yield
0.0000
P/S
1.1964
EV Multiple
-17.1129
P/FV
0.6294
Div Yield %
0.0000
P/E
-8.4905
PEG
-0.4530
Payout
0.0000
Current Ratio
0.3005
Quick Ratio
7.5087
Cash Ratio
0.0864
DSO
6049.6546
DIO
-149972.6566
Op Cycle
-143923.0020
DPO
0.0000
CCC
-143923.0020
Gross Margin
0.9559
Op Margin
-0.1741
Pretax Margin
-0.1741
Net Margin
-0.1348
Eff Tax Rate
0.2257
ROA
-0.0066
ROE
-0.0726
ROCE
-0.0097
NI/EBT
0.7743
EBT/EBIT
1.0000
EBIT/Rev
-0.1741
Debt Ratio
0.0531
D/E
0.5997
LT Debt/Cap
0.3749
Total Debt/Cap
0.3749
Int Coverage
-0.3480
CF/Debt
-0.0064
Equity Multi
11.3024
Rec Turnover
0.0603
Pay Turnover
0.0000
Inv Turnover
-0.0024
FA Turnover
1.4206
Asset Turnover
0.0486
OCF/Share
-0.0634
FCF/Share
-0.1683
Cash/Share
14.1035
OCF/Sales
-0.0070
FCF/OCF
2.6544
CF Coverage
-0.0064
ST Coverage
0.0000
CapEx Coverage
-0.6044
Div&CapEx Cov
-0.6044
P/BV
0.6294
P/B
0.6294
P/S
1.1964
P/E
-8.4905
P/FCF
-64.7700
P/OCF
-164.5026
P/CF
-164.5026
PEG
-0.4530
P/S
1.1964
EV Multiple
-17.1129
P/FV
0.6294
DPS
0.0000
Latest Headlines (EST)
No Headlines Found
Revenue Product Segmentation
Dividend History
Cash Value | Ex-Dividend Date | Declaration Date | Record Date | Pay Date |
---|---|---|---|---|
0.10 | 02/15/2012 | 01/30/2012 | 02/20/2012 | 03/05/2012 |
Year | Purchases | Sales | Total Bought | Total Sold |
---|
Transaction Date | Name | Type Of Owner | Price | Securities Owned | Securities Transacted | Security Name | Transaction Type |
---|
Less Than 3 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
3 - 6 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
6 - 9 Months
0.00 Shares Bought (0 %)
0.00 Shares Sold (0%)
9 - 12 Months
1.00K Shares Bought (99.90 %)
0.00 Shares Sold (0.10 %)
Investor Name | Investment Discretion | Type of Security | Shares Owned | Avg Price Paid | Market Value | Change In Market Value | Change In Market Value (%) | Ownership | Weight |
---|
Date | Investors Holding | Closed Positions | Increased Positions | Reduced Positions | New Positions | Total Invested | Put/Call Ratio | Total Calls | Total Puts |
---|
Owner | Shares Owned |
---|
2009 | 2019 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Revenue | 1.85M | ▲ 2.59M | ▲ 3.52M | ▼ 3.25M | ▼ 2.63M | ▲ 5.69M | ▼ 4.89M |
Cost Of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 417.00K |
Gross Profit | 1.85M | ▲ 2.59M | ▲ 3.52M | ▼ 3.25M | ▼ 2.63M | ▲ 5.69M | ▼ 4.48M |
Gross Profit Ratio | 1.00 | 1.00 | 1.00 | ▲ 1.31 | ▼ 1.00 | 1.00 | ▼ 0.91 |
Research And Development Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General And Administrative Expenses | 892.00K | ▲ 1.58M | ▼ 1.57M | ▼ 1.36M | ▼ 1.25M | ▲ 1.93M | ▼ 1.10M |
Selling And Marketing Expenses | 97.00K | ▼ 88.00K | ▲ 93.00K | ▲ 108.00K | ▼ 107.00K | ▼ -91.00K | ▲ 85.00K |
Selling General And Administrative Expenses | 989.00K | ▲ 1.67M | ▼ 1.67M | ▼ 1.47M | ▼ 1.36M | ▲ 1.83M | ▼ 1.18M |
Other Expenses | -2.77M | ▼ -3.53M | ▲ 4.37M | ▼ 4.27M | ▼ 1.35M | ▼ -1.07M | ▼ -1.24M |
Operating Expenses | -1.78M | ▼ -1.86M | ▲ 418.00K | ▲ 433.00K | ▼ 428.00K | ▲ 1.07M | ▲ 1.24M |
Cost And Expenses | -1.78M | ▼ -1.86M | ▲ 418.00K | ▼ -560.00K | ▲ 428.00K | ▲ 6.46M | ▼ 5.61M |
Interest Income | 2.35M | ▲ 3.37M | ▼ 3.36M | ▲ 3.39M | ▲ 3.57M | ▲ 4.53M | ▼ 4.48M |
Interest Expense | 987.00K | ▼ 884.00K | ▼ 617.00K | ▼ 377.00K | ▲ 850.00K | ▲ 2.59M | ▼ 2.58M |
Depreciation And Amortization | 112.00K | ▲ 282.00K | ▼ 272.00K | ▼ 260.00K | ▼ 256.00K | ▲ 265.00K | ▼ 228.00K |
Ebitda | 1.17M | ▼ 1.01M | ▲ 1.39M | ▼ 1.18M | ▲ 3.25M | ▼ 265.00K | ▼ -714.00K |
Ebitda Ratio | 0.63 | ▼ 0.39 | ▲ 0.39 | ▼ 0.36 | ▲ 1.23 | ▼ 0.05 | ▼ -0.15 |
Operating Income | 72.00K | ▲ 732.00K | ▲ 1.12M | ▼ 987.00K | ▲ 2.99M | ▼ -774.00K | ▲ -714.00K |
Operating Income Ratio | 0.04 | ▲ 0.28 | ▲ 0.32 | ▼ 0.30 | ▲ 1.14 | ▼ -0.14 | ▼ -0.15 |
Total Other Income Expenses Net | 0.00 | ▼ -884.00K | ▲ -617.00K | ▲ -377.00K | ▼ -2.94M | ▲ -774.00K | ▲ -714.00K |
Income Before Tax | 72.00K | ▼ -152.00K | ▲ 498.00K | ▲ 610.00K | ▼ 54.00K | ▼ -774.00K | ▲ -714.00K |
Income Before Tax Ratio | 0.04 | ▼ -0.06 | ▲ 0.14 | ▲ 0.19 | ▼ 0.02 | ▼ -0.14 | ▼ -0.15 |
Income Tax Expense | 25.00K | ▼ -155.00K | ▲ 97.00K | ▼ 92.00K | ▼ 8.00K | ▼ -168.00K | ▼ -169.00K |
Net Income | 47.00K | ▼ 3.00K | ▲ 401.00K | ▲ 518.00K | ▼ 46.00K | ▼ -606.00K | ▲ -545.00K |
Net Income Ratio | 0.03 | ▼ 0.00 | ▲ 0.11 | ▲ 0.16 | ▼ 0.02 | ▼ -0.11 | ▼ -0.11 |
Eps | 0.02 | ▼ 0.00 | ▲ 0.16 | ▲ 0.22 | ▼ 0.02 | ▼ -0.27 | ▲ -0.25 |
Eps Diluted | 0.02 | ▼ 0.00 | ▲ 0.16 | ▲ 0.22 | ▼ 0.02 | ▼ -0.27 | ▲ -0.25 |
Weighted Average Shs Out | 2.26M | ▲ 2.46M | ▲ 2.46M | ▼ 2.35M | ▲ 2.35M | ▼ 2.24M | ▼ 2.14M |
Weighted Average Shs Out Dil | 2.26M | ▲ 2.46M | ▲ 2.46M | ▼ 2.35M | ▲ 2.35M | ▼ 2.24M | ▼ 2.14M |
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2009 | 2019 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Cash And Cash Equivalents | 7.71M | ▲ 13.45M | ▲ 26.83M | ▼ 21.65M | ▼ 8.00M | ▲ 18.89M | ▼ 12.67M |
Short Term Investments | 0.00 | ▲ 30.63M | ▼ 17.93M | ▲ 36.98M | ▼ 33.05M | ▼ 31.30M | ▼ 27.89M |
Cash And Short Term Investments | 7.71M | ▲ 44.08M | ▲ 44.76M | ▼ 41.03M | ▼ 37.01M | ▼ -3.99M | ▲ 31.15M |
Net Receivables | 654.00K | ▲ 1.22M | ▼ 1.18M | ▲ 1.25M | ▲ 1.30M | ▲ 2.48M | ▼ 1.74M |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 294.56M | ▼ 1.51M | ▼ -362.17M |
Other Current Assets | 161.21M | ▲ 247.68M | ▲ 288.63M | ▼ 0.00 | ▲ 9.32M | ▲ 20.62M | ▼ 14.41M |
Total Current Assets | 169.58M | ▲ 292.97M | ▲ 334.56M | ▼ 319.15M | ▲ 342.19M | ▼ 20.62M | ▼ 14.41M |
Property Plant Equipment Net | 7.30M | ▲ 17.59M | ▼ 16.74M | ▼ 15.35M | ▼ 14.86M | ▼ 14.20M | ▼ 13.99M |
Goodwill | 0.00 | ▲ 792.00K | 792.00K | 792.00K | 792.00K | ▼ 0.00 | 0.00 |
Intangible Assets | 349.00K | ▲ 913.00K | ▼ 848.00K | ▼ 783.00K | ▼ 718.00K | ▼ 654.00K | ▼ 637.00K |
Goodwill And Intangible Assets | 349.00K | ▲ 1.71M | ▼ 1.64M | ▼ 1.58M | ▼ 1.51M | ▼ 654.00K | ▼ 637.00K |
Long Term Investments | 13.94M | ▲ 35.28M | ▼ 20.07M | ▲ 38.45M | ▼ 34.94M | ▼ 16.48M | ▼ 11.08M |
Tax Assets | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 2.68M | ▲ 3.09M | ▲ 349.59M |
Other Non Current Assets | 0.00 | 0.00 | 0.00 | ▼ -53.80M | ▲ -37.63M | ▲ 372.55M | ▼ 21.13M |
Total Non Current Assets | 21.58M | ▲ 54.58M | ▼ 38.45M | ▼ 1.58M | ▲ 16.37M | ▲ 406.97M | ▼ 396.42M |
Other Assets | 0.00 | 0.00 | 0.00 | ▲ 58.23M | ▼ 27.73M | ▼ 0.00 | 0.00 |
Total Assets | 191.16M | ▲ 347.55M | ▲ 373.01M | ▲ 378.95M | ▲ 386.29M | ▲ 427.59M | ▼ 410.83M |
Account Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Short Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 16.20M | ▼ 3.58M | ▼ 2.91M |
Tax Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Current Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 262.15M | ▼ 50.63M |
Total Current Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 16.20M | ▲ 265.73M | ▼ 53.53M |
Long Term Debt | 20.73M | ▲ 32.18M | ▼ 28.86M | ▼ 17.76M | ▼ 10.33M | ▲ 20.00M | ▲ 22.56M |
Deferred Revenue Non Current | 0.00 | 0.00 | 0.00 | 0.00 | ▼ -2.54M | ▲ 95.46M | ▼ 0.00 |
Deferred Tax Liabilities Non Current | 0.00 | 0.00 | 0.00 | ▲ 1.12M | ▲ 2.54M | ▲ 3.09M | ▼ 0.00 |
Other Non Current Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | ▲ 322.43M | ▼ 5.62M | ▲ 297.83M |
Total Non Current Liabilities | 20.73M | ▲ 32.18M | ▼ 28.86M | ▼ 18.88M | ▲ 332.77M | ▼ 124.17M | ▲ 320.39M |
Other Liabilities | 153.52M | ▲ 287.14M | ▲ 314.27M | ▲ 316.59M | ▼ 0.00 | ▲ 1.00 | ▼ 0.00 |
Capital Lease Obligations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities | 174.24M | ▲ 319.32M | ▲ 343.13M | ▼ 335.47M | ▲ 348.97M | ▲ 389.89M | ▼ 373.93M |
Preferred Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Common Stock | 24.00K | ▲ 26.00K | 26.00K | 26.00K | ▼ 24.00K | ▼ 22.00K | 22.00K |
Retained Earnings | 9.59M | ▲ 18.57M | ▲ 20.26M | ▲ 21.67M | ▲ 22.51M | ▼ 21.00M | ▼ 20.46M |
Accumulated Other Comprehensive Income Loss | -1.59M | ▼ -1.66M | ▲ -1.42M | ▲ -966.00K | ▼ -6.47M | ▲ -4.26M | ▼ -4.56M |
Other Total Stockholders Equity | 8.89M | ▲ 11.30M | ▼ 11.02M | ▲ 22.75M | ▼ 21.26M | ▼ 20.93M | ▲ 20.99M |
Total Stockholders Equity | 16.92M | ▲ 28.23M | ▲ 29.89M | ▲ 43.48M | ▼ 37.33M | ▲ 37.70M | ▼ 36.91M |
Total Equity | 16.92M | ▲ 28.23M | ▲ 29.89M | ▲ 43.48M | ▼ 37.33M | ▲ 37.70M | ▼ 36.91M |
Total Liabilities And Stockholders Equity | 191.16M | ▲ 347.55M | ▲ 373.01M | ▲ 378.95M | ▲ 386.29M | ▲ 427.59M | ▼ 410.83M |
Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities And Total Equity | 191.16M | ▲ 347.55M | ▲ 373.01M | ▲ 378.95M | ▲ 386.29M | ▲ 427.59M | ▼ 410.83M |
Total Investments | 13.94M | ▲ 65.91M | ▼ 37.99M | ▼ 36.98M | ▲ 67.99M | ▼ 16.48M | ▼ 11.08M |
Total Debt | 20.73M | ▲ 32.18M | ▼ 28.86M | ▼ 17.76M | ▲ 26.53M | ▼ 23.58M | ▲ 25.47M |
Net Debt | 13.02M | ▲ 18.74M | ▼ 2.03M | ▼ -3.89M | ▲ 18.53M | ▼ 4.69M | ▲ 12.80M |
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2009 | 2019 | 2021 | 2022 | 2023 | 2024 | 2024 | |
---|---|---|---|---|---|---|---|
Net Income | 47.00K | ▼ 3.00K | ▲ 401.00K | ▲ 518.00K | ▼ 46.00K | ▼ -606.00K | ▲ -545.00K |
Depreciation And Amortization | 112.00K | ▲ 282.00K | ▼ 272.00K | ▼ 260.00K | ▼ 256.00K | ▲ 265.00K | ▼ 228.00K |
Deferred Income Tax | 0.00 | ▼ -159.00K | ▲ 863.00K | ▼ -55.00K | ▲ 1.21M | ▼ -133.00K | ▼ -169.00K |
Stock Based Compensation | 0.00 | ▲ 20.00K | ▼ 8.00K | ▲ 13.00K | ▲ 65.00K | ▲ 266.00K | ▼ 52.00K |
Change In Working Capital | 654.00K | ▼ 548.00K | ▼ 83.00K | ▲ 1.11M | ▼ -717.00K | ▲ 1.80M | ▼ -1.08M |
Accounts Receivables | 0.00 | ▼ -114.00K | ▲ 247.00K | ▼ 56.00K | ▼ -88.00K | ▲ -84.00K | ▼ -129.00K |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Working Capital | 654.00K | ▲ 662.00K | ▼ -164.00K | ▲ 1.05M | ▼ -629.00K | ▲ 1.88M | ▼ -947.00K |
Other Non Cash Items | -331.00K | ▲ 1.01M | ▼ -605.00K | ▲ 126.00K | ▲ 690.00K | ▼ -201.00K | ▲ 921.00K |
Net Cash Provided By Operating Activities | 482.00K | ▲ 1.71M | ▼ 1.02M | ▲ 1.97M | ▼ 1.55M | ▼ 1.39M | ▼ -1.10M |
Investments In Property Plant And Equipment | -846.00K | ▲ 55.00K | ▼ -53.00K | ▲ -50.00K | ▼ -242.00K | ▲ -176.00K | ▲ -6.00K |
Acquisitions Net | -8.76M | ▼ -9.44M | ▲ 5.01M | ▲ 8.91M | ▼ 0.00 | ▲ 66.00K | ▼ 0.00 |
Purchases Of Investments | -426.00K | ▼ -11.30M | ▲ -4.87M | ▲ -1.83M | ▲ -918.00K | ▼ -1.36M | ▲ 0.00 |
Sales Maturities Of Investments | 3.73M | ▼ 220.00K | ▲ 10.36M | ▼ 1.18M | ▼ 1.07M | ▲ 2.31M | ▲ 3.42M |
Other Investing Activities | 88.00K | ▲ 207.00K | ▼ -572.00K | ▲ 217.00K | ▼ -12.43M | ▲ -5.24M | ▲ -78.00K |
Net Cash Used For Investing Activities | -6.21M | ▼ -20.26M | ▲ 9.88M | ▼ 8.43M | ▼ -12.52M | ▲ -4.39M | ▲ 4.37M |
Debt Repayment | -2.99M | ▼ -3.28M | ▲ -2.44M | ▲ -2.10M | ▲ -1.14M | ▲ -1.02M | ▼ -1.89M |
Common Stock Issued | 0.00 | 0.00 | ▲ 275.00K | ▼ 0.00 | ▼ -290.00K | ▼ -598.00K | ▲ -78.00K |
Common Stock Repurchased | 0.00 | ▼ -1.00K | ▲ 1.00K | ▼ -27.00K | ▼ -234.00K | ▲ -2.00K | ▲ 0.00 |
Dividends Paid | 0.00 | 0.00 | ▼ -275.00K | ▲ 0.00 | 0.00 | 0.00 | 0.00 |
Other Financing Activities | 12.19M | ▲ 27.21M | ▼ 6.12M | ▼ 541.00K | ▲ 13.24M | ▼ 343.00K | ▼ -11.86M |
Net Cash Used Provided By Financing Activities | 9.20M | ▲ 23.93M | ▼ 3.68M | ▼ -1.58M | ▲ 11.57M | ▲ 12.02M | ▼ -11.94M |
Effect Of Forex Changes On Cash | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Change In Cash | 3.47M | ▲ 5.38M | ▲ 14.58M | ▼ 8.81M | ▼ 606.00K | ▲ 9.01M | ▼ -8.67M |
Cash At End Of Period | 6.36M | ▲ 13.45M | ▲ 26.83M | ▼ 21.00M | ▼ 8.00M | ▲ 14.53M | ▼ 5.86M |
Cash At Beginning Of Period | 2.89M | ▲ 8.07M | ▲ 12.25M | ▼ 12.19M | ▼ 7.40M | ▼ 5.51M | ▲ 14.53M |
Operating Cash Flow | 482.00K | ▲ 1.71M | ▼ 1.02M | ▲ 1.97M | ▼ 1.55M | ▼ 1.39M | ▼ -1.10M |
Capital Expenditure | -846.00K | ▲ 55.00K | ▼ -53.00K | ▲ -50.00K | ▼ -242.00K | ▲ -176.00K | ▲ -6.00K |
Free Cash Flow | -364.00K | ▲ 1.76M | ▼ 969.00K | ▲ 1.92M | ▼ 1.31M | ▼ 1.21M | ▼ -1.10M |
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